May 10, 2022 – Effective Date of Change
Protective Life
Asset Builder II 10 No ROP 10,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.85%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 19%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.60%
- 1-Year S&P 500 Performance Trigger: Cap 3.35%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 79%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 105%
- Fixed: Rate 1.65%
Asset Builder II 10 No ROP 50,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 5.75%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 28%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 5.50%
- 1-Year S&P 500 Performance Trigger: Cap 4.25%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 98%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 125%
- Fixed: Rate 2.00%
Asset Builder II 10 No ROP 100,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 6.25%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 33%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 6.00%
- 1-Year S&P 500 Performance Trigger: Cap 4.95%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 110%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 135%
- Fixed: Rate 2.45%
Asset Builder II 5 10,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.20%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 15%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.10%
- 1-Year S&P 500 Performance Trigger: Cap 2.75%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 65%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 85%
- Fixed: Rate 1.55%
Asset Builder II 5 50,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.90%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 20%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.80%
- 1-Year S&P 500 Performance Trigger: Cap 3.20%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 80%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 105%
- Fixed: Rate 1.75%
Asset Builder II 5 100,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 4.55%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 24%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 4.45%
- 1-Year S&P 500 Performance Trigger: Cap 3.75%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 90%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 115%
- Fixed: Rate 1.90%
Asset Builder II 5 No ROP 10,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.75%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 17%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.50%
- 1-Year S&P 500 Performance Trigger: Cap 3.25%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 75%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 95%
- Fixed: Rate 1.55%
Asset Builder II 5 No ROP 50,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 5.50%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 26%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 5.25%
- 1-Year S&P 500 Performance Trigger: Cap 4.05%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 93%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 118%
- Fixed: Rate 1.80%
Asset Builder II 5 No ROP 100,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 6.00%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 31%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 5.75%
- 1-Year S&P 500 Performance Trigger: Cap 4.75%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 100%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 125%
- Fixed: Rate 2.20%
Asset Builder II 7 10,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.25%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 16%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.15%
- 1-Year S&P 500 Performance Trigger: Cap 2.80%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 68%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 90%
- Fixed: Rate 1.60%
Asset Builder II 7 50,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.95%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 21%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.85%
- 1-Year S&P 500 Performance Trigger: Cap 3.30%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 82%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 110%
- Fixed: Rate 1.80%
Asset Builder II 7 100,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 4.65%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 25%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 4.55%
- 1-Year S&P 500 Performance Trigger: Cap 3.85%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 92%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 120%
- Fixed: Rate 1.95%
Asset Builder II 7 No ROP 10,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 3.80%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 18%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 3.55%
- 1-Year S&P 500 Performance Trigger: Cap 3.30%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 77%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 100%
- Fixed: Rate 1.60%
Asset Builder II 7 No ROP 50,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 5.60%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 27%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 5.35%
- 1-Year S&P 500 Performance Trigger: Cap 4.15%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 95%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 123%
- Fixed: Rate 1.90%
Asset Builder II 7 No ROP 100,000+
- 1-Year S&P 500 Point-to-Point w/ Cap: Cap 6.10%
- 1-Year S&P 500 Point-to-Point w/ Participation: Part Rate 32%
- 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term: Cap 5.85%
- 1-Year S&P 500 Performance Trigger: Cap 4.85%
- 1-Year JP Morgan Mojave Index w/ Participation: Part Rate 102%
- 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation: Part Rate 130%
- Fixed: Rate 2.30%
Protective Guaranteed Income Indexed Annuity 25,000+
- Fixed: Rate 1.05%
- S&P 500 Annual Point-to-Point: Cap 2.05%
- 2-Year Citi Flexible Allocation 6 Excess Return: Part Rate 50%
- S&P 500 Annual Rate for Term Cap: Cap 1.95%
Protective Guaranteed Income Indexed Annuity 100,000+
- Fixed: Rate 1.20%
- S&P 500 Annual Point-to-Point: Cap 2.35%
- 2-Year Citi Flexible Allocation 6 Excess Return: Part Rate 55%
- S&P 500 Annual Rate for Term Cap: Cap 2.25%
Protective Income Builder 25,000+
- 1 Year Annual Point-to-Point: Cap 3.70%
- 1 Year Annual Performance Triggered Rate: Cap 2.45%
- 1 Year Fixed Account: Rate 1.35%
- 1 Year S&P 500 Annual Cap Rate for Term: Cap 3.20%
- 2-Year Citi Flexible Allocation 6 ERI Participation and Spread: Part Rate 67%
Protective Income Builder 100,000+
- 1 Year Annual Point-to-Point: Cap 4.00%
- 1 Year Annual Performance Triggered Rate: Cap 2.75%
- 1 Year Fixed Account: Rate 1.50%
- 1 Year S&P 500 Annual Cap Rate for Term: Cap 3.50%
- 2-Year Citi Flexible Allocation 6 ERI Participation and Spread: Part Rate 75%
May 11, 2022 – Effective Date of Change
Protective NY
MYGA
- Smart Saver 4 NY 25,000+ 1.70%
- Smart Saver 4 NY 50,000+ 2.00%
- Smart Saver 4 NY 100,000+ 2.30%
- Smart Saver 5 NY 25,000+ 2.15%
- Smart Saver 5 NY 50,000+ 2.45%
- Smart Saver 5 NY 100,000+ 2.75%
- Smart Saver 6 NY 25,000+ 2.25%
- Smart Saver 6 NY 50,000+ 2.55%
- Smart Saver 6 NY 100,000+ 2.80%
- Smart Saver 7 NY 25,000+ 2.30%
- Smart Saver 7 NY 50,000+ 2.60%
- Smart Saver 7 NY 100,000+ 2.85%
May 15, 2022 – Effective Date of Change
Integrity Life
Integrity Indextra 5 15,000+
- 1-Year Point-to-Point S&P 500: Cap 6.00%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 155%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 110%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 130%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 92%
- 1-Year Fixed Interest Option: Rate 3.15%
Integrity Indextra 5 – Two 15,000+
- 1-Year Point-to-Point S&P 500: Cap 7.00%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 160%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 115%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 135%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 95%
- 1-Year Fixed Interest Option: Rate 3.25%
Integrity IndextraTM 10 15,000+
- 1-Year S&P 500 Point-to-Point with Cap: Cap 5.50%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 150%
- 1-Year Fixed Interest Option: Rate 2.80%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 135%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 95%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 82%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 117%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 142%
Integrity IndextraTM 10 – Two 15,000+
- 1-Year S&P 500 Point-to-Point with Cap: Cap 6.50%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 155%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 140%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 100%
- 1-Year Fixed Interest Option: Rate 2.90%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 147%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 122%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 85%
Integrity IndextraTM 7 15,000+
- 1-Year Fixed Interest Option: Rate 2.80%
- 1-Year Point-to-Point S&P 500: Cap 5.50%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 150%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 135%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 95%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 142%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 117%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 82%
Integrity IndextraTM7 – Two 15,000+
- 1-Year Point-to-Point S&P 500: Cap 6.50%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 155%
- 2-Year Point-to-Point GS Momentum Builder: Part Rate 140%
- 1-Year Point-to-Point GS Momentum Builder: Part Rate 100%
- 1-Year Fixed Interest Option: Rate 2.90%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 147%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 122%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 85%
Integrity Legacy
JourneyMark 10,000+
- Fixed: Rate 2.70%
- 1-Year S&P 500 Point-to-Point: Part Rate 27%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 48%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 77%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 107%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 152%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 132%
JourneyMark 5 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 30%
- 1-Year GS Mariner Point-to-Point: Part Rate 100%
- 2-Year GS Mariner Point-to-Point: Part Rate 135%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 120%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 172%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 147%
- Fixed: Rate 3.00%
JourneyMark 7 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 30%
- 1-Year GS Mariner Point-to-Point: Part Rate 100%
- 2-Year GS Mariner Point-to-Point: Part Rate 135%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 120%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 172%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 147%
- Fixed: Rate 3.00%
JourneyMark 7 w/ Cascade Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 30%
- 1-Year GS Mariner Point-to-Point: Part Rate 100%
- 2-Year GS Mariner Point-to-Point: Part Rate 135%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 120%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 172%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 147%
- Fixed: Rate 3.00%
JourneyMark 7 w/ Expanse Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 38%
- 1-Year GS Mariner Point-to-Point: Part Rate 127%
- 2-Year GS Mariner Point-to-Point: Part Rate 167%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 152%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 217%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 185%
- Fixed: Rate 3.80%
JourneyMark w/ Cascade Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 27%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 48%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 77%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 107%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 152%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 132%
- Fixed: Rate 2.70%
JourneyMark w/ Expanse Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 35%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 62%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 99%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 137%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 197%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 170%
- Fixed: Rate 3.50%