February 28, 2024 – Effective Date of Change
Sagicor Life Insurance Company
MYGA
- Milestone MYGA 3 15,000+ 4.10%
- Milestone MYGA 3 50,000+ 4.85%
- Milestone MYGA 3 100,000+ 5.10%
- Milestone MYGA 3 CA 15,000+ 4.05%
- Milestone MYGA 3 CA 50,000+ 4.80%
- Milestone MYGA 3 CA 100,000+ 5.05%
- Milestone MYGA 3 FL 15,000+ 4.10%
- Milestone MYGA 3 FL 50,000+ 4.85%
- Milestone MYGA 3 FL 100,000+ 5.10%
- Milestone MYGA 4 15,000+ 4.30%
- Milestone MYGA 4 50,000+ 4.85%
- Milestone MYGA 4 100,000+ 5.10%
- Milestone MYGA 4 CA 15,000+ 4.25%
- Milestone MYGA 4 CA 50,000+ 4.80%
- Milestone MYGA 4 CA 100,000+ 5.05%
- Milestone MYGA 4 FL 15,000+ 4.30%
- Milestone MYGA 4 FL 50,000+ 4.85%
- Milestone MYGA 4 FL 100,000+ 5.10%
March 1, 2024 – Effective Date of Change
Oxford Life Insurance Company
Fixed Indexed Annuity
Royal Select 10,000+
- 1 Year Fixed Account Strategy: Rate: 4.2%
- 1 Year Monthly Average Strategy: Cap 8.4%
- 1 Year Annual Point-to-Point Strategy: Cap 8.4%
Select 10 10,000+
- 1 Year Fixed Account Strategy : Rate: 5%
- 1 Year S&P 500 Monthly Average : Cap 9.7%
- 1 Year S&P 500 Annual Point-to-Point: Cap 9.7%
Select 3 20,000+
- 1 Year S&P 500 Monthly Average : Cap 7.85%
- 1 Year S&P 500 Annual Point-to-Point: Cap 7.85%
- 1 Year Fixed Account Strategy : Rate: 4.3%
Select 5 20,000+
- 1 Year S&P 500 Monthly Average : Cap 9%
- 1 Year S&P 500 Annual Point-to-Point: Cap 9%
- 1 Year Fixed Account Strategy : Rate: 4.8%
Select 7 20,000+
- 1 Year S&P 500 Monthly Average : Cap 9.2%
- 1 Year S&P 500 Annual Point-to-Point: Cap 9.2%
- 1 Year Fixed Account Strategy : Rate: 4.8%
Silver Select 10,000+
- 1 Year S&P 500 Annual Point-to-Point: Cap 9.055%
- 1 Year S&P 500 Annual Monthly Average: Cap 9.05%
- 1 Year Fixed Account Strategy: Rate: 4.6%
MYGA
- Multi-Select 10 20,000+ 5.35%
- Multi-Select 3 20,000+ 4.80%
- Multi-Select 4 20,000+ 5.30%
- Multi-Select 5 20,000+ 5.25%
- Multi-Select 6 20,000+ 5.60%
- Multi-Select 7 20,000+ 5.50%
- Multi-Select 8 20,000+ 5.45%
- Multi-Select 9 20,000+ 5.30%
March 4, 2024 – Effective Date of Change
Pacific Guardian Life
MYGA
- Diamond Head 10 10,000+ 5.20%
- Diamond Head 3 10,000+ 5.00%
- Diamond Head 4 10,000+ 5.00%
- Diamond Head 5 10,000+ 5.20%
- Diamond Head 6 10,000+ 5.20%
- Diamond Head 7 10,000+ 5.20%
- Diamond Head 8 10,000+ 5.20%
- Diamond Head 9 10,000+ 5.20%
March 7, 2024 – Effective Date of Change
Ibexis
Fixed Indexed Annuity
FIA Plus 10 25,000+
- Fixed Account: Rate: 4.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 109%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 134% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 159% Floor -5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 190% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 208% Floor -15%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 10.25%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 11.75% Floor -2.5%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 14.75% Floor -5%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 22.75% Floor -15%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 17.75% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 127%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 158% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 180% Floor -5%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 215% Floor -15%
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 206% Floor -10%
FIA Plus 10 100,000+
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 212% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 220% Floor -15%
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 185% Floor -5%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 163% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 133%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 18.75% Floor -10%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 23.75% Floor -15%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 15.75% Floor -5%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 12.75% Floor -2.5%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 11.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 212% Floor -15%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 194% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 163% Floor -5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 138% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 113%
- Fixed Account: Rate: 4.45%
FIA Plus 5 25,000+
- Fixed Account: Rate: 4.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 109%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 10.25%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 127%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 134% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 159% Floor -5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 190% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 208% Floor -15%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 11.75% Floor -2.5%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 14.75% Floor -5%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 22.75% Floor -15%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 17.75% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 158% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 180% Floor -5%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 215% Floor -15%
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 206% Floor -10%
FIA Plus 5 100,000+
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 212% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 220% Floor -15%
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 185% Floor -5%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 163% Floor -2.5%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 18.75% Floor -10%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 23.75% Floor -15%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 15.75% Floor -5%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 12.75% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 212% Floor -15%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 194% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 163% Floor -5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 138% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 133%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 11.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 113%
- Fixed Account: Rate: 4.45%
FIA Plus 7 25,000+
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 206% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 215% Floor -15%
- Fixed Account: Rate: 4.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 109%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 134% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 159% Floor -5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 190% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 208% Floor -15%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 10.25%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 11.75% Floor -2.5%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 14.75% Floor -5%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 22.75% Floor -15%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 17.75% Floor -10%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 127%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 158% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 180% Floor -5%
FIA Plus 7 100,000+
- HSBC Global AI Tactical Annual PTP Par Rate with -5% Floor: Part Rate 185% Floor -5%
- HSBC Global AI Tactical Annual PTP Par Rate with -2.5% Floor: Part Rate 163% Floor -2.5%
- HSBC Global AI Tactical Annual PTP Par Rate with 0% Floor: Part Rate 133%
- S&P 500 Annual PTP Cap with -10% Floor: Cap 18.75% Floor -10%
- S&P 500 Annual PTP Cap with -15% Floor: Cap 23.75% Floor -15%
- S&P 500 Annual PTP Cap with -5% Floor: Cap 15.75% Floor -5%
- S&P 500 Annual PTP Cap with -2.5% Floor: Cap 12.75% Floor -2.5%
- S&P 500 Annual PTP Cap with 0% Floor: Cap 11.25%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -15% Floor: Part Rate 212% Floor -15%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -10% Floor: Part Rate 194% Floor -10%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -5% Floor: Part Rate 163% Floor 5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with -2.5% Floor: Part Rate 138% Floor -2.5%
- Bank of America US Strength Fast Convergence Annual PTP Par Rate with 0% Floor: Part Rate 113%
- Fixed Account: Rate: 4.45%
- HSBC Global AI Tactical Annual PTP Par Rate with -15% Floor: Part Rate 220% Floor -15%
- HSBC Global AI Tactical Annual PTP Par Rate with -10% Floor: Part Rate 212% Floor -10%
Royal Neighbors of America
MYGA
- MYGA 10 Year 10,000+ 5.25%
- MYGA 10 Year 100,000+ 5.35%
- MYGA 3 Year 10,000+ 5.25%
- MYGA 3 Year 100,000+ 5.35%
- MYGA 3 Year CA 10,000+ 5.15%
- MYGA 3 Year CA 100,000+ 5.25%
- MYGA 5 Year 10,000+ 5.35%
- MYGA 5 Year 100,000+ 5.45%
- MYGA 5 Year CA 10,000+ 5.25%
- MYGA 5 Year CA 100,000+ 5.35%
- MYGA 9 Year CA 10,000+ 5.15%
- MYGA 9 Year CA 100,000+ 5.25%