On The Move – October 4, 2022

October 4, 2022 – Effective Date of Change

American National Insurance Company

Fixed Annuity

• Century Plus 5,000+  2.80% w/ 5.00% Bonus
• Century Plus 100,000+  2.90% w/ 5.00% Bonus
• Palladium Group Fixed Deferred 0+  3.10%
• Wealth Quest Citadel 5 Diamond 5,000+  2.90% w/ 1.00% Bonus
• Wealth Quest Citadel 5 Diamond 100,000+  3.00% w/ 1.00% Bonus
• Wealth Quest Citadel 7 Diamond 5,000+  3.10% w/ 2.00% Bonus
• Wealth Quest Citadel 7 Diamond 100,000+  3.20% w/ 2.00% Bonus

Fixed Indexed Annuity

Strategy Indexed Annuity PLUS 10 10,000+

• 1 Year S&P 500 Annual Point-to-Point With 100% PR:  Cap 7.25%  Part Rate 100%
• 1 Year S&P 500 Monthly Point-to-Point:  Cap 2.60% 
• 1 Year S&P 500 Performance with a Specified Rate:  Cap 4.85% 
• 1 Year S&P 500 Annual Point-to-Point 50% PR :  Cap 7.20%  Part Rate 50%
• 1 Year S&P 500 Annual Point-to-Point Uncapped PR:  Part Rate 30%
• 1 Year Declared Rate:  Rate 3.30%
• 1 Year S&P MARC 5% ER Low Volatility Participation:  Part Rate 155%
• 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap:  Cap 7.25%  Part Rate 100%

Strategy Indexed Annuity PLUS 10 10,000+

• 1 Year S&P 500 Annual Point-to-Point with 100% PR:  Cap 7.15%  Part Rate 100%
• 1 Year S&P 500 Monthly Point-to-Point: Cap 2.50% 
• 1 Year S&P 500 Performance with a Specified Rate: Cap 4.80% 
• 1 Year S&P 500 Annual Point-to-Point 50% PR :  Cap 7.10%  Part Rate 50%
• 1 Year S&P 500 Annual Point-to-Point Uncapped PR: Part Rate 25%
• 1 Year Declared Rate: Rate 3.20%
• 1 Year S&P MARC 5% ER Low Volatility Participation: Part Rate 145%
• 1 Year Nasdaq 100 – Growth Cap 100% Participation Cap:  Cap 7.15% Part Rate 100%

MYGA

• Palladium MYG Annuity 10 5,000+  4.15%
• Palladium MYG Annuity 10 100,000+  4.25%
• Palladium MYG Annuity 10 250,000+  4.40%
• Palladium MYG Annuity 3 5,000+  3.80%
• Palladium MYG Annuity 3 100,000+  3.90%
• Palladium MYG Annuity 3 250,000+  4.05%
• Palladium MYG Annuity 5 5,000+  4.10%
• Palladium MYG Annuity 5 100,000+  4.20%
• Palladium MYG Annuity 5 250,000+  4.35%
• Palladium MYG Annuity 6 5,000+  4.15%
• Palladium MYG Annuity 6 100,000+  4.25%
• Palladium MYG Annuity 6 250,000+  4.40%
• Palladium MYG Annuity 7 5,000+  4.15%
• Palladium MYG Annuity 7 100,000+  4.25%
• Palladium MYG Annuity 7 250,000+  4.40%
• Palladium MYG Annuity 8 5,000+  4.15%
• Palladium MYG Annuity 8 100,000+  4.25%
• Palladium MYG Annuity 8 250,000+  4.40%
• Palladium MYG Annuity 9 5,000+  4.15%
• Palladium MYG Annuity 9 100,000+  4.25%
• Palladium MYG Annuity 9 250,000+  4.40%

Integrity Life Insurance Company

Fixed Annuity

• New Momentum 5 5,000+  4.15% w/ 0.75% Bonus
• New Momentum 6 5,000+  4.05% w/ 0.75% Bonus
• New Momentum QIO 5,000+  5.50%
• SPDA Series II 1 3,000+  5.05%
• SPDA Series II 3 3,000+  4.00% w/ 1.00% Bonus
• SPDA Series II 5 3,000+  3.90% w/ 1.00% Bonus

MYGA

• MultiVantage 4 20,000+  4.30% w/ 1.00% Bonus
• MultiVantage 5 20,000+  4.15% w/ 1.00% Bonus
• MultiVantage 7 20,000+  4.10% w/ 1.00% Bonus
• New Momentum 10 5,000+  3.90% w/ 0.75% Bonus
• New Momentum 7 5,000+  3.95% w/ 0.75% Bonus
• SPDA Series II 7 3,000+  3.80% w/ 1.00% Bonus

Nassau Life and Annuity Company

Fixed Indexed Annuity

Nassau Growth Annuity 10 Group A 15,000+

• 1-year S&P 500 – Cap:  Cap 8.000% 
• 1-year S&P 500 – Participation Rate:  Part Rate 41%
• 2-Year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 150%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 70%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 190%
• Fixed Account:  Rate 3.70%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 30%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 39%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54%

Nassau Growth Annuity 10 Group A with Income 15,000+

• 1-year S&P 500 – Cap:  Cap 8.000% 
• 1-year S&P 500 – Participation Rate:  Part Rate 41%
• 2-year S&P 500 – Participation Rate:  Part Rate 52%
• 2-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 150%
• 1-Year S&P 500 – Participation Rate with Fee:  Part Rate 50%
• 2-year S&P 500 Participatin Rate with Fee:  Part Rate 70%
• 2-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 190%
• Fixed Account:  Rate 3.70%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 85%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 107%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 30%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 39%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 42%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 54%

Nassau Growth Annuity 10 Group B 15,000+

• 1-year S&P 500 Cap:  Cap 7.500% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 49%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 141%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 67%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 183%
• Fixed Account:  Rate 3.50%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 80%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 103%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 28%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 51%

Nassau Growth Annuity 10 Group B with Income 15,000+

• 1-year S&P 500 Cap:  Cap 7.500% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 49%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 141%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 67%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 183%
• Fixed Account:  Rate 3.50%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 80%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 103%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 28%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 51%

Nassau Growth Annuity 10 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 7.500% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 49%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 141%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 67%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 183%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 80%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 103%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 28%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 51%
• Fixed Account:  Rate 3.50%

Nassau Growth Annuity 10 Group C with Income 15,000+

• 1-year S&P 500 Cap:  Cap 7.500% 
• 1-year S&P 500 Participation Rate:  Part Rate 39%
• 2-year S&P 500 Participation Rate:  Part Rate 49%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 141%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 48%
• 2-year S&P 500 Participation Rate with Fee:  Part Rate 67%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 183%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 80%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 103%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 28%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 37%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 51%
• Fixed Account:  Rate 3.50%

Nassau Growth Annuity 7 Group B 15,000+

• Fixed Account:  Rate 3.10%
• 1-year S&P 500 Cap:  Cap 6.750% 
• 1-year S&P 500 Participation Rate:  Part Rate 31%
• 2-year S&P 500 Participation Rate:  Part Rate 42%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 125%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 43%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 60%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 168%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 70%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 93%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 25%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 34%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%

Nassau Growth Annuity 7 Group C 15,000+

• 1-year S&P 500 Cap:  Cap 6.750% 
• 1-year S&P 500 Participation Rate:  Part Rate 31%
• 2-year S&P 500 Participation Rate:  Part Rate 42%
• 2-year Sunrise Smart Passage SG Participation Rate:  Part Rate 125%
• 1-year S&P 500 Participation Rate with Fee:  Part Rate 43%
• 2-year S&P 500 Participation Rate With Fee:  Part Rate 60%
• 2-year Sunrise Smart Passage SG Participation Rate with Fee:  Part Rate 168%
• 1-year Sunrise Smart Passage SG – Participation Rate:  Part Rate 70%
• 1-year Sunrise Smart Passage SG – Participation Rate with Fee:  Part Rate 93%
• 1-year Nasdaq-100 – Participation Rate:  Part Rate 25%
• 1-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 34%
• 2-year Nasdaq-100 – Participation Rate :  Part Rate 35%
• 2-year Nasdaq-100 – Participation Rate with Fee:  Part Rate 47%
• Fixed Account:  Rate 3.10%

MYGA

• Nassau MYAnnuity 5X 0% Free 10,000+  4.75%
• Nassau MYAnnuity 5X 10% Free 10,000+  4.55%
• Nassau MYAnnuity 7X 0% Free 10,000+  4.85%
• Nassau MYAnnuity 7X 10% Free 10,000+  4.65%
• Nassau Simple Annuity 4 5,000+  4.60%
• Nassau Simple Annuity 6 5,000+  4.75%

Nationwide LIfe Insurance Company

Fixed Indexed Annuity

Nationwide Peak 10 25,000+

• AB Growth & Value Balanced Index – Option A:  Spread 1.00%  Part Rate 250%
• J.P. Morgan Cycle Index – Option A:  Spread 1.00%  Part Rate 260%
• S&P 500 Price Index – Option A:  Spread 1.00%  Part Rate 50%
• S&P 500 Average Daily Risk Control 5% Index – Option A:  Spread 1.00%  Part Rate 255%
• Fixed:  Rate 3.55%
• AB Growth & Value Balanced Index – Option B:  Part Rate 225%
• J.P. Morgan Cycle Index – Option B:  Part Rate 235%
• S&P 500 Average Daily Risk Control 5% Index – Option B :  Part Rate 225%
• S&P 500 Price Index – Option B:  Part Rate 45%
• AB Growth & Value Balanced Index – 1 Year:  Cap 9.000% 
• J.P. Morgan Cycle Index – 1 Year:  Cap 9.000% 
• S&P 500 Average Daily Risk Control 5% Index – 1 Year:  Cap 9.000% 
• S&P 500 Price Index – 1 Year:  Cap 6.750% 
• BNPP Global H-Factor Index – 1 Year:  Cap 9.000% 
• BNPP Global H-Factor Index – Option A:  Spread 1.00%  Part Rate 275%
• BNPP Global H-Factor Index – Option B:  Part Rate 255%

Nationwide Peak 10 100,000+

• AB Growth & Value Balanced Index – Option A:  Spread 1.00%  Part Rate 265%
• J.P. Morgan Cycle Index – Option A:  Spread 1.00%  Part Rate 280%
• S&P 500 Price Index – Option A:  Spread 1.00%  Part Rate 55%
• S&P 500 Average Daily Risk Control 5% Index – Option A:  Spread 1.00%  Part Rate 270%
• Fixed:  Rate 3.80%
• AB Growth & Value Balanced Index – Option B:  Part Rate 240%
• J.P. Morgan Cycle Index – Option B:  Part Rate 250%
• S&P 500 Average Daily Risk Control 5% Index – Option B :  Part Rate 240%
• S&P 500 Price Index – Option B:  Part Rate 50%
• AB Growth & Value Balanced Index – 1 Year:  Cap 10.000% 
• J.P. Morgan Cycle Index – 1 Year:  Cap 10.000% 
• S&P 500 Average Daily Risk Control 5% Index – 1 Year:  Cap 10.000% 
• S&P 500 Price Index – 1 Year:  Cap 7.250% 
• BNPP Global H-Factor Index – 1 Year:  Cap 10.000% 
• BNPP Global H-Factor Index – Option A:  Spread 1.00%  Part Rate 285%
• BNPP Global H-Factor Index – Option B:  Part Rate 275%

Nationwide Peak 10 Compact 25,000+

• AB Growth & Value Balanced Index – Option A:  Spread 1.00%  Part Rate 245%
• J.P. Morgan Cycle Index – Option A:  Spread 1.00%  Part Rate 255%
• S&P 500 Price Index – Option A:  Spread 1.00%  Part Rate 45%
• S&P 500 Average Daily Risk Control 5% Index – Option A:  Spread 1.00%  Part Rate 250%
• AB Growth & Value Balanced Index – Option B:  Part Rate 220%
• J.P. Morgan Cycle Index – Option B:  Part Rate 230%
• S&P 500 Average Daily Risk Control 5% Index – Option B :  Part Rate 220%
• S&P 500 Price Index – Option B:  Part Rate 40%
• AB Growth & Value Balanced Index – 1 Year:  Cap 8.500% 
• J.P. Morgan Cycle Index – 1 Year:  Cap 8.500% 
• S&P 500 Average Daily Risk Control 5% Index – 1 Year:  Cap 8.500% 
• S&P 500 Price Index – 1 Year:  Cap 6.500% 
• Fixed:  Rate 3.45%
• BNPP Global H-Factor Index – 1 Year:  Cap 8.500% 
• BNPP Global H-Factor Index – Option A:  Spread 1.00%  Part Rate 270%
• BNPP Global H-Factor Index – Option B:  Part Rate 250%

Nationwide Peak 10 Compact 100,000+

• AB Growth & Value Balanced Index – Option A:  Spread 1.00%  Part Rate 260%
• J.P. Morgan Cycle Index – Option A:  Spread 1.00%  Part Rate 270%
• S&P 500 Price Index – Option A:  Spread 1.00%  Part Rate 50%
• S&P 500 Average Daily Risk Control 5% Index – Option A:  Spread 1.00%  Part Rate 265%
• AB Growth & Value Balanced Index – Option B:  Part Rate 235%
• J.P. Morgan Cycle Index – Option B:  Part Rate 245%
• S&P 500 Average Daily Risk Control 5% Index – Option B :  Part Rate 235%
• S&P 500 Price Index – Option B:  Part Rate 45%
• AB Growth & Value Balanced Index – 1 Year:  Cap 9.500% 
• J.P. Morgan Cycle Index – 1 Year:  Cap 9.500% 
• S&P 500 Average Daily Risk Control 5% Index – 1 Year:  Cap 9.500% 
• S&P 500 Price Index – 1 Year:  Cap 7.000% 
• Fixed:  Rate 3.70%
• BNPP Global H-Factor Index – 1 Year:  Cap 9.500% 
• BNPP Global H-Factor Index – Option A:  Spread 1.00%  Part Rate 280%
• BNPP Global H-Factor Index – Option B:  Part Rate 270%

Oxford LIfe Insurance Company

Fixed Indexed Annuity

Royal Select 10,000+

• 1 Year Fixed Account Strategy:  Rate 3.30%
• 1 Year Monthly Average Strategy:  Cap 5.950% 
• 1 Year Annual Point-to-Point Strategy:  Cap 5.950% 

Select 10 10,000+

• 1 Year Fixed Account Strategy :  Rate 4.15%
• 1 Year S&P 500 Monthly Average :  Cap 8.050% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 8.050% 

Select 3 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 6.550% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 6.550% 
• 1 Year Fixed Account Strategy :  Rate 3.70%

Select 5 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 7.550% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 7.550% 
• 1 Year Fixed Account Strategy :  Rate 4.00%

Select 7 20,000+

• 1 Year S&P 500 Monthly Average :  Cap 7.800% 
• 1 Year S&P 500 Annual Point-to-Point:  Cap 7.800% 
• 1 Year Fixed Account Strategy :  Rate 4.00%

Silver Select 10,000+

• 1 Year S&P 500 Annual Point-to-Point:  Cap 6.950% 
• 1 Year S&P 500 Annual Monthly Average:  Cap 6.950% 
• 1 Year Fixed Account Strategy:  Rate 3.75%

MYGA

• Multi-Select 10 20,000+  4.70%
• Multi-Select 3 20,000+  4.20%
• Multi-Select 4 20,000+  4.50%
• Multi-Select 5 20,000+  4.40%
• Multi-Select 6 20,000+  4.75%
• Multi-Select 7 20,000+  4.60%
• Multi-Select 8 20,000+  4.85%
• Multi-Select 9 20,000+  4.70%

Pacific Life Insurance Company

Fixed Indexed Annuity

Pacific Index Dimensions 10 Year 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.750% 
• 1 Year S&P 500® Participation Rate:  Part Rate 33%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 47%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.750% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 33%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 47%
• 1-Year Fixed Account:  Rate 3.80%
• 1 Year S&P 500 Performance Triggered Index Option:  Cap 6.900% 
• 1 Year MSCI EAFE Performance Triggered Index Option:  Cap 6.900% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%

Pacific Index Dimensions 10 Year 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.000% 
• 1 Year S&P 500® Participation Rate:  Part Rate 35%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 50%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.000% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 35%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 50%
• 1-Year Fixed Account:  Rate 4.00%
• 1 Year S&P 500 Performance Triggered Index Option:  Cap 7.250% 
• 1 Year MSCI EAFE Performance Triggered Index Option:  Cap 7.250% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 150%

Pacific Index Dimensions 10 Year MVA 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.750% 
• 1 Year S&P 500® Participation Rate:  Part Rate 33%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 47%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.750% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 33%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 47%
• 1 Year Fixed Account:  Rate 3.80%
• 1 Year S&P 500 Performance Triggered Index:  Cap 6.900% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 6.900% 
• 1 Year BlackRock Point to Point PR with Spread:  Part Rate 145%

Pacific Index Dimensions 10 Year MVA 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.000% 
• 1 Year S&P 500® Participation Rate:  Part Rate 35%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 50%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.000% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 35%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 50%
• 1 Year Fixed Account:  Rate 4.00%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.250% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 7.250% 
• 1 Year BlackRock Point to Point PR with Spread:  Part Rate 150%

Pacific Index Dimensions 7 Year 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.600% 
• 1 Year S&P 500® Participation Rate:  Part Rate 32%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 46%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.600% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 32%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 46%
• 1-Year Fixed Account:  Rate 3.70%
• 1 Year S&P 500 Performance Triggered Index:  Cap 6.750% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 6.750% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 140%

Pacific Index Dimensions 7 Year 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.800% 
• 1 Year S&P 500® Participation Rate:  Part Rate 34%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 49%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.800% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 34%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 49%
• 1-Year Fixed Account:  Rate 3.90%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.100% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 7.100% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%

Pacific Index Dimensions 7 Year MVA 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.600% 
• 1 Year S&P 500® Participation Rate:  Part Rate 32%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 46%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.600% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 32%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 46%
• 1 Year Fixed Account:  Rate 3.70%
• 1 Year S&P 500 Performance Triggered Index:  Cap 6.750% 
• 1 Year MSCI EAFE Perromance Triggered Index:  Cap 6.750% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 140%

Pacific Index Dimensions 7 Year MVA 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 7.800% 
• 1 Year S&P 500® Participation Rate:  Part Rate 34%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 49%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 7.800% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 34%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 49%
• 1 Year Fixed Account:  Rate 3.90%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.100% 
• 1 Year MSCI EAFE Perromance Triggered Index:  Cap 7.100% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%

October 03, 2022 – Effective Date of Change

Delaware Life

Fixed Indexed Annuity

Retirement Chapters 10 25,000+

• 1-Year S&P 500 Point to Point with Cap Rate:  Cap 6.000% 
• 1-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 100%
• 2-Year Momentum Asset Allocator 5.5% VC with Participation Rate:  Part Rate 135%
• 1-Year Fixed Account:  Rate 2.75%
• 1-Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 25%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 130%

Retirement Stages 7 *ROP for FEE* 10,000+

• 1-Year S&P 500 Point to Point with Cap Rate:  Cap 8.500% 
• 1-Year Fixed Account:  Rate 3.15%
• 1-Year S&P 500 Performance Trigger:  Cap 6.750% 
• 1-Year S&P 500 with Participation Rate:  Part Rate 35%
• 1-Year Morgan Stanley Global Opportunities:  Part Rate 135%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 145%

Target Growth 10 25,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.500% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 30%
• 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 135%
• 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 130%
• Fixed:  Rate 3.00%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 150%

Target Growth 10 100,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.500% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 35%
• 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation:  Part Rate 150%
• 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation:  Part Rate 145%
• Fixed:  Rate 3.25%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation:  Part Rate 165%

Target Income 10 25,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 90%
• 1 Year S&P 500 with Cap:  Cap 4.000% 
• Fixed:  Rate 1.50%
• 1 Year S&P 500 with Participation:  Part Rate 25%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 90%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.50% 

Target Income 10 100,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 100%
• 1 Year S&P 500 with Cap:  Cap 4.500% 
• Fixed:  Rate 1.65%
• 1 Year S&P 500 with Participation:  Part Rate 27%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 100%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.25% 

Target Income 10 500,000+

• 1 Year Morgan Stanley Global Opportunities Index:  Part Rate 110%
• 1 Year S&P 500 with Cap:  Cap 5.000% 
• Fixed:  Rate 1.80%
• 1 Year S&P 500 with Participation:  Part Rate 30%
• 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR:  Part Rate 110%
• 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Spread :  Spread 0.10% 

MYGA

• Pinnacle MYGA^sm 3 Year 10,000+  4.00%
• Pinnacle MYGA^sm 3 Year (DE & FL) 10,000+  4.00%
• Pinnacle MYGA^sm 5 Year 10,000+  4.15%
• Pinnacle MYGA^sm 5 Year (DE & FL) 10,000+  4.15%
• Pinnacle MYGA^sm 7 Year 10,000+  4.25%
• Pinnacle MYGA^sm 7 Year (DE & FL) 10,000+  4.25%

Great American Life Insurance Company

MYGA

• SecureGain 3 10,000+  4.05%
• SecureGain 3 100,000+  4.20%
• SecureGain 5 10,000+
• SecureGain 5 100,000+
• SecureGain 7 10,000+
• SecureGain 7 100,000+

Lincoln Financial Group

Fixed Indexed Annuity

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.250% 
• 1-Year Fixed Account:  Rate 3.60%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 140%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
• 1-Year S&P 500 Performance Triggered :  Cap 7.000% 

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.750% 
• 1-Year Fixed Account:  Rate 3.85%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 165%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.500% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.500% 
• 1-Year Fixed Account:  Rate 3.75%
• 1-Year S&P 500 Participation :  Part Rate 35%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
• 1-Year S&P 500 Performance Triggered :  Cap 7.500% 

Lincoln OptiBlend 5 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.000% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.750% 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.550% 
• 1-Year Fixed Account:  Rate 3.75%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 195%
• 1-Year S&P 500 Performance Triggered :  Cap 7.550% 

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.050% 
• 1-Year Fixed Account:  Rate 4.00%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 7.800% 

MYGA

• Lincoln MYGuarantee Plus 10 10,000+  3.55%
• Lincoln MYGuarantee Plus 10 100,000+  3.80%
• Lincoln MYGuarantee Plus 5 10,000+  3.50%
• Lincoln MYGuarantee Plus 5 100,000+  3.75%
• Lincoln MYGuarantee Plus 7 10,000+  3.55%
• Lincoln MYGuarantee Plus 7 100,000+  3.80%

Oceanview Life and Annuity

MYGA

• Harbourview 10 20,000+  4.45%
• Harbourview 10 80,000+  4.80%
• Harbourview 10 (CA) 20,000+  4.30%
• Harbourview 10 (CA) 80,000+  4.65%
• Harbourview 2 20,000+  3.45%
• Harbourview 2 80,000+  3.80%
• Harbourview 2 (CA) 20,000+  3.35%
• Harbourview 2 (CA) 80,000+  3.70%
• Harbourview 3 20,000+  3.65%
• Harbourview 3 80,000+  4.00%
• Harbourview 3 (CA) 20,000+  3.55%
• Harbourview 3 (CA) 80,000+  3.90%
• Harbourview 4 20,000+  4.05%
• Harbourview 4 80,000+  4.25%
• Harbourview 4 (CA) 20,000+  3.90%
• Harbourview 4 (CA) 80,000+  4.10%
• Harbourview 5 20,000+  4.20%
• Harbourview 5 80,000+  4.55%
• Harbourview 5 (CA) 20,000+  4.05%
• Harbourview 5 (CA) 80,000+  4.40%
• Harbourview 6 20,000+  4.45%
• Harbourview 6 80,000+  4.80%
• Harbourview 6 (CA) 20,000+  4.30%
• Harbourview 6 (CA) 80,000+  4.65%
• Harbourview 7 20,000+  4.45%
• Harbourview 7 80,000+  4.80%
• Harbourview 7 (CA) 20,000+  4.30%
• Harbourview 7 (CA) 80,000+  4.65%

October 04, 2022 – Effective Date of Change

Allianz Life Insurance Company of North America

Fixed Indexed Annuity

Allianz 222 Annuity 20,000+

• 1-Year S&P 500 Monthly Sum Cap:  Cap 1.900% 
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 4.250% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 3.35% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 3.750% 
• 1-Year Fixed Interest Account:  Rate 2.40%
• 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.60% 
• 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 3.750% 
• BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 3.750% 
• BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 3.10% 
• Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 95%
• PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 95%
• BlackRock iBLD Claria ER Annual Point-to-Point w/PR :  Part Rate 100%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 125%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 125%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 125%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 130%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 130%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 135%

Allianz 360 Annuity 20,000+

• 1-Year S&P 500 Monthly Sum Cap:  Cap 2.100% 
• 1-Year S&P 500 Annual Point-to-Point:  Cap 4.750% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.10% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 5.000% 
• Fixed Interest Account:  Rate 2.90%
• 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 5.000% 
• 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 2.35% 
• BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 5.000% 
• BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 1.70% 
• BlackRock iBLD Claria ER Annual Point-to-Point w/ PR:  Part Rate 120%
• Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 115%
• PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 110%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 140%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 140%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 150%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 180%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 180%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 190%

Allianz Accumulation Advantage 20,000+

• S&P 500 Annual Point-to-Point:  Cap 6.750% 
• S&P 500 Monthly Sum:  Cap 2.600% 
• Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 7.500% 
• PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 7.250% 
• BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 7.750% 
• Fixed Interest:  Rate 3.45%
• 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 2.25% 
• 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 2.50% 
• 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 2.75% 
• PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 130%
• Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 135%
• BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 140%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 230%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 225%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 235%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 200%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 195%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 200%

Allianz Accumulation Advantage 100,000+

• S&P 500 Annual Point-to-Point:  Cap 8.500% 
• S&P 500 Monthly Sum:  Cap 2.900% 
• Bloomberg US Dynamic Balance Index II Annual Pt to Pt w/ Cap:  Cap 9.000% 
• PIMCO Tactical Balanced Index Annual Point-to-Point w/Cap:  Cap 8.750% 
• BlackRock iBLD Claria Index Annual Point-to-Point w/ Cap:  Cap 9.250% 
• Fixed Interest:  Rate 3.75%
• 1 Year BlackRock iBLD Claria Index Point to Point with Spread:  Spread 1.50% 
• 1 Year Bloomberg US Dynamic Balance Index II Point to Point with Spread:  Spread 1.75% 
• 1 Year PIMCO Tactical Balanced Index Point to Point with Spread:  Spread 2.00% 
• PIMCO Tactical Balanced ER Index Annual Point-to-Point w/ PR :  Part Rate 145%
• Bloomberg US Dynamic Balance ER Index II Annual Point-to-Point w/ PR :  Part Rate 150%
• BlackRock iBLD Claria ER Index Annual Point-to-Point w/ PR :  Part Rate 155%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 240%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 235%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 255%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 215%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 215%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 220%

Allianz Benefit Control 20,000+

• 1-Year S&P 500 Monthly Sum Cap:  Cap 2.000% 
• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 4.250% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Spread:  Spread 2.85% 
• 1-Year Bloomberg US Dynamic Balance Index II w/ Cap:  Cap 4.250% 
• Fixed Interest Account:  Rate 2.50%
• 1-Year PIMCO Tactical Balanced Index w/ Spread:  Spread 3.10% 
• 1-Year PIMCO Tactical Balanced Index w/ Cap:  Cap 4.250% 
• BlackRock iBLD Claria Annual Point-to-Point w/Cap:  Cap 4.250% 
• BlackRock iBLD Claria Annual Point-to-Point w/Spread:  Spread 2.60% 
• Bloomberg US Dynamic Balance II ER Annual Point-to-Point w/ PR:  Part Rate 105%
• PIMCO Tactical Balanced ER Annual Point-to-Point w/ PR:  Part Rate 105%
• BlackRock iBLD Claria ER Annual Point-to-Point w/PR :  Part Rate 115%
• 2-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate:  Part Rate 130%
• 2-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate:  Part Rate 130%
• 2-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate:  Part Rate 135%
• 5-Year Bloomberg US Dynamic Balance II ER Point to Point with Multi Year Participation Rate :  Part Rate 145%
• 5-Year PIMCO Tactical Balanced ER Point to Point with Multi Year Participation Rate :  Part Rate 145%
• 5-Year S&P 500® Futures Daily Risk Control 5% Point to Point with Multi Year Participation Rate :  Part Rate 155%

Allianz Core Income 7 Annuity 10,000+

• 1-Year S&P 500 Annual Point-to-Point Cap:  Cap 7.250% 
• 1-Year Nasdaq-100 Annual Point-to-Point Cap:  Cap 7.250% 
• 1-Year Russell 2000 Annual Point-to-Point Cap:  Cap 7.250% 
• 1-Year Bloomberg Dynamic Balance II with Spread:  Spread 1.25% 
• 1-Year Bloomberg Dynamic Balance II with Cap:  Cap 8.000% 
• Fixed Interest Account :  Rate 3.70%
• 1-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 155%
• 2-Year Bloomberg US Dynamic Balance II ER Index PR:  Part Rate 205%