October 16, 2024 – Effective Date of Change
Farmers Life Insurance Company
Fixed Indexed Annuity
Farmers Harvest 10 10,000+
- Fixed Account Rate: Rate: 4%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 11.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 55%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 45%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 90%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 110%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 115%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 165%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 140%
Farmers Harvest 10 Enhanced Liquiditiy 10,000+
- Fixed Account Rate: Rate: 3.75%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 7.75%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 45%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 35%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 70%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 115%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 115%
Farmers Harvest 10 Premium Bonus 10,000+
- Fixed Account Rate: Rate: 3.75%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 7.75%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 45%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 35%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 70%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 115%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 115%
Farmers Harvest 5 10,000+
- Fixed Account Rate: Rate: 4%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 11.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 55%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 45%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 90%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 110%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 115%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 165%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 140%
Farmers Harvest 5 Enhanced Liquiditiy 10,000+
- Fixed Account Rate: Rate: 3.75%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 7.75%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 45%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 35%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 70%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 115%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 115%
Farmers Harvest 7 10,000+
- Fixed Account Rate: Rate: 4%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 11.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 55%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 45%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 90%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 110%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 115%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 165%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 140%
Farmers Harvest 7 Enhanced Liquiditiy 10,000+
- Fixed Account Rate: Rate: 3.75%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 7.75%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 45%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 35%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 70%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 115%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 115%
Farmers Harvest 7 Premium Bonus 10,000+
- Fixed Account Rate: Rate: 3.75%
- Bloomberg Global Momentum Diversified Leaders 5% ERAnnual Point-to-Point Enhanced Participation Rate: Part Rate 140%
- S&P 500 Annual Point-to-Point Cap Rate: Cap 7.75%
- S&P 500 Annual Point-to-Point Enhanced Cap Rate : Cap 9.5%
- S&P 500 Annual Point-to-Point Enhanced Participation Rate: Part Rate 45%
- S&P 500 Annual Point-to-Point Participation Rate: Part Rate 35%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Participation Rate: Part Rate 70%
- S&P U.S. Dividend Growers VA RC2 7.5% Annual Point-to-Point Enhanced Participation Rate : Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Participation Rate: Part Rate 90%
- Nasdaq-100 Volatility Control 7% Annual Point-to-Point Enhanced Participation Rate: Part Rate 115%
- Bloomberg Global Momentum Diversified Leaders 5% ER Annual Point-to-Point Participation Rate: Part Rate 115%
October 21, 2024 – Effective Date of Change
MassMutual Ascend Life Insurance Company
Fixed Indexed Annuity
American Landmark 5 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 8%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate: Part Rate 60%
- 1 Year S&P 500 Risk Control Annual Point to Point PR: Part Rate 55%
- 1 Year Declared Rate Strategy : Rate: 3.35%
- S&P 500 5-year Cap Lock Annual Point-to-Point : Cap 6.5%
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 11.75%
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 12%
American Landmark 5 100,000+
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 12.5%
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 12.25%
- S&P 500 5-year Cap Lock Annual Point-to-Point : Cap 7%
- 1 Year Declared Rate Strategy : Rate: 3.5%
- 1 Year S&P 500 Risk Control Annual Point to Point PR: Part Rate 60%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate: Part Rate 65%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 8.3%
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7.5%
American Landmark 5 Non-MVA 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap : Cap 6.5%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap : Cap 7.75%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate: Part Rate 55%
- 1 Year S&P 500 Risk Control with PR: Part Rate 50%
- S&P 500 5-year cap lock annual point-to-point : Cap 6%
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 11%
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 10.75%
- 1 Year Declared Rate Strategy : Rate: 3.25%
American Landmark 5 Non-MVA 100,000+
- 1 Year Declared Rate Strategy : Rate: 3.35%
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 11%
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 11.25%
- S&P 500 5-year cap lock annual point-to-point : Cap 6.25%
- 1 Year S&P 500 Risk Control with PR: Part Rate 55%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate: Part Rate 60%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap : Cap 8.25%
- 1 Year S&P 500 Annual Point-to-Point with Cap : Cap 6.75%
AssuranceSelect 5 Plus 10,000+
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 12.25%
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 12.5%
- S&P 500 Annual Point-to-Point: Cap 8%
- iShares US Real Estate Annual Point-to-Point: Cap 9.5%
- Declared Rate: Rate: 3.6%
- S&P 500 Risk Control 1-year point-to-point with participation rate : Part Rate 60%
- S&P U.S. Retiree Spending 1-year point-to-point with participation rate: Part Rate 70%
- SPDR Gold Shares 1-year point-to-point with cap: Cap 9.75%
- S&P 500 5-year cap lock annual point-to-point : Cap 8%
AssuranceSelect 5 Plus 100,000+
- S&P 500 5-year cap lock annual point-to-point : Cap 8.5%
- SPDR Gold Shares 1-year point-to-point with cap: Cap 10.25%
- S&P U.S. Retiree Spending 1-year point-to-point with participation rate: Part Rate 75%
- S&P 500 Risk Control 1-year point-to-point with participation rate : Part Rate 65%
- Declared Rate: Rate: 3.85%
- iShares US Real Estate Annual Point-to-Point: Cap 10%
- S&P 500 Annual Point-to-Point: Cap 8.5%
- 1-Year First Trust Barclays Edge point-to-point with Cap rate: Cap 13%
- 1-Year First Trust Barclays Edge point-to-point with 5-year Cap rate lock: Cap 12.75%
