On The Move – January 14, 2025

AuguStar

January 15, 2024 – Effective Date of Change

Fixed Indexed Annuity

OrionShield 10 Premium Bonus 25,000+

• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 5.5%  Part Rate 50%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 5.55% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 70%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 3.5% 
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 95%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 35%
• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 35%

OrionShield 10 Premium Bonus 150,000+

• 1-Year Nasdaq Night Owl Annual Point to Point Participation Rate :  Part Rate 45%
• 1-Year S&P 500 Dynamic Intraday TCA Annual Point to Point Participation Rate :  Part Rate 45%
• 3-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 115%
• 1-Year Russell 2000 Monthly Averaging Cap :  Cap 4.75% 
• 1-Year Barclays Global Trailblazer Annual Point to Point Participation Rate:  Part Rate 85%
• 1-Year S&P 500 Annual Point to Point Cap :  Cap 6.75% 
• 1-Year S&P 500 Annual Point to Point Cap with Participation Rate (Higher):  Cap 8%  Part Rate 50%
• 1-Year Fixed Account:  Rate: 3%

Lincoln Financial

Lincoln OptiBlend 10 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1-Year Fixed Account:  Rate: 4.1%
• 1-Year S&P 500 Participation:  Part Rate 55%
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread :  Spread 0.25% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.5% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 6.75% 

Lincoln OptiBlend 10 100,000+

• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 8.25% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread : 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1-Year S&P 500 Performance Triggered :  Cap 8% 
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 Participation:  Part Rate 60%
• 1-Year Fixed Account:  Rate: 4.6%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9.5% 

Lincoln OptiBlend 10 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.5% 
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3.55%
• 1-Year S&P 500 Performance Triggered :  Cap 6.5% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 

Lincoln OptiBlend 10 CA 100,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 Performance Triggered :  Cap 7.5% 
• 1-Year Fixed Account:  Rate: 3.85%
• 1-Year S&P 500 Participation :  Part Rate 55%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8.25% 

Lincoln OptiBlend 5 10,000+

• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year S&P 500 Performance Triggered :  Cap 6.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 150%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 6.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7% 
• 1-Year Fixed Account:  Rate: 3.4%

Lincoln OptiBlend 5 100,000+

• 1-Year Fixed Account:  Rate: 3.9%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 
• 1 Year S&P 500 10% DRC Trigger 5Y Lock:  Cap 7.75% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.25% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 Performance Triggered :  Cap 7.5% 
• 1-Year S&P 500 Participation :  Part Rate 52%

Lincoln OptiBlend 5 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7% 
• 1-Year Fixed Account:  Rate: 2.75%
• 1-Year S&P 500 Participation :  Part Rate 40%
• 1-Year S&P 500 Performance Triggered :  Cap 6.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 155%
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 

Lincoln OptiBlend 5 CA 100,000+

• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year S&P 500 Participation :  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.75% 

Lincoln OptiBlend 7 10,000+

• 1-Year Fixed Account:  Rate: 4%
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1-Year S&P 500 Performance Triggered :  Cap 6.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 6% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 175%
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.25% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 6.25% 
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 

Lincoln OptiBlend 7 100,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 9% 
• 1 Year S&P 500 10% DRC Trigger 7Y Lock:  Cap 7.75% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 9.5% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 200%
• 1 Year S&P 500 Dual Trigger:  Cap 7% 
• 1-Year S&P 500 Performance Triggered :  Cap 7.5% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1-Year S&P 500 Participation:  Part Rate 50%
• 1-Year Fixed Account:  Rate: 4.5%

Lincoln OptiBlend 7 CA 10,000+

• 1-Year S&P 500 Point-to-Point with Cap:  Cap 7.25% 
• 1-Year S&P 500 Participation:  Part Rate 45%
• 1-Year Fixed Account:  Rate: 3.45%
• 1-Year S&P 500 Performance Triggered :  Cap 6.25% 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 165%
• 1-Year S&P 500 5% Daily Risk Control ER Spread:  Spread 0.25% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 7.75% 
• 1 Year S&P 500 Dual Trigger:  Cap 5.5% 

Lincoln OptiBlend 7 CA 100,000+

• 1 Year S&P 500 Dual Trigger:  Cap 6.5% 
• 1-Year S&P 500 10% Daily Risk Control Trigger:  Cap 8.75% 
• 1-Year S&P 500 5% Daily Risk Control ER Spread: 
• 1 Year BlackRock Dynamic Allocation Participation:  Part Rate 185%
• 1-Year S&P 500 Performance Triggered :  Cap 7% 
• 1-Year Fixed Account:  Rate: 3.5%
• 1-Year S&P 500 Participation:  Part Rate 50%
• 1-Year S&P 500 Point-to-Point with Cap:  Cap 8% 

January 16, 2025 – Effective Date of Change

National Life Group

MYGA

• Green Mountain Freedom 5 100,000+  4.75%
• RetireMax Secure 3 25,000+  4.30%
• RetireMax Secure 3 100,000+  4.60%
• RetireMax Secure 3 MVA 25,000+  4.70%
• RetireMax Secure 3 MVA 100,000+  5.00%
• RetireMax Secure 5 25,000+  4.50%
• RetireMax Secure 5 100,000+  4.80%
• RetireMax Secure 5 MVA 25,000+  4.90%
• RetireMax Secure 5 MVA 100,000+  5.20%

January 17, 2025

American Life

MYGA

• American Classic 3 (No Liquidity) 1,000+  5.21%
• American Classic 3 Year 1,000+  5.05%
• American Classic 5 (No Liquidity) 1,000+  5.53%
• American Classic 5 Year 1,000+  5.40%