On The Move – November 15, 2022

November 15, 2022 – Effective Date of Change

Integrity Life Insurance Compan y

Fixed Indexed Annuity

Integrity Indextra 5 15,000+

• 1-Year Point-to-Point S&P 500:  Cap 10.25% 
• 2-Year Point-to-Point GS Momentum Builder :  Part Rate 200%
• 1-Year Point-to-Point GS Momentum Builder :  Part Rate 175%
• 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 200%
• 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 155%
• 1-Year Fixed Interest Option:  Rate 5.05%

Integrity Indextra^TM 10 15,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.00% 
• 3-Year Point-to-Point GS Momentum Builder:  Part Rate 200%
• 1-Year Fixed Interest Option:  Rate 4.50%
• 2-Year Point-to-Point GS Momentum Builder :  Part Rate 200%
• 1-Year Point-to-Point GS Momentum Builder :  Part Rate 155%
• 1-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 140%
• 2-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 200%
• 3-Year Point-to-Point J.P. Morgan Strategic Balanced:  Part Rate 200%

Integrity Indextra^TM 7 15,000+

• 1-Year Fixed Interest Option:  Rate 4.50%
• 1-Year Point-to-Point S&P 500:  Cap 9.00% 
• 3-Year Point-to-Point GS Momentum Builder:  Part Rate 200%
• 2-Year Point-to-Point GS Momentum Builder :  Part Rate 200%
• 1-Year Point-to-Point GS Momentum Builder :  Part Rate 155%
• 3-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 200%
• 2-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 200%
• 1-Year Point-to-Point J.P. Morgan Strategic Balanced :  Part Rate 140%

Lincoln Finacial Group

Fixed Indexed Annuity

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.75% 
• 1-Year Fixed Account:  Rate 4.35%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 8.50% 

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.25% 
• 1-Year Fixed Account:  Rate 4.60%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 225%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 300%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 270%
• 1-Year S&P 500 Performance Triggered :  Cap 9.10% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.25% 
• 1-Year Fixed Account:  Rate 4.90%
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 9.25% 

Lincoln OptiBlend 5 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.25% 
• 1-Year Fixed Account:  Rate 5.15%
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 10.00% 

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 10.30% 
• 1-Year Fixed Account:  Rate 4.95%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 160%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 250%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 220%
• 1-Year S&P 500 Performance Triggered :  Cap 9.30% 

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread :  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 11.30% 
• 1-Year Fixed Account:  Rate 5.20%
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 185%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 275%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 245%
• 1-Year S&P 500 Performance Triggered :  Cap 10.05% 

MYGA

• Lincoln MYGuarantee Plus 10 10,000+  4.25%
• Lincoln MYGuarantee Plus 10 100,000+  4.50%
• Lincoln MYGuarantee Plus 5 10,000+  4.50%
• Lincoln MYGuarantee Plus 5 100,000+  5.00%
• Lincoln MYGuarantee Plus 7 10,000+  4.55%
• Lincoln MYGuarantee Plus 7 100,000+  5.05%

November 16, 2022 Effective Date of Change

Pacific Life Insurance Company

Fixed Indeced Annuity

Pacific Index Dimensions 10 Year 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.75% 
• 1 Year S&P 500® Participation Rate:  Part Rate 38%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 52%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.75% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 38%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 52%
• 1-Year Fixed Account:  Rate 3.80%
• 1 Year S&P 500 Performance Triggered Index Option:  Cap 7.65% 
• 1 Year MSCI EAFE Performance Triggered Index Option:  Cap 7.65% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 10.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 200%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 250%

Pacific Index Dimensions 10 Year 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 9.00% 
• 1 Year S&P 500® Participation Rate:  Part Rate 40%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 55%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 9.00% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 40%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 55%
• 1-Year Fixed Account:  Rate 4.00%
• 1 Year S&P 500 Performance Triggered Index Option:  Cap 8.00% 
• 1 Year MSCI EAFE Performance Triggered Index Option:  Cap 8.00% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 12.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 160%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 195%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 220%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 275%

Pacific Index Dimensions 10 Year MVA 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.750% 
• 1 Year S&P 500® Participation Rate:  Part Rate 38%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 52%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.75% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 38%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 52%
• 1 Year Fixed Account:  Rate 3.80%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.65% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 7.65% 
• 1 Year BlackRock Point to Point PR with Spread:  Part Rate 145%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 10.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 200%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 250%

Pacific Index Dimensions 10 Year MVA 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 9.00% 
• 1 Year S&P 500® Participation Rate:  Part Rate 40%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 55%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 9.00% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 40%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 55%
• 1 Year Fixed Account:  Rate 4.00%
• 1 Year S&P 500 Performance Triggered Index:  Cap 8.00% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 8.00% 
• 1 Year BlackRock Point to Point PR with Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 12.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 160%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 195%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 220%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 275%

Pacific Index Dimensions 7 Year 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.60% 
• 1 Year S&P 500® Participation Rate:  Part Rate 37%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 51%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.60% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 37%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 51%
• 1-Year Fixed Account:  Rate 3.70%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.50% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 7.50% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 140%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 125%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 150%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 200%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 8.00% 

Pacific Index Dimensions 7 Year 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.80% 
• 1 Year S&P 500® Participation Rate:  Part Rate 39%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 54%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.80% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 39%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 54%
• 1-Year Fixed Account:  Rate 3.90%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.85% 
• 1 Year MSCI EAFE Performance Triggered Index:  Cap 7.85% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 200%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 250%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 10.00% 

Pacific Index Dimensions 7 Year MVA 25,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.60% 
• 1 Year S&P 500® Participation Rate:  Part Rate 37%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 51%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.60% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 37%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 51%
• 1 Year Fixed Account:  Rate 3.70%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.50% 
• 1 Year MSCI EAFE Perromance Triggered Index:  Cap 7.50% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 140%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 8.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 125%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 150%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 200%

Pacific Index Dimensions 7 Year MVA 100,000+

• 1 Year S&P 500® Point to Point with a Cap:  Cap 8.80% 
• 1 Year S&P 500® Participation Rate:  Part Rate 39%
• 1 Year S&P 500® Enhanced Participation Rate:  Spread 2.00%  Part Rate 54%
• 1 Year MSCI EAFE® Point to Point with a Cap:  Cap 8.80% 
• 1 Year MSCI EAFE® Participation Rate:  Part Rate 39%
• 1 Year MSCI EAFE® Enhanced Participation Rate:  Spread 2.00%  Part Rate 54%
• 1 Year Fixed Account:  Rate 3.90%
• 1 Year S&P 500 Performance Triggered Index:  Cap 7.85% 
• 1 Year MSCI EAFE Perromance Triggered Index:  Cap 7.85% 
• 1 Year BlackRock Endura Point to Point PR with Spread:  Part Rate 145%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Cap :  Cap 10.00% 
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 150%
• 1-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 2.00%  Part Rate 175%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Participation and Spread:  Part Rate 200%
• 2-Year BofA Iris U.S. Sectors Point-to-Point with Enhanced Participation and Spread:  Spread 4.00%  Part Rate 250%