On The Move – October 29, 2024

October 31, 2024 – Effective Date of Change

Ibexis

Fixed Indexed Annuity

FIA Plus 10 25,000+

• Fixed Account:  Rate: 3.9%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15% 
• Annual Declared Rate:  Rate: 4.1%

FIA Plus 10 100,000+

• Annual Declared Rate:  Rate: 4.3%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100%
• Fixed Account:  Rate: 4.1%

FIA Plus 10 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 2.5%
• Fixed Account:  Rate: 2.3%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 53%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 4.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 60%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 146% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 78% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 103% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 139% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 155% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 5.75%  Floor 2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 9.5%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 92% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 114% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 137% Floor 10% 

FIA Plus 10 Premium Bonus 100,000+

• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 144% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 120% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 98% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.5%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8%  Floor 5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.75%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 161% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 145% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 109% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 84% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 153% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 67%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 59%
• Fixed Account:  Rate: 2.5%
• Annual Declared Rate:  Rate: 2.7%

FIA Plus 5 25,000+

• Annual Declared Rate:  Rate: 4.1%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5% 
• Fixed Account:  Rate: 3.9%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5% 

FIA Plus 5 100,000+

• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100%
• Fixed Account:  Rate: 4.1%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• Annual Declared Rate:  Rate: 4.3%

FIA Plus 5 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3.05%
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 110% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 133% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 160% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 169% Floor 15% 
• Fixed Account:  Rate: 2.85%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 68%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 79%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 98% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 122% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 156% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 175% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5% 

FIA Plus 5 Premium Bonus 100,000+

• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 181% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 162% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 128% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 104% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 86%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 74%
• Fixed Account:  Rate: 3.05%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 175% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 167% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 140% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 116% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• Annual Declared Rate:  Rate: 3.25%

FIA Plus 7 25,000+

• Annual Declared Rate:  Rate: 4.1%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 192% Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 157% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 184% Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 20.5%  Floor -15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 16.5%  Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 103%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 131% Floor -2.5% 
• Fixed Account:  Rate: 3.9%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 94%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 114% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 139% Floor -5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 170% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 188% Floor -15% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 8.5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 10.5%  Floor -2.5% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 12.5%  Floor -5% 

FIA Plus 7 100,000+

• S&P 500 Annual PTP Cap with -5% Floor:  Cap 13.5%  Floor -5% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 11.5%  Floor -2.5% 
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 9.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 194% Floor -15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 176% Floor -10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 145% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 120% Floor -2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 100%
• Fixed Account:  Rate: 4.1%
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 138% Floor -2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 110%
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 17.5%  Floor -10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 21.5%  Floor -15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 191% Floor -10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 164% Floor -5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 198% Floor -15% 
• Annual Declared Rate:  Rate: 4.3%

FIA Plus 7 Premium Bonus 25,000+

• Annual Declared Rate:  Rate: 3%
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 7.75%  Floor 5% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 12.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 10.25%  Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 97% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 129% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 154% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 162% Floor 15% 
• Fixed Account:  Rate: 2.8%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 66%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 5.25% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 78%
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 92% Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 119% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 152% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 170% Floor 15% 
• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 6.5%  Floor 2.5% 

FIA Plus 7 Premium Bonus 100,000+

• S&P 500 Annual PTP Cap with -2.5% Floor:  Cap 7.5%  Floor 2.5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor:  Part Rate 176% Floor 15% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor:  Part Rate 158% Floor 10% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor:  Part Rate 125% Floor 5% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor:  Part Rate 99% Floor 2.5% 
• HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor:  Part Rate 85%
• S&P 500 Annual PTP Cap with 0% Floor:  Cap 6.25% 
• Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor:  Part Rate 72%
• Fixed Account:  Rate: 3%
• HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor:  Part Rate 169% Floor 15% 
• HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor:  Part Rate 161% Floor 10% 
• HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor:  Part Rate 135% Floor 5% 
• HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor:  Part Rate 113% Floor 2.5% 
• S&P 500 Annual PTP Cap with -10% Floor:  Cap 11.25%  Floor 10% 
• S&P 500 Annual PTP Cap with -15% Floor:  Cap 13.75%  Floor 15% 
• S&P 500 Annual PTP Cap with -5% Floor:  Cap 8.75%  Floor 5% 
• Annual Declared Rate:  Rate: 3.2%

November 1, 2024 – Effective Date of Change

Delaware Life

Retirement Stages Select 5 25,000+

• 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 35%
• 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 65%
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 4.25%
• 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 8.75% 
• 1-Year S&P 500 Performance Trigger:  Cap 6.35% 
• 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*:  Part Rate 90%
• 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 150%

Retirement Stages Select 5 100,000+

• 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 170%
• 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*:  Part Rate 100%
• 1-Year S&P 500 Performance Trigger:  Cap 7.6% 
• 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 9.75% 
• 1 Year Fixed Account:  Rate: 4.5%
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 85%
• 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 70%
• 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40%

Retirement Stages Select 7 25,000+

• 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 40%
• 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 70%
• 1-Year S&P 500 Performance Trigger:  Cap 6.6% 
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 80%
• 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 160%
• 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*:  Part Rate 95%
• 1 Year Fixed Account:  Rate: 4.3%
• 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 9% 

Retirement Stages Select 7 100,000+

• 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap:  Cap 10% 
• 1 Year Fixed Account:  Rate: 4.55%
• 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*:  Part Rate 105%
• 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 180%
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 90%
• 1-Year S&P 500 Performance Trigger:  Cap 7.7% 
• 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate:  Part Rate 75%
• 1-year S&P 500 Point-to-Point with Participation Rate:  Part Rate 45%

Target Growth 10 25,000+

• 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 165%
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 85%
• 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate*:  Part Rate 105%
• 1-Year S&P 500 Performance Trigger:  Cap 6.75% 
• 1 Year Fixed Account:  Rate: 4.6%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 
• 1-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 45%

Target Growth 10 100,000+

• 1-Year S&P 500 Point-to-Point with Participation Rate:  Part Rate 50%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.25% 
• 1 Year Fixed Account:  Rate: 4.85%
• 1-Year S&P 500 Performance Trigger:  Cap 7.75% 
• 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate*:  Part Rate 110%
• 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit:  Part Rate 95%
• 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate*, Boost and Knockout:  Part Rate 185%

Target Income 10 25,000+

• 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 80%
• 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5% 
• 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 95%
• 1 Year S&P 500 Performance Trigger:  Cap 4.5% 
• 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 55%
• 1 Year Fixed Account:  Rate: 3.15%
• 1 Year S&P 500 with Participation Rate:  Part Rate 22%
• 1 Year S&P 500 with Cap:  Cap 5.25% 

Target Income 10 100,000+

• 1 Year S&P 500 with Cap:  Cap 5.5% 
• 1 Year S&P 500 with Participation Rate:  Part Rate 25%
• 1 Year Fixed Account:  Rate: 3.3%
• 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 60%
• 1 Year S&P 500 Performance Trigger:  Cap 4.75% 
• 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 100%
• 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5.25% 
• 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 85%

Target Income 10 500,000+

• 1 Year Franklin SG Select Advantage Point to Point with Participation:  Part Rate 90%
• 1 Year Invesco QQQ EFT Point to Point with Cap:  Cap 5.5% 
• 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation:  Part Rate 105%
• 1 Year S&P 500 Performance Trigger:  Cap 5% 
• 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation:  Part Rate 65%
• 1 Year Fixed Account:  Rate: 3.4%
• 1 Year S&P 500 with Participation Rate:  Part Rate 27%
• 1 Year S&P 500 with Cap:  Cap 5.75% 

MYGA

• Apex MYGA 3 10,000+  4.40%
• Apex MYGA 3 100,000+  4.70%
• Apex MYGA 5 10,000+  4.60%
• Apex MYGA 5 100,000+  4.90%
• Apex MYGA 7 10,000+  4.55%
• Apex MYGA 7 100,000+  4.80%
• Pinnacle Plus MYGA 10 25,000+  4.45%
• Pinnacle Plus MYGA 10 100,000+  4.70%
• Pinnacle Plus MYGA 3 25,000+  4.35%
• Pinnacle Plus MYGA 3 100,000+  4.65%
• Pinnacle Plus MYGA 5 25,000+  4.55%
• Pinnacle Plus MYGA 5 100,000+  4.85%
• Pinnacle Plus MYGA 7 25,000+  4.50%
• Pinnacle Plus MYGA 7 100,000+  4.75%