January 2, 2024 – Effective Date of Change
Power Select Builder 25,000+
- 1 Year Russell 2000 Annual Point to Point : Part Rate 25%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 6.3%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 260%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 225%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 310%
- 2-Year PIMCO Global Optima Index Participation: Part Rate 62%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 135%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 210%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 180%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 260%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 225%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 310%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 135%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 210%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 180%
- 2-Year MLStrategic Balanced Index with Spread: Spread 3.9%
- 1-Year Fixed Interest Account: Rate: 3.95%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 8.5%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 34%
- 1-Year ML Strategic Balanced Index with Participation Rate: Part Rate 75%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 50%
Power Select Builder 100,000+
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 60%
- 1-Year ML Strategic Balanced Index with Participation Rate: Part Rate 100%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 40%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 9.5%
- 1-Year Fixed Interest Account: Rate: 4.2%
- 2-Year MLStrategic Balanced Index with Spread: Spread 3.4%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 195%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 230%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 150%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 330%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 240%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 280%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 195%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 230%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 150%
- 2-Year PIMCO Global Optima Index Participation: Part Rate 77%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 330%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 240%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 280%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 7.3%
- 1 Year Russell 2000 Annual Point to Point : Part Rate 30%
Power Select Builder 8 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2.75%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 185%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 25%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 70%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 90%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 115%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 135%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 135%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 165%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 165%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 185%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 70%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 90%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 115%
- 1 Year Fixed Account: Rate: 2.15%
- S&P 500 Annual Point-to-Point w/ Cap: Cap 3.4%
- S&P 500 Annual Point-to-Point w/ Participation : Part Rate 22%
- ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton: Part Rate 60%
- 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation: Part Rate 30%
Power Select Builder 8 100,000+
- 2- Year PIMCO Global Optima Index Point-to-Point w/ Participation: Part Rate 45%
- ML Strategic Balanced Index 2-Year Point-to-Point w/ Participaiton: Part Rate 70%
- S&P 500 Annual Point-to-Point w/ Participation : Part Rate 25%
- S&P 500 Annual Point-to-Point w/ Cap: Cap 4.15%
- 1 Year Fixed Account: Rate: 2.3%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 140%
- 2 Year AB All Market Index Point to Point Participation Rate : Part Rate 115%
- 1 Year AB All Market Index Point to Point Participation Rate : Part Rate 95%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 210%
- 1 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 190%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 1: Part Rate 160%
- 2-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 190%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 2: Part Rate 160%
- 1-Year Dimensional US Foundations Point-to-Point Enhanced Participation Tier 1: Part Rate 140%
- 2-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 115%
- 1-Year Dimensional US Foundations Point-to-Point Participation Rate: Part Rate 95%
- 1-Year PIMCO Global Optima Index with Participation Rate: Part Rate 40%
- 2 Year AB All Market Index Point to Point Enhanced Participation Rate Tier 2: Part Rate 210%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 3.5%
Power Select Plus Income 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 30%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 125%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 95%
- 1-Year Russel 2000 Annual Point to Point with PR: Part Rate 11%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 0.5% Part Rate 95%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 125%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 16%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 27%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 45%
- 2-Year MLStrategic Balanced Index with Spread : Spread 4.7%
- 1-Year Fixed Interest Account: Rate: 1.5%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 3.25%
Power Select Plus Income 100,000+
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account: Cap 4%
- 1-Year Fixed Interest Account: Rate: 1.75%
- 2-Year MLStrategic Balanced Index with Spread : Spread 4.2%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 70%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 35%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate: Part Rate 20%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 145%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 0.5% Part Rate 115%
- 1-Year Russel 2000 Annual Point to Point with PR: Part Rate 16%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 115%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 145%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 45%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2.55%
Power Select Plus Income with Multiplier® 25,000+
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 20%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 65%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 85%
- 1-Year Russell 2000 Annual Point to Point with PR: Part Rate 7%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread: Spread 0.5% Part Rate 65%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 85%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate : Part Rate 7%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 25%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 12%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account : Cap 2.25%
- 2-Year MLStrategic Balanced Index with Spread : Spread 4.7%
- 1-Year Fixed Interest Account: Rate: 1%
Power Select Plus Income with Multiplier® 100,000+
- 1-Year Fixed Interest Account: Rate: 1.25%
- 1-Year S&P 500 Annual Point-to-Point Index Interest Account : Cap 3%
- 2-Year MLStrategic Balanced Index with Spread : Spread 4.2%
- 1-Year PIMCO Global Optima Index with Participation Rate : Part Rate 25%
- 1-Year ML Strategic Balanced Index with Participation Rate : Part Rate 50%
- 2-Year S&P 500 Annual Point-to-Point with Participation Rate : Part Rate 11%
- 2 Year AB All Market Index Point to Point Participation Rate with Spread : Spread 1% Part Rate 105%
- 1 Year AB All Market Index Point to Point Participation Rate with Spread: Spread 0.5% Part Rate 85%
- 1-Year Russell 2000 Annual Point to Point with PR: Part Rate 12%
- 2-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 1% Part Rate 105%
- 1-Year Dimensional US Foundation Point to Point Participation with Spread: Spread 0.5% Part Rate 85%
- 2-Year PIMCO Global Optima Index Participation : Part Rate 35%
- 1 Year S&P 500 Annual Point to Point Performance Triggered: Cap 2.1%
Delaware Life
Growth Pathway 5 10,000+
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 7.75%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 70%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 115%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 100%
- 1 Year S&P 500 Point to Point Cap: Cap 7.5%
- 1 Year S&P 500 Point to Point Participation : Part Rate 40%
- 1 Year S&P 500 Performance Trigger: Cap 6.5%
- 1 Year Fixed Account: Rate: 4.1%
- 1 Year S&P 500 Perfomance Trigger and 5 Year Rate Lock: Cap 5.6%
- 1 Year S&P 500 Point to Point Cap and 5 Year Rate Lock: Cap 6.25%
Growth Pathway 5 25,000+
- 1 Year S&P 500 Point to Point Cap and 5 Year Rate Lock: Cap 7.25%
- 1 Year S&P 500 Perfomance Trigger and 5 Year Rate Lock: Cap 6.1%
- 1 Year Fixed Account: Rate: 4.4%
- 1 Year S&P 500 Performance Trigger: Cap 7.25%
- 1 Year S&P 500 Point to Point Participation : Part Rate 45%
- 1 Year S&P 500 Point to Point Cap: Cap 9%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 110%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 130%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 80%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 8.75%
Growth Pathway 5 100,000+
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 9.5%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 85%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 140%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 125%
- 1 Year S&P 500 Point to Point Cap: Cap 10%
- 1 Year S&P 500 Point to Point Participation : Part Rate 50%
- 1 Year S&P 500 Performance Trigger: Cap 7.75%
- 1 Year Fixed Account: Rate: 4.65%
- 1 Year S&P 500 Perfomance Trigger and 5 Year Rate Lock: Cap 6.6%
- 1 Year S&P 500 Point to Point Cap and 5 Year Rate Lock: Cap 7.75%
Growth Pathway 7 10,000+
- 1 Year S&P 500 Point to Point Cap and 7 Year Rate Lock: Cap 6.5%
- 1 Year S&P 500 Perfomance Trigger and 7 Year Rate Lock: Cap 5.8%
- 1 Year S&P 500 Point to Point Cap: Cap 7.75%
- 1 Year S&P 500 Point to Point Participation : Part Rate 45%
- 1 Year S&P 500 Performance Trigger: Cap 6.75%
- 1 Year Fixed Account: Rate: 4.15%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 105%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 75%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 120%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 8%
Growth Pathway 7 25,000+
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 9%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 135%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 85%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 115%
- 1 Year Fixed Account: Rate: 4.45%
- 1 Year S&P 500 Performance Trigger: Cap 7.5%
- 1 Year S&P 500 Point to Point Participation : Part Rate 50%
- 1 Year S&P 500 Point to Point Cap: Cap 9.25%
- 1 Year S&P 500 Perfomance Trigger and 7 Year Rate Lock: Cap 6.3%
- 1 Year S&P 500 Point to Point Cap and 7 Year Rate Lock: Cap 7.5%
Growth Pathway 7 100,000+
- 1 Year S&P 500 Point to Point Cap and 7 Year Rate Lock: Cap 8%
- 1 Year S&P 500 Perfomance Trigger and 7 Year Rate Lock: Cap 6.8%
- 1 Year S&P 500 Point to Point Cap: Cap 10.25%
- 1 Year S&P 500 Point to Point Participation : Part Rate 55%
- 1 Year S&P 500 Performance Trigger: Cap 8%
- 1 Year Fixed Account: Rate: 4.7%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 130%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 90%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 145%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 9.75%
Retirement Stages Select 5 25,000+
- 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate: Part Rate 65%
- 1-year S&P 500 Point-to-Point with Participation Rate: Part Rate 40%
- 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*: Part Rate 95%
- 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 150%
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 80%
- 1 Year Fixed Account: Rate: 4.35%
- 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap: Cap 9%
- 1-Year S&P 500 Performance Trigger: Cap 6.75%
Retirement Stages Select 5 100,000+
- 1-Year S&P 500 Performance Trigger: Cap 7.75%
- 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap: Cap 10%
- 1 Year Fixed Account: Rate: 4.6%
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 90%
- 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 170%
- 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*: Part Rate 105%
- 1-year S&P 500 Point-to-Point with Participation Rate: Part Rate 45%
- 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate: Part Rate 70%
Retirement Stages Select 7 25,000+
- 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate: Part Rate 70%
- 1-year S&P 500 Point-to-Point with Participation Rate: Part Rate 45%
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 85%
- 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 160%
- 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*: Part Rate 100%
- 1-Year S&P 500 Performance Trigger: Cap 7%
- 1 Year Fixed Account: Rate: 4.4%
- 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap: Cap 9.25%
Retirement Stages Select 7 100,000+
- 1-Year S&P 500 Point-To-Point with Cap with Bailout Cap: Cap 10.25%
- 1 Year Fixed Account: Rate: 4.65%
- 1-Year S&P 500 Performance Trigger: Cap 7.85%
- 1-Year Goldman Sachs Canopy Point-to-Point Enhanced with Flex-Lock Participation Rate*: Part Rate 110%
- 1-Year Franklin SG Select Point-to-Point Enhanced with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 180%
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 95%
- 1-year S&P 500 Point-to-Point with Participation Rate: Part Rate 50%
- 1 Year S&P 500® Dynamic Intraday TCA Point-to-Point with Participation Rate: Part Rate 75%
Target Growth 10 25,000+
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 90%
- 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate*: Part Rate 105%
- 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 165%
- 1-Year S&P 500 Performance Trigger: Cap 7.05%
- 1 Year Fixed Account: Rate: 4.6%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.5%
- 1-Year S&P 500 Point-to-Point with Participation Rate: Part Rate 50%
Target Growth 10 100,000+
- 1-Year S&P 500 Point-to-Point with Participation Rate: Part Rate 55%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 10.5%
- 1 Year Fixed Account: Rate: 4.85%
- 1-Year S&P 500 Performance Trigger: Cap 7.9%
- 1-Year Franklin SG Select Point-to-Point with Flex-Lock Participation Rate*, Boost and Knockout: Part Rate 185%
- 1-Year Goldman Sachs Canopy Point-to-Point with Flex-Lock Participation Rate*: Part Rate 115%
- 1-Year First Trust Capital Strength Barclays 10% with Flex-Lock Participation Rate* and Volatility Limit: Part Rate 100%
Target Income 10 25,000+
- 1 Year Fixed Account: Rate: 3.15%
- 1 Year S&P 500 with Participation Rate: Part Rate 30%
- 1 Year S&P 500 with Cap: Cap 5.25%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 80%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 5.25%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 95%
- 1 Year S&P 500 Performance Trigger: Cap 4.5%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 55%
Target Income 10 100,000+
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 60%
- 1 Year S&P 500 Performance Trigger: Cap 4.75%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 100%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 5.5%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 85%
- 1 Year S&P 500 with Cap: Cap 5.5%
- 1 Year S&P 500 with Participation Rate: Part Rate 33%
- 1 Year Fixed Account: Rate: 3.3%
Target Income 10 500,000+
- 1 Year Fixed Account: Rate: 3.4%
- 1 Year S&P 500 with Participation Rate: Part Rate 35%
- 1 Year S&P 500 with Cap: Cap 5.75%
- 1 Year Franklin SG Select Advantage Point to Point with Participation: Part Rate 90%
- 1 Year Invesco QQQ EFT Point to Point with Cap: Cap 5.75%
- 1 Year Janus Henderson Adaptive Market Leaders U.S. Point to Point with Participation: Part Rate 105%
- 1 Year S&P 500 Performance Trigger: Cap 5%
- 1 Year First Trust Capital Strength Barclays 10% Point to Point with Participation: Part Rate 65%