June 21, 2022 – Effective Date of Change
Great American Life Insurance Company
Fixed Index Annuity:
American Landmark 3 50,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.25%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 6.65%
- 1 Year iShares MSCI EAFE 1-year point-to-point with cap: Cap 6.250%
- 1 Year Declared Rate Strategy: Rate 2.45%
American Landmark 3 150,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.50%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 7.00%
- 1 Year iShares MSCI EAFE 1-year point-to-point with cap: Cap 6.50%
- 1 Year Declared Rate Strategy: Rate 2.55%
American Landmark 3 Non-MVA 50,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.00%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 6.40%
- 1 Year iShares MSCI EAFE 1-year point-to-point with cap: Cap 6.00%
- 1 Year Declared Rate Strategy: Rate 2.40%
American Landmark 3 Non-MVA 150,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.25%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 6.90%
- 1 Year iShares MSCI EAFE 1-year point-to-point with cap: Cap 6.25%
- 1 Year Declared Rate Strategy: Rate 2.45%
American Landmark 5 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.85%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 7.50%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 80%
- 1 Year Declared Rate Strategy: Rate 2.85%
- 1 Year S&P 500 Risk Control Annual Point to Point PR: Part Rate 60%
- S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 5.25%
American Landmark 5 100,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7.15%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 8.00%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 85%
- 1 Year Declared Rate Strategy: Rate 2.90%
- 1 Year S&P 500 Risk Control Annual Point to Point PR: Part Rate 65%
- S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 5.50%
American Landmark 5 Non-MVA 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.25%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 6.75%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 70%
- 1 Year S&P 500 Risk Control with PR: Part Rate 55%
- 1 Year Declared Rate Strategy: Rate 2.65%
- S&P 500 5-year cap lock annual point-to-point: Cap 4.75%
American Landmark 5 Non-MVA 100,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 6.50%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 7.25%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 75%
- 1 Year S&P 500 Risk Control with PR: Part Rate 60%
- 1 Year Declared Rate Strategy: Rate 2.75%
- S&P 500 5-year cap lock annual point-to-point : Cap 5.00%
American Landmark 5 PLUS 10,000+
- 1 Year S&P 500 Annual Point-to-Point: Cap 6.85%
- 1 Year iShares U.S. Real Estate: Cap 7.50%
- 1 Year S&P 500 Risk Control: Part Rate 60%
- 1 Year Declared Rate Strategy: Rate 2.85%
- 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 5.25%
American Landmark 5 PLUS 100,000+
- 1 Year S&P 500 Annual Point-to-Point: Cap 7.15%
- 1 Year iShares U.S. Real Estate: Cap 8.00%
- 1 Year S&P 500 Risk Control: Part Rate 65%
- 1 Year Declared Rate Strategy: Rate 2.90%
- 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 5.50%
American Landmark 5 PLUS Non-MVA 10,000+
- 1 Year S&P 500 Annual Point-to-Point: Cap 6.25%
- 1 Year iShares U.S. Real Estate: Cap 6.75%
- 1 Year S&P 500 Risk Control: Part Rate 55%
- 1 Year Declared Rate Strategy: Rate 2.65%
- 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 4.75%
American Landmark 5 PLUS Non-MVA 100,000+
- 1 Year S&P 500 Annual Point-to-Point: Cap 6.50%
- 1 Year iShares U.S. Real Estate: Cap 7.25%
- 1 Year S&P 500 Risk Control: Part Rate 60%
- 1 Year Declared Rate Strategy: Rate 2.75%
- 1 Year S&P 500 5-year Cap Lock Annual Point-to-Point: Cap 5.00%
American Legend 7 10,000+
- 1 Year Declared Rate Strategy: Rate 3.15%
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7.95%
- 1 Year S&P 500 Monthly Sum with Cap: Cap 2.75%
- 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate: Part Rate 65%
- 1 Year SPDR Gold Shares Annual Point-to-Point Cap: Cap 9.25%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 80%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 7.75%
- 1 Year S&P 500 7-year cap lock point-to-point: Cap 5.50%
American Legend 7 100,000+
- 1 Year Declared Rate Strategy: Rate 3.25%
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 8.25%
- 1 Year S&P 500 Monthly Sum with Cap: Cap 3.00%
- 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate: Part Rate 70%
- 1 Year SPDR Gold Shares Annual Point-to-Point Cap: Cap 9.500%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 85%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 8.25%
- 1 Year S&P 500 7-year cap lock point-to-point: Cap 5.75%
American Legend 7 Non-MVA 10,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7.35%
- 1 Year S&P 500 Monthly Sum with Cap: Cap 2.50%
- 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate: Part Rate 60%
- 1 Year SPDR Gold Shares Annual Point-to-Point Cap: Cap 8.25%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 70%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 6.85%
- 1 Year Declared Rate Strategy: Rate 3.00%
- 1 Year S&P 500 7-year cap lock point-to-point: Cap 4.85%
American Legend 7 Non-MVA 100,000+
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 7.60%
- 1 Year S&P 500 Monthly Sum with Cap: Cap 2.75%
- 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate: Part Rate 65%
- 1 Year SPDR Gold Shares Annual Point-to-Point Cap: Cap 8.50%
- 1 Year S&P U.S. Retiree Spending Annual Point to Point with Participation Rate: Part Rate 75%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 7.35%
- 1 Year Declared Rate Strategy: Rate 3.10%
- 1 Year S&P 500 7-year cap lock point-to-point: Cap 5.10%
American Legend 7 PLUS 10,000+
- S&P 500 Annual Point-to-Point Cap: Cap 7.95%
- S&P 500 Risk Control Annual Point-to-Point Participation: Part Rate 65%
- iShares U.S. Real Estate Annual Point-to-Point Cap: Cap 7.75%
- Declared Rate: Rate 3.15%
- S&P 500 7-year cap lock point-to-point: Cap 5.50%
American Legend 7 PLUS 100,000+
- S&P 500 Annual Point-to-Point Cap: Cap 8.25%
- S&P 500 Risk Control Annual Point-to-Point Participation: Part Rate 70%
- iShares U.S. Real Estate Annual Point-to-Point Cap: Cap 8.25%
- Declared Rate: Rate 3.25%
- S&P 500 7-year cap lock point-to-point: Cap 5.75%
American Legend 7 PLUS Non-MVA 10,000+
- S&P 500 Annual Point-to-Point Cap: Cap 7.35%
- S&P 500 Risk Control Annual Point-to-Point Participation: Part Rate 60%
- iShares U.S. Real Estate Annual Point-to-Point Cap: Cap 6.85%
- Declared Rate: Rate 3.00%
- S&P 500 7-year cap lock point-to-point: Cap 4.85%
American Legend 7 PLUS Non-MVA 100,000+
- S&P 500 Annual Point-to-Point Cap: Cap 7.60%
- S&P 500 Risk Control Annual Point-to-Point Participation: Part Rate 65%
- iShares U.S. Real Estate Annual Point-to-Point Cap: Cap 7.35%
- Declared Rate: Rate 3.10%
- S&P 500 7-year cap lock point-to-point: Cap 5.10%
Safe Return 25,000+
- 1 Year Declared Rate Strategy: Rate 1.75%
- 1 Year S&P 500 Annual Point-to-Point with Cap: Cap 4.50%
- 1 Year S&P 500 Risk Control Annual Point to Point with Participation Rate: Part Rate 40%
- 1 Year iShares U.S. Real Estate Annual Point to Point with Cap: Cap 4.50%
MYGA:
SecureGain 3 10,000+ 2.90%
SecureGain 3 100,000+ 3.15%
SecureGain 3 Non-MVA 10,000+ 2.70%
SecureGain 3 Non-MVA 100,000+ 2.95%
June 23, 2022 – Effective Date of Change
Oceanview Life and Annuity
Fixed Indexed Annuity:
Harbourview FIA 10 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.75%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 40%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.50%
- 1 Year Fixed Rate Account: Rate 3.00%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 50%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 145%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 200%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.75%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.75%
Harbourview FIA 10 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.75%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 35%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.50%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 42%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 145%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 200%
- 1 Year Fixed Rate Account: Rate 3.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.75%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.75%
Harbourview FIA 3 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.25%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 15%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 27%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 2.50%
- 1 Year Fixed Account: Rate 2.00%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 65%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 85%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.25%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.25%
Harbourview FIA 3 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.25%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 14%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 22%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 2.50%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 65%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 85%
- 1 Year Fixed Account: Rate 2.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.25%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.25%
Harbourview FIA 5 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.75%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.00%
- 1 Year Fixed Account: Rate 2.50%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 45%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 85%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 120%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.75%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.75%
Harbourview FIA 5 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.75%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 27%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.00%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 38%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 85%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 120%
- 1 Year Fixed Account: Rate 2.50%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.75%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.75%
Harbourview FIA 7 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.50%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 35%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.25%
- 1 Year Fixed Account: Rate 2.75%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 48%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 130%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 180%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.50%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.50%
Harbourview FIA 7 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 6.50%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 3.25%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 40%
- 1 Year Credit Suisse Retiree Balanced Index Annual Point to Point w/ Participation: Part Rate 130%
- 2 Year Credit Suisse Retiree Balanced Index Point to Point w/ Participation Rate: Part Rate 180%
- 1 Year Fixed Account: Rate 2.75%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 6.50%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 6.50%