On The Move – June 14, 2022

Protective Life

June 14, 2022 – Effective Date of Change

Fixed Index Annuity:

Asset Builder II 10 No ROP 10,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.85% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 20%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.70% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.65% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 84%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 110%
• Fixed:  Rate 1.80%

Asset Builder II 10 No ROP 50,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.75% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 29%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.60% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.55% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 103%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 130%
• Fixed:  Rate 2.15%

Asset Builder II 10 No ROP 100,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 7.25% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 34%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 7.10% 
• 1-Year S&P 500 Performance Trigger:  Cap 5.25% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 115%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 140%
• Fixed:  Rate 2.60%

Asset Builder II 5 10,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.20% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 16%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.10% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.05% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 70%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 90%
• Fixed:  Rate 1.70%

Asset Builder II 5 50,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.90% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 21%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.80% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.50% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 85%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 110%
• Fixed:  Rate 1.90%

Asset Builder II 5 100,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 5.55% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 25%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 5.45% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.05% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 95%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 120%
• Fixed:  Rate 2.05%

Asset Builder II 5 No ROP 10,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.75% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 18%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.60% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.55% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 80%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 100%
• Fixed:  Rate 1.70%

Asset Builder II 5 No ROP 50,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.50% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 27%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.35% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.35% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 98%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 123%
• Fixed:  Rate 1.95%

Asset Builder II 5 No ROP 100,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 7.00% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 32%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.85% 
• 1-Year S&P 500 Performance Trigger:  Cap 5.05% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 105%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 130%
• Fixed:  Rate 2.35%

Asset Builder II 7 10,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.25% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 17%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.15% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.10% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 73%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 95%
• Fixed:  Rate 1.75%

Asset Builder II 7 50,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.95% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 22%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.85% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.60% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 87%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 115%
• Fixed:  Rate 1.95%

Asset Builder II 7 100,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 5.65% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 26%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 5.55% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.15% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 97%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 125%
• Fixed:  Rate 2.10%

Asset Builder II 7 No ROP 10,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 4.80% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 19%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 4.65% 
• 1-Year S&P 500 Performance Trigger:  Cap 3.60% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 82%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 105%
• Fixed:  Rate 1.75%

Asset Builder II 7 No ROP 50,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 6.60% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 28%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.45% 
• 1-Year S&P 500 Performance Trigger:  Cap 4.45% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 100%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 128%
• Fixed:  Rate 2.05%

Asset Builder II 7 No ROP 100,000+

• 1-Year S&P 500 Point-to-Point w/ Cap:  Cap 7.10% 
• 1-Year S&P 500 Point-to-Point w/ Participation:  Part Rate 33%
• 1-Year S&P 500 Point-to-Point w/ Cap Guaranty for Term:  Cap 6.95% 
• 1-Year S&P 500 Performance Trigger:  Cap 5.15% 
• 1-Year JP Morgan Mojave Index w/ Participation:  Part Rate 107%
• 2-Year Citi Flexible Allocation 6 Excess Return w/ Participation:  Part Rate 135%
• Fixed:  Rate 2.45%

• Secure Saver 5 10,000+  2.40%
• Secure Saver 5 25,000+  3.30%
• Secure Saver 5 75,000+  3.50%
• Secure Saver 7 10,000+  2.70%
• Secure Saver 7 25,000+  3.35%
• Secure Saver 7 75,000+  3.55%

Integrity Life Insurance Company

June 15, 2022 – Effective Date of Change

Fixed Index Annuity:

Lincoln Covered Choice 5 10,000+

• 5 Year Fixed Account:  Rate 2.75%
• 1 Year S&P Performance Triggered:  Cap 5.25% 
• 1 Year S&P 500 Point-to-Point Cap:  Cap 5.75% 

Lincoln Covered Choice 5 100,000+

• 5 Year Fixed Account:  Rate 2.85%
• 1 Year S&P Performance Triggered:  Cap 5.75% 
• 1 Year S&P 500 Point-to-Point Cap:  Cap 6.25% 

Lincoln Covered Choice 5 Advisory 10,000+

• 1-Year S&P Performance Triggered:  Cap 6.000% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 6.500% 
• 5-Year Fixed Account:  Rate 3.25%

Lincoln Covered Choice 5 Advisory 100,000+

• 1-Year S&P Performance Triggered:  Cap 6.50% 
• 1-Year S&P 500 Point-to-Point Cap:  Cap 7.00% 
• 5-Year Fixed Account:  Rate 3.35%

Lincoln Covered Choice® 5 II 10,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 6.75% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 6.00% 
• 1 Year Fixed Account:  Rate 3.25%

Lincoln Covered Choice® 5 II 100,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 7.25% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 6.50% 
• 1 Year Fixed Account:  Rate 3.50%

Lincoln Covered Choice® 5 II Advisory 10,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 7.25% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 6.75% 
• 1 Year Fixed Account:  Rate 3.75%

Lincoln Covered Choice® 5 II Advisory 100,000+

• 1 Year S&P 500 Annual Point to Point Cap:  Cap 7.75% 
• 1 Year S&P 500 Annual Performance Triggered:  Cap 7.25% 
• 1 Year Fixed Account:  Rate 4.00%

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.90% 
• 1-Year Fixed Account:  Rate 3.25%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 125%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 130%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln OptiBlend 10 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.40% 
• 1-Year Fixed Account:  Rate 3.50%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 155%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 200%

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 5.75% 
• 1-Year S&P 500 Participation:  Part Rate 25%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 115%
• 1-Year Fixed Account:  Rate 2.75%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 120%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 165%

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.25% 
• 1-Year S&P 500 Participation:  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 140%
• 1-Year Fixed Account:  Rate 3.00%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 140%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.50% 
• 1-Year Fixed Account:  Rate 3.25%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 120%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 130%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln OptiBlend 5 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.00% 
• 1-Year Fixed Account:  Rate 3.50%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Index Participation:  Part Rate 145%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 155%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 200%

Lincoln OptiBlend 5 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 5.75% 
• 1-Year S&P 500 Participation:  Part Rate 25%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 110%
• 1-Year Fixed Account:  Rate 2.75%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 120%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 165%

Lincoln OptiBlend 5 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.25% 
• 1-Year S&P 500 Participation:  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 135%
• 1-Year Fixed Account:  Rate 3.00%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 135%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln OptiBlend 7 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.50% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.70% 
• 1-Year Fixed Account:  Rate 3.25%
• 1-Year S&P 500 Participation:  Part Rate 35%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 125%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 130%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.20% 
• 1-Year Fixed Account:  Rate 3.50%
• 1-Year S&P 500 Participation:  Part Rate 40%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 155%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 200%

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 1.00% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 5.75% 
• 1-Year S&P 500 Participation:  Part Rate 25%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 115%
• 1-Year Fixed Account:  Rate 2.75%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 120%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 165%

Lincoln OptiBlend 7 CA 100,000+

• 1-Year S&P 500 5% Daily Risk Control with Spread:  Spread 0.75% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 6.25% 
• 1-Year S&P 500 Participation:  Part Rate 30%
• 1 Year Fidelity AIM Dividend Participation:  Part Rate 140%
• 1-Year Fixed Account:  Rate 3.00%
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 140%
• 2 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year BlackRock Dynamic Allocation Participation Plus:  Part Rate 175%

Lincoln Set 5 II 10,000+

• Fixed:  Rate 3.25%
• 1 Year S&P 500 Performance Triggered:  Cap 6.00% 
• 1 Year S&P 500 Cap:  Cap 6.50% 
• 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 14.50% 

Lincoln Set 5 II 100,000+

• Fixed:  Rate 3.50%
• 1 Year S&P 500 Performance Triggered:  Cap 6.50% 
• 1 Year S&P 500 Cap:  Cap 7% 
• 1 Year S&P 500 7.5 Daily Risk Control Cap:  Cap 15% 

MYGA:

Lincoln MYGuarantee Plus 10 10,000+ 3.35%

Lincoln MYGuarantee Plus 10 100,000+ 3.55%

Lincoln MYGuarantee Plus 5 10,000+ 3.25%

Lincoln MYGuarantee Plus 5 100,000+ 3.45%

Lincoln MYGuarantee Plus 7 10,000+ 3.25%

Lincoln MYGuarantee Plus 7 100,000+ 3.45%