On The Move - March 25, 2025 - Insurance Agency Marketing Services

March 29, 2025 – Effective Date of Change

National Life Group

Fixed Indexed Annuity

Growth Driver 10 25,000+

S&P 500® Index Performance Trigger: Cap 5.75%
S&P 500® Index Performance Trigger with RateBooster: Cap 7.25%
S&P 500® Index 1-Year Point to Point Cap: Cap 7%
S&P 500® Index 2-Year Point to Point Cap: Cap 15%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.35%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 120%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 160%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 120%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 160%
1-Year Declared Interest: Rate: 2.45%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 9%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 19%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 1.85%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 165%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 225%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 165%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 225%

Growth Driver 7 25,000+

1-Year Declared Interest: Rate: 2.4%
S&P 500® Index 1-Year Point to Point Cap: Cap 6.5%
S&P 500® Index 2-Year Point to Point Cap: Cap 14%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 115%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 155%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 115%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 155%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 8.5%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 18%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 160%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 220%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 160%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 220%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.25%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 1.75%
S&P 500® Index Performance Trigger: Cap 5.5%
S&P 500® Index Performance Trigger with RateBooster: Cap 7%

Income Driver 10 25,000+

S&P 500® Index Performance Trigger: Cap 6.5%
S&P 500® Index Performance Trigger with RateBooster: Cap 8%
1-Year Declared Interest: Rate: 2.4%
S&P 500® Index 1-Year Point to Point Cap: Cap 8%
S&P 500® Index 2-Year Point to Point Cap: Cap 17%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 140%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 200%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 140%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 200%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 10%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 21%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 190%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 265%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 190%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 265%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.5%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2%

Income Driver 7 25,000+

1-Year Declared Interest: Rate: 2.3%
S&P 500® Index 1-Year Point to Point Cap: Cap 7.75%
S&P 500® Index 2-Year Point to Point Cap: Cap 16.5%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 135%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 195%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 135%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 195%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 9.75%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 20.5%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 185%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 260%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 185%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 260%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.4%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 1.9%
S&P 500® Index Performance Trigger: Cap 6.25%
S&P 500® Index Performance Trigger with RateBooster: Cap 7.75%

Zenith Growth 10 25,000+

S&P 500® Index Performance Trigger: Cap 8%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.5%
1-Year Declared Interest: Rate: 3.3%
S&P 500® Index 1-Year Point to Point Cap: Cap 10%
S&P 500® Index 2-Year Point to Point Cap: Cap 23%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 165%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 230%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 165%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 230%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12.5%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 34%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 215%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 300%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 215%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 300%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.9%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.5%

Zenith Growth 5 25,000+

1-Year Declared Interest: Rate: 3.1%
S&P 500® Index 1-Year Point to Point Cap: Cap 9.25%
S&P 500® Index 2-Year Point to Point Cap: Cap 20%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 155%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 220%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 155%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 220%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 11.5%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 25%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 205%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 290%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 205%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 290%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.65%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.3%
S&P 500® Index Performance Trigger with RateBooster: Cap 9%
S&P 500® Index Performance Trigger: Cap 7.5%

Zenith Growth 7 25,000+

S&P 500® Index Performance Trigger: Cap 7.75%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.25%
1-Year Declared Interest: Rate: 3.2%
S&P 500® Index 1-Year Point to Point Cap: Cap 9.75%
S&P 500® Index 2-Year Point to Point Cap: Cap 22%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 160%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 225%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 160%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 225%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 30%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 210%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 295%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 210%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 295%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.75%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.4%

Zenith Income 10 – Max Bonus 25,000+

1-Year Declared Interest: Rate: 3.3%
S&P 500® Index 1-Year Point to Point Cap: Cap 10%
S&P 500® Index 2-Year Point to Point Cap: Cap 23%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 200%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 275%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 200%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 275%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12.5%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 34%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 250%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 350%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 250%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 350%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.9%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.5%
S&P 500® Index Performance Trigger: Cap 8%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.5%

Zenith Income 10 – Split Bonus 25,000+

S&P 500® Index Performance Trigger: Cap 8%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.5%
1-Year Declared Interest: Rate: 3.3%
S&P 500® Index 1-Year Point to Point Cap: Cap 10%
S&P 500® Index 2-Year Point to Point Cap: Cap 23%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 200%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 275%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 200%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 275%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12.5%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 34%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 250%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 350%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 250%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 350%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.9%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.5%

Zenith Income 7 – Max Bonus 25,000+

1-Year Declared Interest: Rate: 3.2%
S&P 500® Index 1-Year Point to Point Cap: Cap 9.75%
S&P 500® Index 2-Year Point to Point Cap: Cap 22%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 195%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 270%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 195%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 270%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 30%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 245%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 345%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 245%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 345%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.75%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.4%
S&P 500® Index Performance Trigger: Cap 7.75%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.25%

Zenith Income 7 – Split Bonus 25,000+

S&P 500® Index Performance Trigger: Cap 7.75%
S&P 500® Index Performance Trigger with RateBooster: Cap 9.25%
1-Year Declared Interest: Rate: 3.2%
S&P 500® Index 1-Year Point to Point Cap: Cap 9.75%
S&P 500® Index 2-Year Point to Point Cap: Cap 22%
Global Balanced Index 1-Year Point to Point Participation Rate: Part Rate 195%
Global Balanced Index 2-Year Point to Point Participation Rate: Part Rate 270%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate: Part Rate 195%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate: Part Rate 270%
S&P 500® Index 1-Year Point to Point Cap RateBooster: Cap 12%
S&P 500® Index 2-Year Point to Point Cap RateBooster: Cap 30%
Global Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 245%
Global Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 345%
US Fundamental Balanced Index 1-Year Point to Point Participation Rate RateBooster: Part Rate 245%
US Fundamental Balanced Index 2-Year Point to Point Participation Rate RateBooster: Part Rate 345%
S&P 500® Index 1-Year Monthly Sum Cap: Cap 1.75%
S&P 500® Index 1-Year Monthly Sum Cap RateBooster: Cap 2.4%

March 31, 2025 – Effective Date of Change

The Standard

Focused Growth Annuity 10 15,000+ 4.35%
Focused Growth Annuity 10 100,000+ 4.65%
Focused Growth Annuity 3 15,000+ 4.15%
Focused Growth Annuity 3 100,000+ 4.45%
Focused Growth Annuity 5 15,000+ 4.65%
Focused Growth Annuity 5 100,000+ 4.95%
Focused Growth Annuity 7 15,000+ 4.65%
Focused Growth Annuity 7 100,000+ 4.95%
Multi-Choice 3 15,000+ 4.20%
Multi-Choice 3 100,000+ 4.50%
Multi-Choice 3 (Blue Series) 15,000+ 4.10%
Multi-Choice 3 (Blue Series) 100,000+ 4.40%
Multi-Choice 3 10% Withdrawal Provision 15,000+ 4.10%
Multi-Choice 3 10% Withdrawal Provision 100,000+ 4.40%
Multi-Choice 3 10% Withdrawal Provision (Blue Series) 15,000+ 4.00%
Multi-Choice 3 10% Withdrawal Provision (Blue Series) 100,000+ 4.30%
Multi-Choice 3 10% Withdrawal Provision ROP 15,000+ 4.00%
Multi-Choice 3 10% Withdrawal Provision ROP 100,000+ 4.30%
Multi-Choice 3 10% Withdrawal Provision ROP (Blue Series) 15,000+ 3.90%
Multi-Choice 3 10% Withdrawal Provision ROP (Blue Series) 100,000+ 4.20%
Multi-Choice 3 Interest Only Withdrawals 15,000+ 4.15%
Multi-Choice 3 Interest Only Withdrawals 100,000+ 4.45%
Multi-Choice 3 Interest Only Withdrawals (Blue Series) 15,000+ 4.05%
Multi-Choice 3 Interest Only Withdrawals (Blue Series) 100,000+ 4.35%
Multi-Choice 5 15,000+ 4.70%
Multi-Choice 5 100,000+ 5.00%
Multi-Choice 5 (Blue Series) 15,000+ 4.65%
Multi-Choice 5 (Blue Series) 100,000+ 4.95%
Multi-Choice 5 10% Withdrawal Provision 15,000+ 4.60%
Multi-Choice 5 10% Withdrawal Provision 100,000+ 4.90%
Multi-Choice 5 10% Withdrawal Provision (Blue Series) 15,000+ 4.55%
Multi-Choice 5 10% Withdrawal Provision (Blue Series) 100,000+ 4.85%
Multi-Choice 5 10% Withdrawal Provision ROP 15,000+ 4.50%
Multi-Choice 5 10% Withdrawal Provision ROP 100,000+ 4.80%
Multi-Choice 5 10% Withdrawal Provision ROP (Blue Series) 15,000+ 4.45%
Multi-Choice 5 10% Withdrawal Provision ROP (Blue Series) 100,000+ 4.75%
Multi-Choice 5 Interest Only Withdrawals 15,000+ 4.65%
Multi-Choice 5 Interest Only Withdrawals 100,000+ 4.95%
Multi-Choice 5 Interest Only Withdrawals (Blue Series) 15,000+ 4.60%
Multi-Choice 5 Interest Only Withdrawals (Blue Series) 100,000+ 4.90%
Multi-Choice 7 15,000+ 4.60%
Multi-Choice 7 100,000+ 4.90%
Multi-Choice 7 (Blue Series) 15,000+ 4.55%
Multi-Choice 7 (Blue Series) 100,000+ 4.85%
Multi-Choice 7 10% Withdrawal Provision 15,000+ 4.50%
Multi-Choice 7 10% Withdrawal Provision 100,000+ 4.80%
Multi-Choice 7 10% Withdrawal Provision (Blue Series) 15,000+ 4.45%
Multi-Choice 7 10% Withdrawal Provision (Blue Series) 100,000+ 4.75%
Multi-Choice 7 10% Withdrawal Provision ROP 15,000+ 4.40%
Multi-Choice 7 10% Withdrawal Provision ROP 100,000+ 4.70%
Multi-Choice 7 10% Withdrawal Provision ROP (Blue Series) 15,000+ 4.35%
Multi-Choice 7 10% Withdrawal Provision ROP (Blue Series) 100,000+ 4.65%
Multi-Choice 7 Interest Only Withdrawals 15,000+ 4.55%
Multi-Choice 7 Interest Only Withdrawals 100,000+ 4.85%
Multi-Choice 7 Interest Only Withdrawals (Blue Series) 15,000+ 4.50%
Multi-Choice 7 Interest Only Withdrawals (Blue Series) 100,000+ 4.80%

Cookie	Duration	Description
__hssrc	session	This cookie is set by Hubspot. According to their documentation, whenever HubSpot changes the session cookie, this cookie is also set to determine if the visitor has restarted their browser. If this cookie does not exist when HubSpot manages cookies, it is considered a new session.
cookielawinfo-checkbox-advertisement	1 year	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Advertisement".
cookielawinfo-checkbox-analytics	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".
cookielawinfo-checkbox-functional	11 months	The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".
cookielawinfo-checkbox-necessary	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".
cookielawinfo-checkbox-others	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.
cookielawinfo-checkbox-performance	11 months	This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".
viewed_cookie_policy	11 months	The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.

Cookie	Duration	Description
__hstc	1 year 24 days	This cookie is set by Hubspot and is used for tracking visitors. It contains the domain, utk, initial timestamp (first visit), last timestamp (last visit), current timestamp (this visit), and session number (increments for each subsequent session).
_ga	2 years	This cookie is installed by Google Analytics. The cookie is used to calculate visitor, session, campaign data and keep track of site usage for the site's analytics report. The cookies store information anonymously and assign a randomly generated number to identify unique visitors.
_gat_gtag_UA_58102818_1	1 minute	This cookie is set by Google and is used to distinguish users.
_gid	1 day	This cookie is installed by Google Analytics. The cookie is used to store information of how visitors use a website and helps in creating an analytics report of how the website is doing. The data collected including the number visitors, the source where they have come from, and the pages visted in an anonymous form.
CONSENT	16 years 5 months 12 days 6 hours 4 minutes	These cookies are set via embedded youtube-videos. They register anonymous statistical data on for example how many times the video is displayed and what settings are used for playback.No sensitive data is collected unless you log in to your google account, in that case your choices are linked with your account, for example if you click “like” on a video.
hubspotutk	1 year 24 days	This cookie is used by HubSpot to keep track of the visitors to the website. This cookie is passed to Hubspot on form submission and used when deduplicating contacts.

Cookie	Duration	Description
_fbp	3 months	This cookie is set by Facebook to deliver advertisement when they are on Facebook or a digital platform powered by Facebook advertising after visiting this website.
fr	3 months	The cookie is set by Facebook to show relevant advertisments to the users and measure and improve the advertisements. The cookie also tracks the behavior of the user across the web on sites that have Facebook pixel or Facebook social plugin.
IDE	1 year 24 days	Used by Google DoubleClick and stores information about how the user uses the website and any other advertisement before visiting the website. This is used to present users with ads that are relevant to them according to the user profile.
test_cookie	15 minutes	This cookie is set by doubleclick.net. The purpose of the cookie is to determine if the user's browser supports cookies.
VISITOR_INFO1_LIVE	5 months 27 days	This cookie is set by Youtube. Used to track the information of the embedded YouTube videos on a website.
YSC	session	This cookies is set by Youtube and is used to track the views of embedded videos.

Cookie	Duration	Description
a5c5549f064e4b754676dd10b313a4f8		No description
Apache2::AuthCookieDBI_vsa	session	No description
yt-remote-connected-devices	never	No description available.
yt-remote-device-id	never	No description available.

On The Move – March 25, 2025

March 29, 2025 – Effective Date of Change

National Life Group

Fixed Indexed Annuity

March 31, 2025 – Effective Date of Change

The Standard

Related Posts

This website uses cookies