September 27, 2023 – Effective Date of Change
Americo
Fixed Indexed Annuity
Elite 5 10,000+
- Declared Interest Option: Rate: 4.90%
- 1-Year Dow Jones US Real Estate Pt-to-Pt with PR: Part Rate 60%
- 5-Year Dow Jones US Real Estate Pt-to-Pt with Final Average with PR: Part Rate 153%
- 1-Year S&P 500 Pt-to-Pt with PR : Part Rate 51%
- 5-Year S&P 500 Pt-to-Pt with Final Average with PR: Part Rate 104%
- 5-Year NASDAQ Biotechnology Pt-to-Pt with Final Average with PR : Part Rate 87%
- 1-Year NASDAQ Biotechnology Pt-to-Pt with PR : Part Rate 44%
- 1-Year S&P Technology Select Sector Pt-to-Pt with PR : Part Rate 40%
- 5-Year S&P Technology Select Sector Pt-to-Pt with Final Average with PR : Part Rate 83%
- 1-Year S&P Health Care Select Sector Pt-to-Pt with PR : Part Rate 58%
- 5-Year S&P Health Care Select Sector Pt-to-Pt with Final Average with PR : Part Rate 118%
Ultimate One Index 7 10,000+
- 1-Year S&P 500 Point-to-Point with Participation Rate : Part Rate 50%
- 1-Year S&P 500 Point-to-Point with Cap : Cap 8.350%
- 1-Year S&P 500 Monthly Averaging with Participation Rate : Part Rate 84%
- Declared Interest Option : Rate: 4.30%
- 1-Year S&P 500 Monthly Averaging with Cap : Cap 13.450%
Ultimate One Index 9 10,000+
- Declared Interest Option : Rate: 4.45%
- 1-Year S&P 500 Point-to-Point with Participation Rate : Part Rate 53%
- 1-Year S&P 500 Point-to-Point with Cap : Cap 8.500%
- 1-Year S&P 500 Monthly Averaging with Participation Rate : Part Rate 89%
- 1-Year S&P 500 Monthly Averaging with Cap : Cap 14.300%
Ultimate One Index 9 Bonus (411) 10,000+
- Declared Interest Option: Rate: 3.70%
- 1-Year S&P 500 Point-to-Point with Participation Rate: Part Rate 44%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 7.200%
- 1-Year S&P 500 Monthly Averaging with Participation Rate: Part Rate 74%
- 1-Year S&P 500 Monthly Averaging with Cap: Cap 9.800%
MYGA
- Platinum Assure 2 25,000+ 4.90%
- Platinum Assure 3 25,000+ 5.10%
- Platinum Assure 4 25,000+ 5.45%
- Platinum Assure 5 25,000+ 5.55%
- Platinum Assure 5 CA 25,000+ 5.55%
- Platinum Assure 6 25,000+ 5.55%
- Platinum Assure 7 25,000+ 5.60%
September 28, 2023 – Effective Date of Change
Ibexis
Fixed Indexed Annuity
MYGA Plus 3 FIA 10,000+
- MYGA Fixed Option (Simple Interest): Rate: 5.45%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.300%
MYGA Plus 3 FIA 100,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 8.000%
- MYGA Fixed Option (Simple Interest): Rate: 6.05%
MYGA Plus 3 FIA CA 10,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.200%
- MYGA Fixed Option (Simple Interest): Rate: 5.35%
MYGA Plus 3 FIA CA 100,000+
- MYGA Fixed Option (Simple Interest): Rate: 5.95%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.900%
MYGA Plus 5 FIA 10,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.600%
- MYGA Fixed Option (Simple Interest): Rate: 5.90%
MYGA Plus 5 FIA 100,000+
- MYGA Fixed Option (Simple Interest): Rate: 6.45%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 8.500%
MYGA Plus 5 FIA CA 10,000+
- MYGA Fixed Option (Simple Interest): Rate: 5.80%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.500%
MYGA Plus 5 FIA CA 100,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 8.400%
- MYGA Fixed Option (Simple Interest): Rate: 6.35%
MYGA Plus 7 FIA 10,000+
- MYGA Fixed Option (Simple Interest): Rate: 5.55%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 7.000%
MYGA Plus 7 FIA 100,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 8.500%
- MYGA Fixed Option (Simple Interest): Rate: 6.25%
MYGA Plus 7 FIA CA 10,000+
- MYGA Fixed Option (Simple Interest): Rate: 5.45%
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 6.900%
MYGA Plus 7 FIA CA 100,000+
- 1 Year S&P 500 Point to Point Performance Trigger (Simple Interest): Cap 8.400%
- MYGA Fixed Option (Simple Interest): Rate: 6.15%
MYGA
- MYGA Plus 3 (Simple Interest) 10,000+ 5.45%
- MYGA Plus 3 (Simple Interest) 100,000+ 6.05%
- MYGA Plus 3 (Simple Interest) CA 10,000+ 5.35%
- MYGA Plus 3 (Simple Interest) CA 100,000+ 5.95%
- MYGA Plus 5 (Simple Interest) 10,000+ 5.90%
- MYGA Plus 5 (Simple Interest) 100,000+ 6.45%
- MYGA Plus 5 (Simple Interest) CA 10,000+ 5.80%
- MYGA Plus 5 (Simple Interest) CA 100,000+ 6.35%
- MYGA Plus 7 (Simple Interest) 10,000+ 5.55%
- MYGA Plus 7 (Simple Interest) 100,000+ 6.25%
- MYGA Plus 7 (Simple Interest) CA 10,000+ 5.45%
- MYGA Plus 7 (Simple Interest) CA 100,000+ 6.15%
September 29, 2023 – Effective Date of Change
National Life Group
Fixed Indexed Annuity
FIT Focus Growth 50,000+
- 1-Year S&P 500 Annual Point to Point with Cap: Cap 8.500%
- 1-Year S&P 500 Monthly Sum Cap: Cap 2.000%
- Declared Rate: Rate: 2.75%
- 1-Year Global Balanced SG Annual Point to Point with PR: Part Rate 155%
- 1-Year US Fundamental Balanced Annual Point to Point with PR: Part Rate 155%
- 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster: Cap 11.000%
- 1-Year S&P 500 Monthly Sum Cap and Rate Booster: Cap 2.500%
- 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster: Part Rate 205%
- 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster: Part Rate 205%
FIT Focus Income 50,000+
- 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster: Cap 10.500%
- 1-Year S&P 500 Monthly Sum Cap and Rate Booster: Cap 2.750%
- 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster: Part Rate 205%
- 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster: Part Rate 205%
- 1-Year S&P 500 Annual Point to Point with Cap: Cap 8.000%
- 1-Year S&P 500 Monthly Sum Cap: Cap 2.100%
- Declared Rate: Rate: 2.75%
- 1-Year Global Balanced SG Annual Point to Point with PR: Part Rate 155%
- 1-Year US Fundamental Balanced Annual Point to Point with PR: Part Rate 155%
FIT Horizon Growth 50,000+
- 1-Year S&P 500 Annual Point to Point with Cap: Cap 10.000%
- 1-Year S&P 500 Monthly Sum Cap: Cap 2.350%
- Declared Rate: Rate: 3.25%
- 1-Year Global Balanced SG Annual Point to Point with PR: Part Rate 180%
- 1-Year US Fundamental Balanced Annual Point to Point with PR: Part Rate 180%
- 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster: Cap 12.500%
- 1-Year S&P 500 Monthly Sum Cap and Rate Booster: Cap 3.000%
- 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster: Part Rate 230%
- 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster: Part Rate 230%
FIT Horizon Income – Max Bonus 50,000+
- 1-Year S&P 500 Annual Point to Point with Cap: Cap 11.250%
- 1-Year S&P 500 Monthly Sum Cap: Cap 2.750%
- Declared Rate: Rate: 3.50%
- 1-Year Global Balanced SG Annual Point to Point with PR: Part Rate 205%
- 1-Year US Fundamental Balanced Annual Point to Point with PR: Part Rate 205%
- 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster: Cap 13.500%
- 1-Year S&P 500 Monthly Sum Cap and Rate Booster: Cap 3.250%
- 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster: Part Rate 255%
- 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster: Part Rate 255%
FIT Horizon Income – Split Bonus 50,000+
- Declared Rate: Rate: 3.50%
- 1-Year S&P 500 Annual Point to Point with Cap: Cap 11.250%
- 1-Year Global Balanced SG Annual Point to Point with PR: Part Rate 205%
- 1-Year US Fundamental Balanced Annual Point to Point with PR: Part Rate 205%
- 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster: Cap 13.500%
- 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster: Part Rate 255%
- 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster: Part Rate 255%
- 1-Year S&P 500 Monthly Sum Cap: Cap 2.750%
- 1-Year S&P 500 Monthly Sum Cap and Rate Booster: Cap 3.250%
Growth Driver 10 25,000+
- S&P 500® Index 1-Year Point to Point Cap: Cap 7.250%
- S&P 500® Index 2-Year Point to Point Cap: Cap 15.000%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.700%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 125%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 175%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 125%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 175%
- 1-Year Declared Interest: Rate: 2.25%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 9.250%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 19.000%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.100%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 170%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 240%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 170%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 240%
Growth Driver 7 25,000+
- 1-Year Declared Interest: Rate: 2.50%
- S&P 500® Index 1-Year Point to Point Cap: Cap 7.550%
- S&P 500® Index 2-Year Point to Point Cap: Cap 16.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 135%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 185%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 135%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 185%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 9.500%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 20.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 180%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 180%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.800%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.250%
Income Driver 10 25,000+
- 1-Year Declared Interest: Rate: 2.50%
- S&P 500® Index 1-Year Point to Point Cap: Cap 8.000%
- S&P 500® Index 2-Year Point to Point Cap: Cap 17.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 150%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 210%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 150%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 210%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 10.000%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 21.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 200%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 280%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 200%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 280%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.000%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.500%
Income Driver 7 25,000+
- 1-Year Declared Interest: Rate: 2.75%
- S&P 500® Index 1-Year Point to Point Cap: Cap 8.500%
- S&P 500® Index 2-Year Point to Point Cap: Cap 18.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 160%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 225%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 160%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 225%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 10.500%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 22.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 210%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 295%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 210%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 295%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.100%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.650%
Zenith Growth 10 25,000+
- 1-Year Declared Interest: Rate: 3.25%
- S&P 500® Index 1-Year Point to Point Cap: Cap 10.000%
- S&P 500® Index 2-Year Point to Point Cap: Cap 21.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 180%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 245%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 180%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 245%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12.500%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 26.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 230%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 315%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 230%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 315%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.350%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.000%
Zenith Growth 7 25,000+
- 1-Year Declared Interest: Rate: 3.50%
- S&P 500® Index 1-Year Point to Point Cap: Cap 10.250%
- S&P 500® Index 2-Year Point to Point Cap: Cap 22.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 190%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 260%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 190%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 260%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12.750%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 28.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 240%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 330%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 240%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 330%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.450%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.150%
Zenith Income 10 – Max Bonus 25,000+
- 1-Year Declared Interest: Rate: 3.50%
- S&P 500® Index 1-Year Point to Point Cap: Cap 11.250%
- S&P 500® Index 2-Year Point to Point Cap: Cap 24.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 205%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 280%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 205%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 280%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 13.500%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 35.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 355%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 355%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.750%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.250%
Zenith Income 10 – Split Bonus 25,000+
- 1-Year Declared Interest: Rate: 3.50%
- S&P 500® Index 1-Year Point to Point Cap: Cap 11.250%
- S&P 500® Index 2-Year Point to Point Cap: Cap 24.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 205%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 280%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 205%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 280%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 13.500%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 35.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 355%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 255%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 355%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 2.750%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.250%
Zenith Income 7 – Max Bonus 25,000+
- 1-Year Declared Interest: Rate: 3.75%
- S&P 500® Index 1-Year Point to Point Cap: Cap 11.500%
- S&P 500® Index 2-Year Point to Point Cap: Cap 25.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 215%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 295%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 215%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 295%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 13.750%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 37.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 265%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 370%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 265%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 370%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 3.000%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.500%
Zenith Income 7 – Split Bonus 25,000+
- 1-Year Declared Interest: Rate: 3.75%
- S&P 500® Index 1-Year Point to Point Cap: Cap 11.500%
- S&P 500® Index 2-Year Point to Point Cap: Cap 25.000%
- Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 215%
- Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 295%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 215%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 295%
- S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 13.750%
- S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 37.000%
- Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 265%
- Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 370%
- US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 265%
- US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 370%
- S&P 500® Index 1-Year Monthly Sum Cap: Cap 3.000%
- S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 3.500%
