April 1, 2024 – Effective Date of Change
American General Life Insurance Company
Fixed Indexed Annuity
Power Select Builder 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 7.75%
- 2-Year PIMCO Global Optima Index Participation: Part Rate 80%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 305%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 265%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 355%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 165%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 255%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 215%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 305%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 265%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 355%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 165%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 255%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 215%
- 1 Year Russell 2000 Annual Point to Point : Part Rate 28%
- 2-Year MLStrategic Balanced Index with Spread: Spread 2.2%
- 1-Year Fixed Interest Account: Rate: 4.85%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 10.5%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 49%
- 1-Year ML Strategic Balanced Index with Participation Rate: Part Rate 75%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 50%
Power Select Builder 100,000+
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 60%
- 1-Year ML Strategic Balanced Index with Participation Rate: Part Rate 100%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 55%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 11.5%
- 1-Year Fixed Interest Account: Rate: 5.1%
- 2-Year MLStrategic Balanced Index with Spread: Spread 1.7%
- 1 Year Russell 2000 Annual Point to Point : Part Rate 33%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 230%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 275%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 180%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 375%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 280%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 325%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 230%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 275%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 180%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 375%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 280%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 325%
- 2-Year PIMCO Global Optima Index Participation: Part Rate 95%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 8.75%
Power Select Builder 8 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 4%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 36%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 105%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 145%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 155%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 195%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 205%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 245%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 105%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 145%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 155%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 195%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 205%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 245%
- 1 Year Fixed Account: Rate: 3.05%
- S&P 500 Annual Point-to-Point w/ Cap: Cap 5.4%
- S&P 500 Annual Point-to-Point w/ Participation : Part Rate 32%
- ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton: Part Rate 75%
- 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation: Part Rate 45%
Power Select Builder 8 100,000+
- 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation: Part Rate 60%
- ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton: Part Rate 85%
- S&P 500 Annual Point-to-Point w/ Participation : Part Rate 35%
- S&P 500 Annual Point-to-Point w/ Cap: Cap 6.15%
- 1 Year Fixed Account: Rate: 3.2%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 270%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 230%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 220%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 180%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 170%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 130%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 270%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 220%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 230%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 180%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 170%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 130%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 51%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 4.75%
Power Select Plus Income 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2.55%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 40%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 160%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 120%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 0.5% Part Rate 120%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 160%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 24%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 37%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 55%
- 2-Year MLStrategic Balanced Index with Spread : Spread 3.5%
- 1-Year Fixed Interest Account: Rate: 2%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 4.25%
- 1-Year Russel 2000 Annual Point to Point with PR: Part Rate 15%
Power Select Plus Income 100,000+
- 1-Year Russel 2000 Annual Point to Point with PR: Part Rate 20%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 5%
- 1-Year Fixed Interest Account: Rate: 2.25%
- 2-Year MLStrategic Balanced Index with Spread : Spread 3%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 80%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 45%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 28%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 180%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 0.5% Part Rate 140%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 140%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 180%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 55%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 3.3%
Power Select Plus Income with Multiplier® 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2.55%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 40%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 120%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 160%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread: Spread 0.5% Part Rate 120%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 160%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate : Part Rate 24%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 55%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 32%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account : Cap 4.25%
- 2-Year MLStrategic Balanced Index with Spread : Spread 3.5%
- 1-Year Fixed Interest Account: Rate: 2%
- 1-Year Russell 2000 Annual Point to Point with PR: Part Rate 15%
Power Select Plus Income with Multiplier® 100,000+
- 1-Year Russell 2000 Annual Point to Point with PR: Part Rate 20%
- 1-Year Fixed Interest Account: Rate: 2.25%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account : Cap 5%
- 2-Year MLStrategic Balanced Index with Spread : Spread 3%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 45%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 80%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate : Part Rate 28%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 180%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread: Spread 0.5% Part Rate 140%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 180%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 140%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 55%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 3.3%
AuguStar
OrionShield 10 15,000+
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 11.25% Part Rate 50%
- 1-Year S&P 500 Annual Point to Point Cap: Cap 9.5%
- 1-Year Russell 2000 Monthly Averaging Cap: Cap 8.75%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 105%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 160%
- 1-Year Fixed Account: Rate: 3.85%
OrionShield 10 150,000+
- 1-Year Fixed Account: Rate: 4.6%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 180%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 120%
- 1-Year Russell 2000 Monthly Averaging Cap: Cap 9.75%
- 1-Year S&P 500 Annual Point to Point Cap: Cap 10.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 13.5% Part Rate 50%
OrionShield 10 Premium Bonus 15,000+
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 4.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 7.75% Part Rate 50%
- 1-Year S&P 500 Annual Point to Point Cap : Cap 5.5%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 105%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 140%
- 1-Year Fixed Account: Rate: 2.25%
OrionShield 10 Premium Bonus 150,000+
- 1-Year Fixed Account: Rate: 2.5%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 160%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 120%
- 1-Year S&P 500 Annual Point to Point Cap : Cap 6.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 10% Part Rate 50%
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 5.75%
OrionShield 5 15,000+
- 1-Year Fixed Account: Rate: 3.6%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 11.25% Part Rate 50%
- 1-Year S&P 500 Annual Point to Point Cap : Cap 9.5%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 100%
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 7.75%
OrionShield 5 150,000+
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 9%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 115%
- 1-Year S&P 500 Annual Point to Point Cap : Cap 10.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 13.5% Part Rate 50%
- 1-Year Fixed Account: Rate: 4.35%
OrionShield 7 15,000+
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 8.5%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 100%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 130%
- 1-Year Fixed Account: Rate: 3.75%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 11.25% Part Rate 50%
- 1-Year S&P 500 Annual Point to Point Cap: Cap 9.5%
OrionShield 7 150,000+
- 1-Year S&P 500 Annual Point to Point Cap: Cap 10.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 13.5% Part Rate 50%
- 1-Year Fixed Account: Rate: 4.5%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 150%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 115%
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 9.75%
OrionShield 7 Premium Bonus 15,000+
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 5.75%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 100%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 130%
- 1-Year Fixed Account: Rate: 3%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 10.25% Part Rate 50%
- 1-Year S&P 500 Annual Point to Point Cap : Cap 6.5%
OrionShield 7 Premium Bonus 150,000+
- 1-Year S&P 500 Annual Point to Point Cap : Cap 7.5%
- 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher): Cap 12.5% Part Rate 50%
- 1-Year Fixed Account: Rate: 3.5%
- 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 150%
- 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate: Part Rate 115%
- 1-Year Russell 2000 Monthly Averaging Cap : Cap 7%
MYGA
- LunarGuard 3 10,000+ 4.85%
- LunarGuard 3 100,000+ 5.05%
- LunarGuard 5 10,000+ 4.85%
- LunarGuard 5 100,000+ 5.05%
- LunarGuard 7 10,000+ 4.85%
- LunarGuard 7 100,000+ 5.05%