Wall Street’s been sending mixed signals, but one thing is crystal clear: retirement accounts are taking a beating. Between market volatility, looming trade wars, and ongoing uncertainty, many Americans – perhaps your clients included – have seen double-digit losses in their 401(k)s and IRAs—and they’re starting to panic.
For advisors, this is a critical moment. When markets are shaky, clients crave safety. They want guarantees. Stability. Predictability. And that’s exactly where you can lead with confidence.
Help Clients Protect Their Savings from Market Volatility
One of the most powerful tools in your kit right now?
The CD Replacement Kit.
While banks are locking clients into CDs with mediocre yields and minimal flexibility, you’re in a position to offer better growth potential, tax deferral, and guaranteed protection—all wrapped in an easy-to-understand solution. The kit makes it simple to show clients how certain annuity products can provide:
- Competitive interest rates with zero market risk
- Access to funds in case of emergencies
- Legacy protection and income options CDs just can’t match
And with retirement portfolios down, many investors are moving out of the market and into these kinds of safe money strategies—especially if their CD is coming due or their savings are sitting idle.
Use the CD Replacement Kit to Start More Safe Money Conversations
This isn’t just about repositioning dollars. It’s about restoring confidence and giving your clients a plan they can believe in. Ready to start more of those conversations? Our CD Replacement Kit gives you everything you need—from scripts and sales ideas to consumer-facing brochures and appointment-setting language. Let’s help your clients stop worrying about what they could lose—and start focusing on what they can protect.
The kit includes:
- A 2025 Taxable Equivalent Yield chart to compare returns
- A Split-Annuity strategy guide and checklist to optimize tax efficiency
- Comparisons and calculators for CDs vs. annuities and CDs vs. SPL
- Prospecting emails, a fillable fact finder, social cards, and post copy
- Going Broke Safely and Market Loss Recovery concept pages
Click below for top MYGA rates and to request your CD Replacement Kit.
