On The Move - September 10, 2024 - Insurance Agency Marketing Services

September 13, 2024 – Effective Date of Change

Fidelity & Guaranty Life

Fixed Indexed Annuity

FG Accelerator Plus 10 10,000+

1-Year S&P 500 Monthly Point-to-Point: Cap 2.45%
1-Year S&P 500 Point-to-Point with Cap: Cap 7.5%
1-Year Index Gain Option with Declared Rate: Cap 5.5%
2-Year Barclays Trailblazer Sectors 5 Index: Part Rate 235%
1-Year Fixed Account: Rate: 4%
1-Year S&P 500 Monthly Point-to-Point with Charge: Cap 3.25%
1-Year S&P 500 Point-to-Point with Cap with Charge: Cap 10.25%
1-Year Index Gain Option with Declared Rate with Charge: Cap 7.25%
2-Year Barclays Trailblazer Sectors 5 Index with Charge: Part Rate 275%
1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge: Part Rate 45%
1-Year Balanced Asset 5 Index with Spread & Par : Spread 1% Part Rate 165%
2-Year Balanced Asset 5 Index with Spread & Par: Part Rate 240%
1-Year Balanced Asset 5 Index with Par with Charge: Part Rate 220%
2-Year Balanced Asset 5 Index with Par with Charge: Part Rate 280%
1-Year Balanced Asset 10 Point to Point Participation: Part Rate 85%
1-Year Balanced Asset 10 Point to Point with Spread & Par : Spread 5.5% Part Rate 155%
2-Year Balanced Asset 10 Point to Point with Spread & Par : Spread 5% Part Rate 175%
2-Year Balanced Asset 10 Index with Spread & Par with Charge: Spread 5% Part Rate 205%
1-Year GS Global Factor Point to Point Par: Part Rate 170%
1-Year GS Global Factor Point to Point Par with Charge: Part Rate 230%
2-Year GS Global Factor Point to Point Par with Charge: Part Rate 295%
2-Year GS Global Factor Point to Point Par & Spread: Part Rate 255%
2-Year BlackRock Market Advantage Point-to-Point with Spread and Par: Part Rate 185%
1-Year BlackRock Market Advantage Point-to-Point with Par: Part Rate 130%

FG Accelerator Plus 14 10,000+

2-Year BlackRock Market Advantage Point-to-Point with Spread and Par: Part Rate 190%
1-Year BlackRock Market Advantage Point-to-Point with Par: Part Rate 135%
1-Year GS Global Factor Point to Point Par: Part Rate 175%
1-Year GS Global Factor Point to Point Par with Charge: Part Rate 235%
2-Year GS Global Factor Point to Point Par with Charge: Part Rate 305%
2-Year GS Global Factor Point to Point Par & Spread: Part Rate 265%
1-Year Balanced Asset 10 Point to Point Participation: Part Rate 90%
1-Year Balanced Asset 10 Point to Point with Spread & Par : Spread 5.5% Part Rate 160%
2-Year Balanced Asset 10 Point to Point with Spread & Par : Spread 5% Part Rate 180%
2-Year Balanced Asset 10 Index with Spread & Par with Charge: Spread 5% Part Rate 210%
1-Year Balanced Asset 5 Index with Spread & Par : Part Rate 170%
2-Year Balanced Asset 5 Index with Spread & Par: Part Rate 250%
1-Year Balanced Asset 5 Index with Par with Charge: Part Rate 225%
2-Year Balanced Asset 5 Index with Par with Charge: Part Rate 290%
1-Year S&P 500 Annual Point-to-Point with Participation Rate with Charge: Part Rate 45%
1-Year S&P 500 Monthly Point-to-Point with Charge: Cap 3.35%
1-Year S&P 500 Point-to-Point with Cap with Charge: Cap 10.5%
1-Year Index Gain Option with Declared Rate with Charge: Cap 7.5%
2-Year Barclays Trailblazer Sectors 5 Index with Charge: Part Rate 280%
1-Year S&P 500 Monthly Point-to-Point: Cap 2.5%
1-Year S&P 500 Point-to-Point with Cap: Cap 7.75%
1-Year Index Gain Option with Declared Rate: Cap 5.75%
2-Year Barclays Trailblazer Sectors 5 Index: Part Rate 240%
1-Year Fixed Account: Rate: 4%

FG AccumulatorPlus 10 10,000+

2-Year Barclays Trailblazer Sectors 5 Index: Part Rate 255%
1-Year S&P 500 Monthly Point-to-Point With Charge: Cap 3.45%
1-Year S&P 500 Monthly Average with Cap With Charge: Cap 14.25%
1-Year S&P 500 Point-to-Point with Cap With Charge: Cap 11%
1-Year S&P 500 Annual Performance Trigger With Charge: Cap 7.75%
2-Year Barclays Trailblazer Sectors 5 Index With Charge: Part Rate 295%
1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge: Part Rate 50%
1-Year S&P 500 Monthly Point-to-Point: Cap 2.65%
1-Year S&P 500 Monthly Average with Cap: Cap 8.75%
1-Year S&P 500 Point-to-Point with Cap: Cap 8.25%
1-Year S&P 500 Annual Performance Trigger: Cap 6%
1-Year Fixed Account: Rate: 4%
1-Year GS Global Factor Point-to-Point Spread and Par: Part Rate 190%
2-Year GS Global Factor Point-to-Point Spread and Par: Part Rate 280%
1-Year GS Global Factor Point-to-Point Par With Charge: Part Rate 250%
2-Year GS Global Factor Point-to-Point Par With Charge: Part Rate 325%

FG AccumulatorPlus 7 10,000+

1-Year GS Global Factor Point-to-Point Par With Charge: Part Rate 245%
2-Year GS Global Factor Point-to-Point Par With Charge: Part Rate 320%
1-Year GS Global Factor Point-to-Point Spread and Par : Part Rate 185%
2-Year GS Global Factor Point-to-Point Spread and Par: Part Rate 275%
1-Year S&P 500 Annual Point-to-Point with Participation Rate With Charge: Part Rate 50%
1-Year S&P 500 Monthly Point-to-Point With Charge: Cap 3.35%
1-Year S&P 500 Monthly Average with Cap With Charge: Cap 14%
1-Year S&P 500 Point-to-Point with Cap With Charge: Cap 10.75%
1-Year S&P 500 Annual Performance Trigger With Charge: Cap 7.5%
2-Year Barclays Trailblazer Sectors 5 Index With Charge: Part Rate 290%
1-Year S&P 500 Monthly Point-to-Point: Cap 2.55%
1-Year S&P 500 Monthly Average with Cap: Cap 8.5%
1-Year S&P 500 Point-to-Point with Cap: Cap 8%
1-Year S&P 500 Annual Performance Trigger: Cap 5.75%
2-Year Barclays Trailblazer Sectors 5 Index: Part Rate 250%
1-Year Fixed Account: Rate: 4%

FG Power Accumulator 10 10,000+

1-Year Fixed Account: Rate: 4%
1-Year Balanced Asset 10 Index Point-to-Point with Par : Part Rate 90%
2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par : Spread 3% Part Rate 175%
1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par: Part Rate 40%
2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par: Spread 2.5% Part Rate 55%
1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par: Part Rate 40%
2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par: Spread 4.5% Part Rate 70%
1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par : Part Rate 40%
2-Year iShares U.S. Real (IYR) Point-to-Point with Spread & Par: Spread 2.5% Part Rate 60%
1-Year iShares Gold Trust (IAU) Point-to-Point with Par : Part Rate 40%
1-Year Balanced Asset 5 Index Par: Part Rate 170%
1-Year Balanced Asset 5 Index Par *FEE*: Part Rate 225%
2-Year Balanced Asset 5 Index with Spread & Par: Part Rate 255%
2-Year Balanced Asset 5 Index Par *FEE*: Part Rate 295%
2-Year BlackRock Market Advantage Point-to-Point with Spread and Par: Part Rate 190%
1-Year BlackRock Market Advantage Point-to-Point with Par: Part Rate 135%
1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*: Part Rate 180%
2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*: Part Rate 220%

FG Power Accumulator 7 10,000+

2-Year BlackRock Market Advantage Point-to-Point with Spread and Par: Part Rate 185%
1-Year BlackRock Market Advantage Point-to-Point with Par: Part Rate 130%
1-Year BlackRock Market Advantage Point-to-Point with Par *FEE*: Part Rate 175%
2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*: Part Rate 215%
1-Year Balanced Asset 5 Index Par: Part Rate 165%
1-Year Balanced Asset 5 Index Par *FEE*: Part Rate 220%
2-Year Balanced Asset 5 Index with Spread & Par: Part Rate 250%
2-Year Balanced Asset 5 Index Par *FEE*: Part Rate 290%
1-Year Balanced Asset 10 Index Point-to-Point with Par : Part Rate 85%
2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par : Spread 3% Part Rate 170%
1-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Par: Part Rate 40%
2-Year iShares Core S&P 500 ETF (IVV) Point-to-Point with Spread & Par: Spread 2.5% Part Rate 55%
1-Year iShares MSCI EAFE (EFA) Point-to-Point with Par: Part Rate 40%
2-Year iShares MSCI EAFE (EFA) Point-to-Point with Spread & Par: Spread 4.5% Part Rate 65%
1-Year iShares U.S. Real Estate (IYR) Point-to-Point with Par : Part Rate 40%
2-Year iShares U.S. Real Estate (IYR) Point-to-Point with Spread & Par: Spread 2.5% Part Rate 60%
1-Year iShares Gold Trust (IAU) Point-to-Point with Par : Part Rate 40%
1-Year Fixed Account: Rate: 4%

Flex Accumulator 10,000+

1-Year Balanced Asset 10 Index Point-to-Point with Par : Part Rate 85%
2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par with Fee: Spread 4% Part Rate 190%
2-Year BlackRock Market Advantage Point-to-Point with Par: Part Rate 175%
2-Year BlackRock Market Advantage Point-to-Point with Par *FEE*: Part Rate 205%
2-Year Balanced Asset 10 Index Point-to-Point with Spread & Par : Spread 4% Part Rate 160%
S&P 500 1-year Monthly Point-to-Point w/Cap: Cap 2.25%
S&P 500 1-Year Annual Point-to-Point w/Cap: Cap 6.75%
Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par : Part Rate 220%
S&P 500 1-year Monthly Point-to-Point w/Cap With Charge: Cap 2.95%
Barclays TrailBlazer Sector 5 Index 2-Year Point-to-Point w/Spread & Par With Charge: Part Rate 260%
1 Year Fixed Account : Rate: 3.75%
S&P 500 1-Year Annual Point-to-Point w/Spread & Par With Charge: Spread 3% Part Rate 55%
S&P 500 1-Year Annual Point-to-Point w/Spread & Par: Spread 3% Part Rate 40%

Performance Pro with GMWB 10,000+

1-Year Balanced Asset 5 Point to Point Participation: Part Rate 140%
2-Year Balanced Asset 5 Point to Point Participation with Charge: Part Rate 240%
2-Year Balanced Asset 5 Point to Point Participation and Spread: Part Rate 200%
1-Year GS Global Factor Point-to-Point Par : Part Rate 150%
2-Year GS Global Factor Point-to-Point Spread and Par: Part Rate 220%
2-Year GS Global Factor Point to Point Participation with Charge : Part Rate 260%
2-Year BlackRock Market Advantage Point-to-Point with Spread and Par: Part Rate 160%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 200%
1-Year S&P 500 Monthly Point-to-Point: Cap 2.15%
1-Year S&P 500 Annual Point-to-Point: Cap 6.5%
2-Year S&P 500 Point-to-Point: Cap 12%
3-Year S&P 500 Point-to-Point: Cap 18.75%
1-Year Gold Point-to-Point: Cap 7.75%
1-Year Fixed Account: Rate: 3%

Prosperity Elite 10 Enhancement 10,000+

1-Year Gold Point-to-Point with a Cap: Cap 9.75%
1-Year S&P 500 Monthly Point-to-Point with a Cap : Cap 2.5%
1-Year S&P 500 Monthly Average with A Cap : Cap 9.75%
1-Year S&P 500 Point-to-Point with a Cap : Cap 8.25%
1-Year Index Gain Option with Declared Rate: Cap 6%
1 Year Fixed Account : Rate: 4%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 255%
1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 185%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 265%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 305%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 190%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 275%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 315%

Prosperity Elite 10 Protection 10,000+

1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 185%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 265%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 305%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 190%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 275%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 315%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 255%
1-Year S&P 500 Monthly Point-to-Point with a Cap : Cap 2.5%
1-Year S&P 500 Monthly Average with A Cap : Cap 9.75%
1-Year S&P 500 Point-to-Point with a Cap : Cap 8.25%
1-Year Index Gain Option with Declared Rate: Cap 6%
1 Year Fixed Account : Rate: 4%
1-Year Gold Point-to-Point with a Cap: Cap 9.75%

Prosperity Elite 14 Enhancement 10,000+

1-Year Gold Point-to-Point with a Cap: Cap 10%
1-Year S&P 500 Monthly Point-to-Point with a Cap: Cap 2.6%
1-Year S&P 500 Monthly Average with A Cap : Cap 10%
1-Year S&P 500 Point-to-Point with a Cap : Cap 8.5%
1-Year Index Gain Option with Declared Rate: Cap 6.25%
1 Year Fixed Account : Rate: 4%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 260%
1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 190%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 270%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 310%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 195%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 280%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 320%

Prosperity Elite 14 Protection 10,000+

1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 190%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 270%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 310%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 195%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 280%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 320%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 260%
1-Year S&P 500 Monthly Point-to-Point with a Cap: Cap 2.6%
1-Year S&P 500 Monthly Average with A Cap : Cap 10%
1-Year S&P 500 Point-to-Point with a Cap : Cap 8.5%
1-Year Index Gain Option with Declared Rate: Cap 6.25%
1 Year Fixed Account : Rate: 4%
1-Year Gold Point-to-Point with a Cap: Cap 10%

Prosperity Elite 7 Enhancement 10,000+

1-Year Gold Point-to-Point with a Cap: Cap 9.5%
1-Year S&P 500 Monthly Point-to-Point with Cap : Cap 2.4%
1-Year S&P 500 Monthly Average with Cap : Cap 9.5%
1-Year S&P 500 Point-to-Point with Cap : Cap 8%
1-Year Index Gain Option with Declared Rate: Cap 5.75%
1 Year Fixed Account : Rate: 4%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 250%
1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 180%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 255%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 295%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 185%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 270%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 310%

Prosperity Elite 7 Protection 10,000+

1-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 180%
2-Year Balanced Asset 5 Point-to-point with Participation Rate: Part Rate 255%
2-Year Balanced Asset 5 Point-to-point with Participation Rate with Charge: Part Rate 295%
1-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 185%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate: Part Rate 270%
2-Year Goldman Sachs Global Factor Point-to-point with Participation Rate with Charge: Part Rate 310%
2-Year Barclays Trailblazer Sectors 5 Index : Part Rate 250%
1-Year Gold Point-to-Point with a Cap: Cap 9.5%
1-Year S&P 500 Monthly Point-to-Point with Cap : Cap 2.4%
1-Year S&P 500 Monthly Average with Cap : Cap 9.5%
1-Year S&P 500 Point-to-Point with Cap : Cap 8%
1-Year Index Gain Option with Declared Rate: Cap 5.75%
1 Year Fixed Account : Rate: 4%

MYGA

FG Guarantee-Platinum 3 20,000+ 4.60%
FG Guarantee-Platinum 5 20,000+ 4.80%
FG Guarantee-Platinum 7 20,000+ 4.80%

SILAC

MYGA

Secure Savings 2 Year 10,000+ 2.60%
Secure Savings 3 Year 10,000+ 3.15%
Secure Savings 5 Year 10,000+ 3.45%
Secure Savings Elite 2 10,000+ 3.90%
Secure Savings Elite 2 (FL) 10,000+ 3.15%
Secure Savings Elite 3 10,000+ 5.00%
Secure Savings Elite 3 (FL) 10,000+ 4.00%
Secure Savings Elite 5 10,000+ 5.00%
Secure Savings Elite 5 (FL) 10,000+ 4.25%

September 16, 2024 – Effective Date of Change

AuguStar

MYGA

LunarGuard 3 10,000+ 4.45%
LunarGuard 3 100,000+ 4.65%
LunarGuard 5 10,000+ 4.45%
LunarGuard 5 100,000+ 4.65%
LunarGuard 7 10,000+ 4.45%
LunarGuard 7 100,000+ 4.65%

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On The Move – September 10, 2024

September 13, 2024 – Effective Date of Change

Fidelity & Guaranty Life

Fixed Indexed Annuity

MYGA

SILAC

MYGA

September 16, 2024 – Effective Date of Change

AuguStar

MYGA

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