On The Move – May 2, 2023

May 07, 2023 – Effective Date of Change

MassMutual Ascend Life Insurance Company

Fixed Indexed Annuity

American Landmark 3 50,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.250% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.950% 
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.750% 
• 1 Year Declared Rate Strategy :  Rate 2.97%

American Landmark 3 150,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.500% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.200% 
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 8.000% 
• 1 Year Declared Rate Strategy :  Rate 3.00%

American Landmark 3 Non-MVA 50,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.450% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.450% 
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.500% 
• 1 Year Declared Rate Strategy :  Rate 2.92%

American Landmark 3 Non-MVA 150,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 6.700% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 7.950% 
• 1 Year iShares MSCI EAFE 1-year point-to-point with cap:  Cap 7.750% 
• 1 Year Declared Rate Strategy :  Rate 2.95%

American Landmark 5 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.500% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.000% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60%
• 1 Year Declared Rate Strategy :  Rate 2.97%
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 55%
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.000% 

American Landmark 5 100,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap:  Cap 7.750% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.250% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65%
• 1 Year Declared Rate Strategy :  Rate 3.00%
• 1 Year S&P 500 Risk Control Annual Point to Point PR:  Part Rate 60%
• S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.250% 

American Landmark 5 Non-MVA 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.500% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 7.500% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 50%
• 1 Year S&P 500 Risk Control with PR:  Part Rate 50%
• 1 Year Declared Rate Strategy :  Rate 2.95%
• S&P 500 5-year cap lock annual point-to-point :  Cap 6.000% 

American Landmark 5 Non-MVA 100,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 6.750% 
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.000% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 55%
• 1 Year S&P 500 Risk Control with PR:  Part Rate 55%
• 1 Year Declared Rate Strategy :  Rate 2.97%
• S&P 500 5-year cap lock annual point-to-point :  Cap 6.250% 

American Landmark 5 PLUS 10,000+

• 1 Year S&P 500 Annual Point-to-Point :  Cap 7.500% 
• 1 Year iShares U.S. Real Estate :  Cap 8.000% 
• 1 Year S&P 500 Risk Control:  Part Rate 55%
• 1 Year Declared Rate Strategy :  Rate 2.97%
• 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.000% 

American Landmark 5 PLUS 100,000+

• 1 Year S&P 500 Annual Point-to-Point :  Cap 7.750% 
• 1 Year iShares U.S. Real Estate :  Cap 8.250% 
• 1 Year S&P 500 Risk Control:  Part Rate 60%
• 1 Year Declared Rate Strategy :  Rate 3.00%
• 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 7.250% 

American Landmark 5 PLUS Non-MVA 10,000+

• 1 Year S&P 500 Annual Point-to-Point :  Cap 6.500% 
• 1 Year iShares U.S. Real Estate :  Cap 7.500% 
• 1 Year S&P 500 Risk Control:  Part Rate 50%
• 1 Year Declared Rate Strategy :  Rate 2.95%
• 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 6.000% 

American Landmark 5 PLUS Non-MVA 100,000+

• 1 Year S&P 500 Annual Point-to-Point :  Cap 6.750% 
• 1 Year iShares U.S. Real Estate :  Cap 8.000% 
• 1 Year S&P 500 Risk Control:  Part Rate 55%
• 1 Year Declared Rate Strategy :  Rate 2.97%
• 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point :  Cap 6.250% 

American Legend 7 10,000+

• 1 Year Declared Rate Strategy :  Rate 2.99%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.250% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 60%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 10.000% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 60%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.250% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.050% 

American Legend 7 100,000+

• 1 Year Declared Rate Strategy :  Rate 3.00%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 8.500% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate:  Part Rate 65%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap:  Cap 10.500% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate:  Part Rate 65%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap:  Cap 8.750% 
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 7.300% 

American Legend 7 Non-MVA 10,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.500% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 55%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 9.000% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 50%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 7.750% 
• 1 Year Declared Rate Strategy :  Rate 2.96%
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 6.050% 

American Legend 7 Non-MVA 100,000+

• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 7.750% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 60%
• 1 Year SPDR Gold Shares Annual Point-to-Point Cap :  Cap 9.250% 
• 1 Year S&P U.S. Retiree Spending Annual Point to Point with Patrticipation Rate :  Part Rate 55%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 8.250% 
• 1 Year Declared Rate Strategy :  Rate 2.98%
• 1 Year S&P 500 7-year cap lock point-to-point:  Cap 6.300% 

American Legend 7 PLUS 10,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 8.250% 
• S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.25%
• iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 60.000% 
• Declared Rate:  Rate 2.99%
• S&P 500 7-year cap lock point-to-point:  Cap 7.050% 

American Legend 7 PLUS 100,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 8.500% 
• S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.75%
• iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 65.000% 
• Declared Rate:  Rate 3.00%
• S&P 500 7-year cap lock point-to-point:  Cap 7.300% 

American Legend 7 PLUS Non-MVA 10,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 7.500% 
• S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 7.75%
• iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 55.000% 
• Declared Rate:  Rate 2.96%
• S&P 500 7-year cap lock point-to-point:  Cap 6.050% 

American Legend 7 PLUS Non-MVA 100,000+

• S&P 500 Annual Point-to-Point Cap:  Cap 7.750% 
• S&P 500 Risk Control Annual Point-to-Point Participation:  Part Rate 8.25%
• iShares U.S. Real Estate Annual Point-to-Point Cap:  Cap 60.000% 
• Declared Rate:  Rate 2.98%
• S&P 500 7-year cap lock point-to-point:  Cap 6.300% 

Safe Return 25,000+

• 1 Year Declared Rate Strategy :  Rate 2.87%
• 1 Year S&P 500 Annual Point-to-Point with Cap :  Cap 5.500% 
• 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate :  Part Rate 45%
• 1 Year iShares U.S. Real Estate Annual Point to Point with Cap :  Cap 6.000% 

May 08, 2023 – Effective Date of Change

National Life Group

FIT Secure Growth 5,000+

• 1-Year S&P 500 Annual Point to Point with Cap:  Cap 8.000% 
• 1-Year S&P 500 Monthly Sum Cap:  Cap 2.100% 
• Declared Rate:  Rate 0.36%
• 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 150%
• 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 150%
• 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 10.500% 
• 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 2.750% 
• 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 200%
• 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 200%

FIT Select Income – Max Bonus 5,000+

• 1-Year S&P 500 Annual Point to Point with Cap:  Cap 9.500% 
• 1-Year S&P 500 Monthly Sum Cap:  Cap 2.500% 
• Declared Rate:  Rate 0.41%
• 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 200%
• 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 200%
• 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 12.000% 
• 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 3.250% 
• 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 250%
• 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 250%

FIT Select Income – Split Bonus 5,000+

• Declared Rate:  Rate 0.90%
• 1-Year S&P 500 Annual Point to Point with Cap:  Cap 9.500% 
• 1-Year Global Balanced SG Annual Point to Point with PR:  Part Rate 200%
• 1-Year US Fundamental Balanced Annual Point to Point with PR:  Part Rate 200%
• 1-Year S&P 500 Annual Point to Point with Cap and Rate Booster:  Cap 12.000% 
• 1-Year Global Balanced SG Annual Point to Point with PR and Rate Booster:  Part Rate 250%
• 1-Year US Fundamental Balanced Annual Point to Point with PR and Rate Booster:  Part Rate 250%
• 1-Year S&P 500 Monthly Sum Cap:  Cap 2.500% 
• 1-Year S&P 500 Monthly Sum Cap and Rate Booster:  Cap 3.250%