July 13, 2023 – Effective Date of Change
Oceanview Life and Annuity
Fixed Indexed Annuity
Harbourview FIA 10 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.850%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 35%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 8.000%
- 1 Year Fixed Rate Account: Rate: 6.75%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 40%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.850%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.850%
Harbourview FIA 10 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.850%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 8.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 32%
- 1 Year Fixed Rate Account: Rate: 6.75%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.850%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.850%
Harbourview FIA 3 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.850%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 15%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 27%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 4.000%
- 1 Year Fixed Account: Rate: 5.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.850%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.850%
Harbourview FIA 3 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 5.850%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 14%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 22%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 4.000%
- 1 Year Fixed Account: Rate: 5.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 5.850%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 5.850%
Harbourview FIA 5 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 9.600%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 5.000%
- 1 Year Fixed Account: Rate: 5.00%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 35%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 9.600%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 9.600%
Harbourview FIA 5 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 9.600%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 25%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 5.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 27%
- 1 Year Fixed Account: Rate: 5.00%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 9.600%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 9.600%
Harbourview FIA 7 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.350%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 30%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 6.000%
- 1 Year Fixed Account: Rate: 6.15%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 35%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.350%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.350%
Harbourview FIA 7 CA 20,000+
- 1 Year S&P 500 Annual Point to Point w/ Cap: Cap 11.350%
- 1 Year S&P 500 Annual Point to Point w/ Participation: Part Rate 25%
- 1 Year S&P 500 Monthly Average w/ Cap: Cap 6.000%
- 2 Year S&P 500 Point to Point w/ Participation Rate: Part Rate 27%
- 1 Year Fixed Account: Rate: 6.15%
- 1 Year Russell 2000 Annual Point to Point w/ Cap: Cap 11.350%
- 1 Year Nasdaq-100 Annual Point to Point w/ Cap: Cap 11.350%
July 19, 2023 – Effective Date of Change
American Equity Investment Life Insurance Company
Fixed Indexed Annuity
AssetShield 10 5,000+
- S&P 500 Annual Pt to Pt with Cap: Cap 10.000%
- S&P 500 Monthly Sum Pt to Pt with Cap: Cap 2.600%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR: Part Rate 175%
- S&P 500 Annual Pt to Pt with PR: Part Rate 30%
- S&P 500 NeXt Monthly Pt to Pt with Replacement Rate: Cap 0.100%
- 1 Year Fixed Account: Rate: 4.00%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR: Part Rate 250%
- BofA Destinations Index Annual Pt to Pt with PR: Part Rate 170%
- CS Tech Edge Annual Pt to Pt with PR: Part Rate 175%
- SG Global Sentiment Annual Pt to Pt with PR: Part Rate 165%
- BofA Destinations Index 2-Year Pt to Pt with PR : Part Rate 250%
- CS Tech Edge 2-Year Pt to Pt with PR : Part Rate 265%
- SG Global Sentiment 2-Year Pt to Pt with PR : Part Rate 240%
- S&P 500 Annual Pt to Pt with Cap and Fee: Cap 13.000%
- S&P 500 Monthly Pt to Pt with Cap and Fee: Cap 3.400%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee: Part Rate 245%
- S&P 500 Annual Pt to Pt with PR and Fee: Part Rate 45%
- S&P 500 NeXt Monthly Pt to Pt with Replacement Rate with Fee: Cap 1.200%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee: Part Rate 345%
- BofA Destinations Index Annual Pt to Pt with PR and Fee: Part Rate 225%
- CS Tech Edge Annual Pt to Pt with PR and Fee: Part Rate 235%
- SG Global Sentiment Annual Pt to Pt with PR and Fee: Part Rate 220%
- BofA Destinations Index 2-Year Pt to Pt with PR and Fee: Part Rate 330%
- CS Tech Edge 2-Year Pt to Pt with PR and Fee: Part Rate 350%
- SG Global Sentiment 2-Year Pt to Pt with PR and Fee: Part Rate 320%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate: Part Rate 140%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate: Part Rate 205%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*: Part Rate 195%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*: Part Rate 285%
AssetShield 5 5,000+
- S&P 500 Annual Pt to Pt w/Cap: Cap 8.500%
- S&P 500 Monthly Pt to Pt w/Cap: Cap 2.300%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index: Part Rate 145%
- S&P 500 Annual Pt to Pt w/PR: Part Rate 24%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate: Cap 0.100%
- 1 Year Fixed Account: Rate: 3.35%
- BofA Destinations Index Annual Pt to Pt w/PR: Part Rate 110%
- CS Tech Edge Annual Pt to Pt w/PR: Part Rate 115%
- SG Global Sentiment Annual Pt to Pt w/PR: Part Rate 110%
- S&P 500 Annual Pt to Pt w/Cap *FEE*: Cap 12.000%
- S&P 500 Monthly Pt to Pt w/Cap *FEE*: Cap 3.100%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*: Part Rate 230%
- S&P 500 Annual Pt to Pt w/PR *FEE*: Part Rate 38%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*: Cap 1.200%
- BofA Destinations Index Annual Pt to Pt w/PR *FEE*: Part Rate 210%
- CS Tech Edge Annual Pt to Pt w/PR *FEE*: Part Rate 215%
- SG Global Sentiment Annual Pt to Pt w/PR *FEE*: Part Rate 210%
- BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate: Part Rate 125%
- BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *FEE*: Part Rate 180%
AssetShield 7 5,000+
- S&P 500 Annual Pt to Pt w/Cap: Cap 9.250%
- S&P 500 Monthly Pt to Pt w/Cap: Cap 2.500%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index: Part Rate 160%
- S&P 500 Annual Pt to Pt w/PR: Part Rate 29%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate: Cap 0.100%
- 1 Year Fixed Account: Rate: 3.75%
- BofA Destinations Index Annual Pt to Pt w/PR: Part Rate 125%
- CS Tech Edge Annual Pt to Pt w/PR: Part Rate 130%
- SG Global Sentiment Annual Pt to Pt w/PR: Part Rate 125%
- S&P 500 Annual Pt to Pt w/Cap *FEE*: Cap 12.750%
- S&P 500 Monthly Pt to Pt w/Cap *FEE*: Cap 3.300%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index *FEE*: Part Rate 240%
- S&P 500 Annual Pt to Pt w/PR *FEE*: Part Rate 43%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*: Cap 1.200%
- BofA Destinations Index Annual Pt to Pt w/PR *FEE*: Part Rate 220%
- CS Tech Edge Annual Pt to Pt w/PR *FEE*: Part Rate 225%
- SG Global Sentiment Annual Pt to Pt w/PR *FEE*: Part Rate 215%
- BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate: Part Rate 135%
- BlackRock Adaptive US Equity 7% Pt to Pt with Par Rate *Fee*: Part Rate 190%
AssetShield 9 Bonus CA 5,000+
- Traditional Fixed Value: Rate: 4.10%
- S&P 500 Annual Pt to Pt w/Cap: Cap 7.750%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR: Part Rate 100%
- S&P 500 Annual Pt to Pt w/PR: Part Rate 30%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR: Part Rate 140%
- BofA Destinations Index Annual Pt to Pt w/PR: Part Rate 100%
- CS Tech Edge Annual Pt to Pt w/PR: Part Rate 100%
- SG Global Sentiment Annual Pt to Pt w/PR: Part Rate 100%
- BofA Destinations Index Annual Pt to Pt w/PR *FEE*: Part Rate 170%
- CS Tech Edge Annual Pt to Pt w/PR *FEE*: Part Rate 170%
- BofA Destinations Index 2 Year Pt to Pt w/PR : Part Rate 140%
- BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*: Part Rate 240%
- CS Tech Edge 2 Year Pt to Pt w/PR : Part Rate 140%
- CS Tech Edge 2 Year Pt to Pt w/PR *FEE*: Part Rate 240%
- SG Global Sentiment 2 Year Pt to Pt w/PR : Part Rate 140%
- SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*: Part Rate 240%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*: Part Rate 170%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*: Part Rate 240%
- S&P 500 Annual Pt to Pt w/Cap *FEE*: Cap 11.000%
- S&P 500 Annual Pt to Pt w/PR *FEE*: Part Rate 45%
- SG Global Sentiment Annual Pt to Pt w/PR *FEE*: Part Rate 170%
- S&P 500 Monthly Pt to Pt w/Cap: Cap 1.900%
- S&P 500 Monthly Pt to Pt w/Cap *FEE*: Cap 2.600%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate: Part Rate 105%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate: Part Rate 150%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*: Part Rate 155%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*: Part Rate 230%
AssetShield 9 CA 5,000+
- S&P 500 Annual Pt to Pt w/Cap: Cap 10.000%
- S&P 500 Monthly Pt to Pt w/Cap: Cap 2.600%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR: Part Rate 175%
- S&P 500 Annual Pt to Pt w/PR: Part Rate 30%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate: Cap 0.100%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR: Part Rate 250%
- Traditional Fixed Value: Rate: 4.00%
- BofA Destinations Index Annual Pt to Pt w/PR: Part Rate 170%
- CS Tech Edge Annual Pt to Pt w/PR: Part Rate 175%
- SG Global Sentiment Annual Pt to Pt w/PR: Part Rate 165%
- BofA Destinations Index Annual Pt to Pt w/PR *FEE*: Part Rate 225%
- CS Tech Edge Annual Pt to Pt w/PR *FEE*: Part Rate 235%
- SG Global Sentiment Annual Pt to Pt w/PR *FEE*: Part Rate 220%
- BofA Destinations Index 2 Year Pt to Pt w/PR : Part Rate 250%
- BofA Destinations Index 2 Year Pt to Pt w/PR *FEE*: Part Rate 330%
- CS Tech Edge 2 Year Pt to Pt w/PR : Part Rate 265%
- CS Tech Edge 2 Year Pt to Pt w/PR *FEE*: Part Rate 350%
- SG Global Sentiment 2 Year Pt to Pt w/PR : Part Rate 240%
- SG Global Sentiment 2 Year Pt to Pt w/PR *FEE*: Part Rate 320%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt w/PR *FEE*: Part Rate 245%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt w/PR *FEE*: Part Rate 345%
- S&P 500 Annual Pt to Pt w/Cap *FEE*: Cap 13.000%
- S&P 500 Monthly Pt to Pt w/Cap *FEE*: Cap 3.400%
- S&P 500 Annual Pt to Pt w/PR *FEE*: Part Rate 45%
- S&P 500 NeXt Monthly Pt to Pt w/Replacement Rate *FEE*: Cap 1.200%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate: Part Rate 140%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate: Part Rate 205%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*: Part Rate 195%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*: Part Rate 285%
AssetShield Bonus 10 5,000+
- 1 Year Fixed Account: Rate: 3.99%
- S&P 500 Annual Pt to Pt with Cap: Cap 7.750%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR: Part Rate 100%
- S&P 500 Annual Pt to Pt with PR: Part Rate 30%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR: Part Rate 140%
- BofA Destinations Index Annual Pt to Pt with PR: Part Rate 100%
- CS Tech Edge Annual Pt to Pt with PR: Part Rate 100%
- SG Global Sentiment Annual Pt to Pt with PR: Part Rate 100%
- BofA Destinations Index 2-Year Pt to Pt with PR : Part Rate 140%
- CS Tech Edge 2-Year Pt to Pt with PR : Part Rate 140%
- SG Global Sentiment 2-Year Pt to Pt with PR : Part Rate 140%
- S&P 500 Annual Pt to Pt with Cap and Fee: Cap 11.000%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index Annual Pt to Pt with PR and Fee: Part Rate 170%
- S&P 500 Annual Pt to Pt with PR and Fee: Part Rate 45%
- S&P 500 Dividend Aristocrats Daily Risk Control 5% ER Index 2-Year Pt to Pt with PR and Fee: Part Rate 240%
- BofA Destinations Index Annual Pt to Pt with PR and Fee: Part Rate 170%
- CS Tech Edge Annual Pt to Pt with PR and Fee: Part Rate 170%
- SG Global Sentiment Annual Pt to Pt with PR and Fee: Part Rate 170%
- BofA Destinations Index 2-Year Pt to Pt with PR and Fee: Part Rate 240%
- CS Tech Edge 2-Year Pt to Pt with PR and Fee: Part Rate 240%
- SG Global Sentiment 2-Year Pt to Pt with PR and Fee: Part Rate 240%
- S&P 500 Monthly Sum Pt to Pt with Cap: Cap 1.900%
- S&P 500 Monthly Pt to Pt with Cap and Fee: Cap 2.600%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate: Part Rate 105%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate: Part Rate 150%
- BlackRock Adaptive US Equity 7% Annual Pt to Pt with Par Rate *FEE*: Part Rate 155%
- BlackRock Adaptive US Equity 7% 2-Year Pt to Pt with Par Rate *FEE*: Part Rate 230%
