On The Move – May 7, 2024

May 8, 2024 – Effective Date of Change

SILAC

Fixed Indexed Annuity

Denali 10 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 90%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 70%
• 1 Year S&P 500 Monthly Cap:  Cap 3.75% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 125%
• 1 Year Fixed Account:  Rate: 5%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 245%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 260%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 250%
• NASDAQ Generations 5 w/Spread:  Spread -5.5% 

Denali 10 (AK, CA, MN, MT, OH, OR, PA, UT, WA) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 67%
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 180%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 195%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 185%
• NASDAQ Generations 5 w/Spread:  Spread -3.5% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 95%
• 1 Year S&P 500 Monthly Cap:  Cap 2.75% 

Denali 10 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 80%
• NASDAQ Generations 5 w/Participation:  Part Rate 220%
• NASDAQ Generations 5 w/Spread:  Spread -4.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 230%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.75% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62%
• 1 Year S&P 500 Monthly Cap:  Cap 3.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 112%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 215%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.5% 
• 1 Year Fixed Account:  Rate: 4.75%

Denali 14 10,000+

• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 72%
• 1 Year S&P 500 Monthly Cap:  Cap 3.85% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 130%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 247%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.5% 
• 1 Year Fixed Account:  Rate: 5.25%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 265%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 252%
• NASDAQ Generations 5 w/Spread:  Spread -5.5% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 95%

Denali 14 (CA, IN) 10,000+

• 1 Year Fixed Account:  Rate: 4%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.25% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 60%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 205%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 220%
• 1 Year S&P 500 RavenPack AIk w/Spread:  Spread -4.5% 
• NASDAQ Generations 5 w/Participation:  Part Rate 210%
• NASDAQ Generations 5 w/Spread:  Spread -4.25% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105%
• 1 Year S&P 500 Monthly Cap:  Cap 3% 

Denali 14 (CO) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 90%
• 1 Year Fixed Account:  Rate: 5%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 11.5% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 70%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 242%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -5.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 260%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -5.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 247%
• NASDAQ Generations 5 w/Spread:  Spread -5.5% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 125%
• 1 Year S&P 500 Monthly Cap:  Cap 3.75% 

Denali 7 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 80%
• NASDAQ Generations 5 w/Participation:  Part Rate 217%
• NASDAQ Generations 5 w/Spread:  Spread -4.5% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 230%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.75% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 9.5% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 62%
• 1 Year S&P 500 Monthly Cap:  Cap 3.25% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 110%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 212%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4.5% 
• 1 Year Fixed Account:  Rate: 5%

Denali 7 (AK, CA, MN, MT, OH, OR, PA, UT, WA) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 62%
• 1 Year Fixed Account:  Rate: 4%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.25% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 167%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 180%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.25% 
• NASDAQ Generations 5 w/Participation:  Part Rate 172%
• NASDAQ Generations 5 w/Spread:  Spread -3% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
• 1 Year S&P 500 Monthly Cap:  Cap 2.5% 

Denali 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.5% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap:  Cap 2.85% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 192%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year Fixed Account:  Rate: 4.5%
• 1 Year S&P 500 RavenPack AI w/Partricipation:  Part Rate 205%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• NASDAQ Generations 5 w/Participation:  Part Rate 197%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 

Denali Bonus 10 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 202%
• NASDAQ Generations 5 w/Spread:  Spread -4% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 210%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.25% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap:  Cap 3% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 197%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4% 
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%

Denali Bonus 10 (AK, CA, CT, MN, MT, OH, OR, PA, UT, WA) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 50%
• 1 Year Fixed Account:  Rate: 3%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 5.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 135%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -1.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 145%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2% 
• NASDAQ Generations 5 w/Participation:  Part Rate 140%
• NASDAQ Generations 5 w/Spread:  Spread -1.75% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 75%
• 1 Year S&P 500 Monthly Cap:  Cap 2.1% 

Denali Bonus 10 (CO, DE, ID, IN, MA, MO, MD, NV, SC, TX) 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 170%
• NASDAQ Generations 5 w/Spread:  Spread -2.75% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 47%
• 1 Year S&P 500 Monthly Cap:  Cap 2.5% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 85%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 165%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
• 1 Year Fixed Account:  Rate: 3.5%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 175%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3% 

Denali Bonus 14 10,000+

• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 212%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.25% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap:  Cap 3% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 105%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 197%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4% 
• 1 Year Fixed Account:  Rate: 4.25%
• NASDAQ Generations 5 w/Participation:  Part Rate 202%
• NASDAQ Generations 5 w/Spread:  Spread -4% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%

Denali Bonus 14 (CA, IN) 10,000+

• 1 Year Fixed Account:  Rate: 3.5%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.25% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 165%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 180%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3% 
• NASDAQ Generations 5 w/Participation:  Part Rate 170%
• NASDAQ Generations 5 w/Spread:  Spread -2.75% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
• 1 Year S&P 500 Monthly Cap:  Cap 2.5% 

Denali Bonus 14 (CO) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 72%
• 1 Year Fixed Account:  Rate: 4%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 8.5% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 57%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 195%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 210%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• NASDAQ Generations 5 w/Participation:  Part Rate 200%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 100%
• 1 Year S&P 500 Monthly Cap:  Cap 2.85% 

Denali Bonus 7 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%
• NASDAQ Generations 5 w/Participation:  Part Rate 180%
• NASDAQ Generations 5 w/Spread:  Spread -3.25% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year S&P 500 Monthly Cap:  Cap 2.75% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 175%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.25% 
• 1 Year Fixed Account:  Rate: 3.75%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 190%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.5% 

Denali Bonus 7 (AK, CA, CT, MN, MT, OH, OR, PA, UT, WA) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 50%
• 1 Year Fixed Account:  Rate: 3%
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 5.75% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 40%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 135%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -1.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 145%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2% 
• NASDAQ Generations 5 w/Participation:  Part Rate 140%
• NASDAQ Generations 5 w/Spread:  Spread -1.75% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 75%
• 1 Year S&P 500 Monthly Cap:  Cap 2.1% 

Denali Bonus 7 (CO, DE, ID, IN, MA, MD, MO, NV, SC, TX) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 65%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 185%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.25% 
• 1 Year S&P 500 Point-to-Point w/Cap:  Cap 7.3% 
• 1 Year S&P 500 Point-to-Point w/Participation:  Part Rate 50%
• 1 Year S&P 500 Monthly Cap:  Cap 2.6% 
• 1 Year S&P 500 Monthly Average w/Participation:  Part Rate 90%
• 1 Year Barclays Atlas 5 Point-to-Point w/Participation:  Part Rate 170%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3% 
• 1 Year Fixed Account:  Rate: 3.25%
• NASDAQ Generations 5 w/Participation:  Part Rate 175%
• NASDAQ Generations 5 w/Spread:  Spread -3% 

Teton 10 10,000+

• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 197%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 210%
• 1 Year S&P 500 RavenPack AI k w/Spread:  Spread -4.25% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.75% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap :  Cap 3% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 100%
• 1 Year Fixed Account:  Rate: 4.5%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
• NASDAQ Generations 5 w/Participation:  Part Rate 200%
• NASDAQ Generations 5 w/Spread:  Spread -4% 

Teton 10 State Variation 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 192%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 55%
• 1 Year S&P 500 Monthly Cap :  Cap 2.75% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate :  Part Rate 190%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 

Teton 14 10,000+

• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 200%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -4% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 212%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4.25% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.75% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
• 1 Year S&P 500 Monthly Cap :  Cap 3.1% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 105%
• 1 Year Fixed Account:  Rate: 4.75%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
• NASDAQ Generations 5 w/Participation:  Part Rate 205%
• NASDAQ Generations 5 w/Spread:  Spread -4% 

Teton 14 (CA) 10,000+

• 1 Year Fixed Account:  Rate: 4.5%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 55%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 190%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 202%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• NASDAQ Generations 5 w/Participation:  Part Rate 195%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97%
• 1 Year S&P 500 Monthly Cap :  Cap 2.85% 

Teton 14 (CO) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 4.5%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.5% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 57%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 195%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 207%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• NASDAQ Generations 5 w/Participation:  Part Rate 200%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 100%
• 1 Year S&P 500 Monthly Cap :  Cap 3% 

Teton 7 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 200%
• NASDAQ Generations 5 w/Spread:  Spread -4% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 75%
• 1 Year Barclays Atlas 5 Annual Point to Point Spread :  Spread -4% 
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.75% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 55%
• 1 Year S&P 500 Monthly Cap :  Cap 3% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 97%
• 1 Year Fixed Account:  Rate: 4.5%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 197%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 210%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread 4.25% 

Teton 7 State Variation 10,000+

• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -3.75% 
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 190%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 200%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -4% 
• 1 Year Fixed Account:  Rate: 4.25%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 8.25% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 52%
• 1 Year S&P 500 Monthly Cap :  Cap 2.75% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 95%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 70%
• NASDAQ Generations 5 w/Participation:  Part Rate 192%
• NASDAQ Generations 5 w/Spread:  Spread -3.75% 

Teton Bonus 10 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 167%
• NASDAQ Generations 5 w/Spread:  Spread -2.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 175%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 165%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 7% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
• 1 Year S&P 500 Monthly Cap :  Cap 2.5% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
• 1 Year Fixed Acocunt:  Rate: 3.5%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 

Teton Bonus 10 State Variation 10,000+

• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 165%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75% 
• 1 Year Barclays Atlas 5 Annual Point to Point PR :  Part Rate 155%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
• 1 Year S&P 500 Monthly Cap :  Cap 2.25% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 3.25%
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
• NASDAQ Generations 5 w/Participation:  Part Rate 157%
• NASDAQ Generations 5 w/Spread:  Spread -2.5% 

Teton Bonus 14 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 170%
• NASDAQ Generations 5 w/Spread:  Spread -3% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 62%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 7% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 47%
• 1 Year S&P 500 Monthly Cap :  Cap 2.5% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 80%
• 1 Year Fixed Account:  Rate: 3.75%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 165%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 175%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3.25% 
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 

Teton Bonus 14 (CA) 10,000+

• 1 Year Fixed Account:  Rate: 3%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.75% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 157%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 167%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75% 
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.5% 
• NASDAQ Generations 5 w/Participation:  Part Rate 160%
• NASDAQ Generations 5 w/Spread:  Spread -2.5% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
• 1 Year S&P 500 Monthly Cap :  Cap 2.35% 

Teton Bonus 14 (CO) 10,000+

• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year Fixed Account:  Rate: 3.5%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.85% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
• 1 Year Barclays Atlas 5 Annual Point to Point Participation Rate:  Part Rate 160%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 175%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75% 
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.5% 
• NASDAQ Generations 5 w/Participation:  Part Rate 165%
• NASDAQ Generations 5 w/Spread:  Spread -2.5% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 77%
• 1 Year S&P 500 Monthly Cap :  Cap 2.35% 

Teton Bonus 7 10,000+

• NASDAQ Generations 5 w/Participation:  Part Rate 167%
• NASDAQ Generations 5 w/Spread:  Spread -2.75% 
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 175%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -3% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 60%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.75% 
• 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 165%
• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 7% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 45%
• 1 Year S&P 500 Monthly Cap :  Cap 2.5% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 3.25%

Teton Bonus 7 State Variation 10,000+

• 1 Year S&P 500 Annual Point to Point with Cap:  Cap 6.5% 
• 1 Year S&P 500 Annual Point to Point with Participation Rate:  Part Rate 40%
• 1 Year S&P 500 Monthly Cap :  Cap 2.25% 
• 1 Year S&P 500 Monthly Average with Participation Rate:  Part Rate 70%
• 1 Year Fixed Account:  Rate: 3%
• 1 Year Barclays Atlas 5 Annual Point to Point PR:  Part Rate 155%
• 1 Year Barclays Atlas 5 Point-to-Point w/Spread:  Spread -2.25% 
• 1 Year S&P DuoSwift Point-to-Point w/Participation:  Part Rate 57%
• 1 Year S&P 500 RavenPack AI w/Participation:  Part Rate 165%
• 1 Year S&P 500 RavenPack AI w/Spread:  Spread -2.75% 
• NASDAQ Generations 5 w/Participation:  Part Rate 157%
• NASDAQ Generations 5 w/Spread:  Spread -2.5% 

May 9, 2024 – Effective Date of Change

Sagicor Life Insurance Company

MYGA

• Milestone MYGA 3 15,000+  4.30%
• Milestone MYGA 3 50,000+  5.05%
• Milestone MYGA 3 100,000+  5.30%
• Milestone MYGA 3 CA 15,000+  4.25%
• Milestone MYGA 3 CA 50,000+  5.00%
• Milestone MYGA 3 CA 100,000+  5.25%
• Milestone MYGA 3 FL 15,000+  4.30%
• Milestone MYGA 3 FL 50,000+  5.05%
• Milestone MYGA 3 FL 100,000+  5.30%
• Milestone MYGA 4 15,000+  4.50%
• Milestone MYGA 4 50,000+  5.05%
• Milestone MYGA 4 100,000+  5.30%
• Milestone MYGA 4 CA 15,000+  4.45%
• Milestone MYGA 4 CA 50,000+  5.00%
• Milestone MYGA 4 CA 100,000+  5.25%
• Milestone MYGA 4 FL 15,000+  4.50%
• Milestone MYGA 4 FL 50,000+  5.05%
• Milestone MYGA 4 FL 100,000+  5.30%
• Milestone MYGA 5 15,000+  4.90%
• Milestone MYGA 5 50,000+  5.35%
• Milestone MYGA 5 100,000+  5.60%
• Milestone MYGA 5 CA 15,000+  4.85%
• Milestone MYGA 5 CA 50,000+  5.30%
• Milestone MYGA 5 CA 100,000+  5.55%
• Milestone MYGA 5 FL 15,000+  4.90%
• Milestone MYGA 5 FL 50,000+  5.35%
• Milestone MYGA 5 FL 100,000+  5.60%
• Milestone MYGA 6 15,000+  5.00%
• Milestone MYGA 6 50,000+  5.35%
• Milestone MYGA 6 100,000+  5.55%
• Milestone MYGA 6 CA 15,000+  4.95%
• Milestone MYGA 6 CA 50,000+  5.30%
• Milestone MYGA 6 CA 100,000+  5.50%
• Milestone MYGA 6 FL 15,000+  5.00%
• Milestone MYGA 6 FL 50,000+  5.35%
• Milestone MYGA 6 FL 100,000+  5.55%
• Milestone MYGA 7 15,000+  5.05%
• Milestone MYGA 7 50,000+  5.40%
• Milestone MYGA 7 100,000+  5.55%
• Milestone MYGA 7 CA 15,000+  5.00%
• Milestone MYGA 7 CA 50,000+  5.35%
• Milestone MYGA 7 CA 100,000+  5.50%
• Milestone MYGA 7 FL 15,000+  5.05%
• Milestone MYGA 7 FL 50,000+  5.40%
• Milestone MYGA 7 FL 100,000+  5.55%

May 13, 2024 – Effective Date of Change

American General Life Insurance Company

Power Select Builder 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 8% 
• 2-Year PIMCO Global Optima Index Participation:  Part Rate 80%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 165%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 255%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 215%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 305%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 265%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 355%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 165%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 255%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 215%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 305%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 355%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 265%
• 1 Year Russell 2000 Annual Point to Point :  Part Rate 30%
• 2-Year MLStrategic Balanced Index with Spread:  Spread 2.2% 
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 10.5% 
• 1-Year Fixed Interest Account:  Rate: 4.9%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 50%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 49%
• 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 75%

Power Select Builder 100,000+

• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 280%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 375%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 325%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 230%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 275%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 180%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 375%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 280%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 325%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 275%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 180%
• 2-Year PIMCO Global Optima Index Participation:  Part Rate 95%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 9% 
• 1-Year ML Strategic Balanced Index with Participation Rate:  Part Rate 100%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 55%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 60%
• 1-Year Fixed Interest Account:  Rate: 5.15%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 11.5% 
• 2-Year MLStrategic Balanced Index with Spread:  Spread 1.7% 
• 1 Year Russell 2000 Annual Point to Point :  Part Rate 33%

Power Select Builder 8 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 4.25% 
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 245%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 36%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 105%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 145%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 155%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 195%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 205%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 245%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 105%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 145%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 155%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 195%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 205%
• S&P 500 Annual Point-to-Point w/ Cap:  Cap 5.4% 
• S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 32%
• ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 75%
• 1 Year Fixed Account:  Rate: 3.1%
• 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 45%

Power Select Builder 8 100,000+

• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 230%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 220%
• 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1:  Part Rate 180%
• 2 Year AB All Market Index Point to Point Participation Rate :  Part Rate 170%
• 1 Year AB All Market Index Point to Point Participation Rate :  Part Rate 130%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 270%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2:  Part Rate 220%
• 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 230%
• 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1:  Part Rate 180%
• 2-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 170%
• 1-Year Dimensional US Foundations Point-to-Point Participation Rate:  Part Rate 130%
• 1-Year PIMCO Global Optima Index with Participation Rate:  Part Rate 51%
• 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2:  Part Rate 270%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 5% 
• 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation:  Part Rate 60%
• 1 Year Fixed Account:  Rate: 3.25%
• ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton:  Part Rate 85%
• S&P 500 Annual Point-to-Point w/ Participation :  Part Rate 35%
• S&P 500 Annual Point-to-Point w/ Cap:  Cap 6.15% 

Power Select Plus Income 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.55% 
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 40%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 160%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 24%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 55%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 37%
• 2-Year MLStrategic Balanced Index with Spread :  Spread 3.5% 
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 4.25% 
• 1-Year Fixed Interest Account:  Rate: 2%
• 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 15%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 120%
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 160%

Power Select Plus Income 100,000+

• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 180%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 140%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 55%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 3.3% 
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 180%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 0.5%  Part Rate 140%
• 1-Year Russel 2000 Annual Point to Point with PR:  Part Rate 20%
• 1-Year Fixed Interest Account:  Rate: 2.25%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account:  Cap 5% 
• 2-Year MLStrategic Balanced Index with Spread :  Spread 3% 
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 45%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 80%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate:  Part Rate 28%

Power Select Plus Income with Multiplier® 25,000+

• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 2.55% 
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 40%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 120%
• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 160%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 24%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 55%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 32%
• 2-Year MLStrategic Balanced Index with Spread :  Spread 3.5% 
• 1-Year Fixed Interest Account:  Rate: 2%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 4.25% 
• 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 15%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 120%
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 160%

Power Select Plus Income with Multiplier® 100,000+

• 2-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 1%  Part Rate 180%
• 1-Year Dimensional US Foundation Point to Point Participation with Spread:  Spread 0.5%  Part Rate 140%
• 2-Year PIMCO Global Optima Index Participation :  Part Rate 55%
• 1 Year S&P 500 Annual Point to Point Performance Triggered:  Cap 3.3% 
• 2 Year AB All Market Index Point to Point Participation Rate with Spread :  Spread 1%  Part Rate 180%
• 1 Year AB All Market Index Point to Point Participation Rate with Spread:  Spread 0.5%  Part Rate 140%
• 1-Year Russell 2000 Annual Point to Point with PR:  Part Rate 20%
• 1-Year S&P 500 Annual Point-to-Point Index Interest Account :  Cap 5% 
• 2-Year MLStrategic Balanced Index with Spread :  Spread 3% 
• 1-Year Fixed Interest Account:  Rate: 2.25%
• 1-Year PIMCO Global Optima Index with Participation Rate :  Part Rate 45%
• 1-Year ML Strategic Balanced Index with Participation Rate :  Part Rate 80%
• 2-Year S&P 500 Annual Point-to-Point with Participation Rate :  Part Rate 28%