September 20, 2023 – Effective Date of Change
American Life
Fixed Indexed Annuity
American Fusion MYGIA 10,000+
- 5 Year Guaranteed Rate: Rate: 4.25%
- 5 Year S&P 500 Index Performance Threshold: Part Rate 25%
MYGA
- American Classic 3 (No Liquidity) 1,000+ 5.40%
- American Classic 3 Year 1,000+ 5.40%
- American Classic 5 (No Liquidity) 1,000+ 5.40%
- American Classic 5 Year 1,000+ 5.40%
- American Fusion MYGIA 10,000+ 4.25%
September 20, 2023 – Effective Date of Change
Fixed Indexed Annuity
NAC VersaChoice 10 20,000+
- S&P 500 Monthly Point to Point Cap : Cap 2.750%
- S&P 500 Annual Point to Point Cap : Cap 7.750%
- Fixed Rate: Rate: 4.00%
- S&P 500 Annual Point to Point Participation Rate: Part Rate 30%
- S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR: Part Rate 140%
- S&P 500 2-Year Point to Point with Participation Rate: Part Rate 45%
- S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR: Part Rate 200%
- Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR: Part Rate 210%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR: Part Rate 150%
- Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR : Part Rate 265%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR: Part Rate 185%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate: Part Rate 185%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate: Part Rate 265%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate: Part Rate 150%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate: Part Rate 210%
- 2 Year Goldman Sachs Equity TimeX Index with Participation Rate: Part Rate 105%
- 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate: Part Rate 75%
NAC VersaChoice 10 75,000+
- 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate: Part Rate 85%
- 2 Year Goldman Sachs Equity TimeX Index with Participation Rate: Part Rate 120%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate: Part Rate 235%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate: Part Rate 175%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate: Part Rate 290%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate: Part Rate 200%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR: Part Rate 200%
- Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR : Part Rate 290%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR: Part Rate 175%
- Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR: Part Rate 235%
- S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR: Part Rate 225%
- S&P 500 2-Year Point to Point with Participation Rate: Part Rate 50%
- S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR: Part Rate 165%
- S&P 500 Annual Point to Point Participation Rate: Part Rate 35%
- Fixed Rate: Rate: 4.25%
- S&P 500 Annual Point to Point Cap : Cap 8.750%
- S&P 500 Monthly Point to Point Cap : Cap 2.900%
NAC VersaChoice 10 (ELB) 20,000+
- S&P 500 Monthly Point to Point Cap : Cap 2.750%
- S&P 500 Annual Point to Point Cap : Cap 7.750%
- S&P 500 Annual Point to Point Participation Rate: Part Rate 30%
- Fixed Rate: Rate: 4.00%
- S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR : Part Rate 200%
- S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR : Part Rate 140%
- S&P 500 2-Year Point to Point with Participation Rate : Part Rate 45%
- Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR: Part Rate 210%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR: Part Rate 150%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR: Part Rate 185%
- Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR : Part Rate 265%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate: Part Rate 185%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate: Part Rate 265%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate: Part Rate 150%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate: Part Rate 210%
- 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate: Part Rate 75%
- 2 Year Goldman Sachs Equity TimeX Index with Participation Rate: Part Rate 105%
NAC VersaChoice 10 (ELB) 75,000+
- 2 Year Goldman Sachs Equity TimeX Index with Participation Rate: Part Rate 120%
- 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate: Part Rate 85%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate: Part Rate 235%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate: Part Rate 175%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate: Part Rate 290%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate: Part Rate 200%
- Fidelity Multifactor Yield 5% ER 2 year Point to Point w/ Enhanced PR : Part Rate 290%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ Enhanced PR: Part Rate 200%
- Fidelity Multifactor Yield 5% ER Annual Point to Point w/ PR: Part Rate 175%
- Fidelity Multifactor Yield 5% ER 2-Year Point to Point w/ PR: Part Rate 235%
- S&P 500 2-Year Point to Point with Participation Rate : Part Rate 50%
- S&P 500 MARC 5% Excess Return Annual Point to Point w/ PR : Part Rate 165%
- S&P 500 MARC 5% Excess Return 2-Year Point to Point w/ PR : Part Rate 225%
- Fixed Rate: Rate: 4.25%
- S&P 500 Annual Point to Point Participation Rate: Part Rate 35%
- S&P 500 Annual Point to Point Cap : Cap 8.750%
- S&P 500 Monthly Point to Point Cap : Cap 2.900%
Performance Choice 8 20,000+
- 1-Year S&P 500 Point-to-Point : Cap 8.250%
- 1-Year S&P 500 Monthly Point-to-Point Cap : Cap 2.850%
- 1-Year Fixed : Rate: 4.20%
- 1-Year S&P MARC 5% ER Annual Point to Point W/PR: Part Rate 160%
- 1-Year S&P 500 Annual Point-to-Point W/PR: Part Rate 30%
- 2-Year S&P 500 Annual Point-to-Point W/PR: Part Rate 45%
- 2-Year S&P MARC 5% ER Annual Point to Point W/PR : Part Rate 215%
- 1-Year Fidelity Multifactor Yeild Index 5% ER W/PR: Part Rate 170%
- 2-Year Fidelity Multifactor Yeild Index 5% ER W/PR: Part Rate 225%
- 1-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR : Part Rate 195%
- 2-Year Fidelity Multifactor Yeild Index 5% ER W/ Enhanced PR : Part Rate 285%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Enhanced Participation Rate: Part Rate 195%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Enhanced Participation Rate: Part Rate 285%
- Morgan Stanley Dynamic Global Index Annual Point-to-Point with Participation Rate: Part Rate 170%
- Morgan Stanley Dynamic Global Index Two-year Point-to-Point with Participation Rate: Part Rate 225%
- 1 Year Goldman Sachs Equity TimeX Index Point to Point Participation Rate: Part Rate 80%
- 2 Year Goldman Sachs Equity TimeX Index with Participation Rate: Part Rate 115%
