September 1, 2023 – Effective Date of Change
Brighthouse Life Insurance Company
Fixed Indexed Annuity
SecureAdvantage 50,000+
- Fixed Account: Rate: 3.50%
- 6-Year S&P 500 Annual Sum with Cap: Cap 12.500%
- 6-Year S&P 500 Annual Sum with Participation Rate: Part Rate 60%
- 6-Year S&P 500 Point-to-Point with Participation: Part Rate 70%
- 6-Year Russell Annual Sum with Cap : Cap 12.000%
- 6-Year Russell Annual Sum with Participation Rate : Part Rate 50%
- 6-Year Russell Point-to-Point with Participation: Part Rate 65%
- 6-Year Credit Suisse truVol US Target Sectors Index with Participation: Part Rate 185%
- 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation: Part Rate 175%
SecureAdvantage 100,000+
- Fixed Account: Rate: 3.50%
- 6-Year S&P 500 Annual Sum with Cap: Cap 13.000%
- 6-Year S&P 500 Annual Sum with Participation Rate: Part Rate 70%
- 6-Year S&P 500 Point-to-Point with Participation: Part Rate 80%
- 6-Year Russell Annual Sum with Cap : Cap 12.500%
- 6-Year Russell Annual Sum with Participation Rate : Part Rate 65%
- 6-Year Russell Point-to-Point with Participation: Part Rate 75%
- 6-Year Credit Suisse truVol US Target Sectors Index with Participation: Part Rate 195%
- 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation: Part Rate 185%
SecureAdvantage 500,000+
- Fixed Account: Rate: 3.50%
- 6-Year S&P 500 Annual Sum with Cap: Cap 13.250%
- 6-Year S&P 500 Annual Sum with Participation Rate: Part Rate 75%
- 6-Year S&P 500 Point-to-Point with Participation: Part Rate 85%
- 6-Year Russell Annual Sum with Cap : Cap 12.750%
- 6-Year Russell Annual Sum with Participation Rate : Part Rate 70%
- 6-Year Russell Point-to-Point with Participation: Part Rate 80%
- 6-Year Credit Suisse truVol US Target Sectors Index with Participation: Part Rate 200%
- 6-Year Credit Suisse truVol US Target Sectors Index Annual Sum with Participation: Part Rate 190%
Clear Spring Life
Fixed Indexed Annuity
ClearFlex 10,000+
- 1-Year BNP Paribas Technology Balanced 7 Pt-to-Pt w/ Participation: Part Rate 145%
- 1-Year S&P 500 Sector Rotator Daily RC2 5% Index ER Pt-to-Pt w/ Participation: Part Rate 170%
- 1-Year S&P MARC 5% Excess Return Index Pt-to-Pt w/ Participation: Part Rate 175%
- 1-Year S&P 500 Index Pt-to-Pt w/ Annual Cap: Cap 9.500%
- 1-Year S&P 500 Index Pt-to-Pt w/ Participation: Part Rate 35%
- 1-Year Fixed Rate: Rate: 4.00%
Highlander 10,000+
- S&P 500 1-Year Point-To-Point With Cap: Cap 7.000%
- S&P 500 1-Year Point-To-Point With Participation: Part Rate 35%
- 1 Year Fixed Rate Strategy: Rate: 3.50%
- S&P 500 MARC 5% ER 1-Year Pt-to-Pt w/Participation : Part Rate 160%
Highlander 7 10,000+
- 1 Year Fixed: Rate: 4.25%
- S&P MARC 5% ER 1-Year Pt-to-Pt w/Participation: Part Rate 175%
- S&P 500 1-Year Pt-to-Pt w/Annual Cap: Cap 9.000%
- S&P 500 1-Year Pt-to-Pt w/Participation: Part Rate 40%
TriVysta 10,000+
- S&P 500 Annual Pt-to-Pt: Cap 10.250%
- MS Diversified Select 1-Year Pt-to-Pt Participation: Part Rate 75%
- MS Diversified Select 2-Year Pt-to-Pt Participation: Part Rate 200%
- 1-Year Fixed: Rate: 4.50%
- S&P 500 Economic Cycle Factor Rotator Index 1-Year Pt-to-Pt Participation: Part Rate 190%
- S&P 500 Daily Risk Control 5% USD Excess Return 1-Year Pt-to-Pt w/Participation: Part Rate 180%
ViStar 10,000+
- S&P 500 w/ Cap: Cap 9.500%
- S&P 500 w/ Participation: Part Rate 35%
- S&P 500 Sector Rotator Daily RC2 5% Index ER w/ Participation: Part Rate 170%
- S&P Economic Cycle Factor Rotator Index w/ Participation: Part Rate 170%
- S&P MARC 5% Excess Return Index w/ Participation: Part Rate 175%
- Fixed: Rate: 4.00%
MYGA
- Preserve MYGA 1 10,000+ 4.15%
- Preserve MYGA 1 250,000+ 4.25%
- Preserve MYGA 10 10,000+ 5.25%
- Preserve MYGA 10 250,000+ 5.35%
- Preserve MYGA 2 10,000+ 4.35%
- Preserve MYGA 2 250,000+ 4.45%
- Preserve MYGA 3 10,000+ 5.20%
- Preserve MYGA 3 250,000+ 5.30%
- Preserve MYGA 4 10,000+ 5.20%
- Preserve MYGA 4 250,000+ 5.30%
- Preserve MYGA 5 10,000+ 5.20%
- Preserve MYGA 5 250,000+ 5.30%
- Preserve MYGA 6 10,000+ 5.20%
- Preserve MYGA 6 250,000+ 5.30%
- Preserve MYGA 7 10,000+ 5.20%
- Preserve MYGA 7 250,000+ 5.30%
- Preserve MYGA 8 10,000+ 5.20%
- Preserve MYGA 8 250,000+ 5.30%
- Preserve MYGA 9 10,000+ 5.20%
- Preserve MYGA 9 250,000+ 5.30%
Delaware Life
Fixed Indexed Annuity
Retirement Stages Select 5 25,000+
- Fixed: Rate: 4.75%
- 1-Year S&P 500 Point-To-Point with Cap: Cap 9.000%
- 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread: Spread 2.00% Part Rate 60%
- 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate: Part Rate 140%
- 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate: Part Rate 130%
- 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate: Part Rate 155%
- 1-Year S&P 500 r Point-to-Point Performance Trigger: Cap 7.750%
Retirement Stages Select 5 100,000+
- Fixed: Rate: 5.00%
- 1-Year S&P 500 Point-To-Point with Cap: Cap 9.500%
- 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread: Spread 2.00% Part Rate 65%
- 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate: Part Rate 150%
- 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate: Part Rate 140%
- 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate: Part Rate 165%
- 1-Year S&P 500 r Point-to-Point Performance Trigger: Cap 8.250%
Retirement Stages Select 7 25,000+
- Fixed: Rate: 4.75%
- 1-Year S&P 500 Point-To-Point with Cap: Cap 9.000%
- 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread: Spread 2.00% Part Rate 60%
- 1-Year S&P 500 r Point-to-Point Performance Trigger: Cap 7.750%
- 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate: Part Rate 140%
- 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate: Part Rate 130%
- 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate: Part Rate 155%
Retirement Stages Select 7 100,000+
- Fixed: Rate: 5.00%
- 1-Year S&P 500 Point-To-Point with Cap: Cap 9.500%
- 1-Year S&P 500 Point-to-Point w/Participation Rate and Spread: Spread 2.00% Part Rate 65%
- 1-Year S&P 500 r Point-to-Point Performance Trigger: Cap 8.250%
- 1-Year First Trust Capital Strength Barclays 5% Point-to-Point with Participation Rate: Part Rate 150%
- 1-Year Morgan Stanley Global Opportunities Point-to-Point with Participation Rate: Part Rate 140%
- 1-Year RBA Select Equity Yield CIBC 5% Point-to-Point with Participation Rate: Part Rate 165%
Target Growth 10 25,000+
- 1 Year S&P 500 Point-to-Point w/Cap: Cap 8.250%
- 1 Year S&P 500 Point-to-Point w/Participation: Part Rate 35%
- 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation: Part Rate 140%
- 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation: Part Rate 130%
- Fixed: Rate: 4.25%
- 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation: Part Rate 150%
- 1 Year S&P 500 Performance Trigger: Cap 7.500%
- 1 Year S&P 500 Point-to-Point w/Participation & Spread: Spread 2.00% Part Rate 55%
Target Growth 10 100,000+
- 1 Year S&P 500 Point-to-Point w/Cap: Cap 9.750%
- 1 Year S&P 500 Point-to-Point w/Participation: Part Rate 40%
- 1 Year First Trust Capital Stength Barclays 5% Point-to-Point w/Participation: Part Rate 155%
- 1 Year Morgan Stanley Global Opportinities Point-to-Point w/Participation: Part Rate 145%
- Fixed: Rate: 4.50%
- 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation: Part Rate 165%
- 1 Year S&P 500 Performance Trigger: Cap 8.250%
- 1 Year S&P 500 Point-to-Point w/Participation & Spread: Spread 2.00% Part Rate 65%
Target Income 10 25,000+
- 1 Year Morgan Stanley Global Opportunities Index: Part Rate 95%
- 1 Year S&P 500 with Cap: Cap 5.000%
- Fixed: Rate: 3.00%
- 1 Year S&P 500 with Participation: Part Rate 25%
- 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR: Part Rate 95%
- 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation: Part Rate 105%
Target Income 10 100,000+
- 1 Year Morgan Stanley Global Opportunities Index: Part Rate 110%
- 1 Year S&P 500 with Cap: Cap 5.250%
- Fixed: Rate: 3.00%
- 1 Year S&P 500 with Participation: Part Rate 27%
- 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR: Part Rate 110%
- 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation: Part Rate 115%
Target Income 10 500,000+
- 1 Year Morgan Stanley Global Opportunities Index: Part Rate 115%
- 1 Year S&P 500 with Cap: Cap 5.500%
- Fixed: Rate: 3.00%
- 1 Year S&P 500 with Participation: Part Rate 30%
- 1-Year First Trust Capital Strength Barclays 5% Index Point to Point with PR: Part Rate 115%
- 1 Year RBA Select Equity Yield CIBC 5% Point to Point w/ Participation: Part Rate 120%
MYGA
- Apex MYGA 3 10,000+ 4.90%
- Apex MYGA 3 100,000+ 5.15%
- Apex MYGA 5 10,000+ 5.10%
- Apex MYGA 5 100,000+ 5.30%
- Apex MYGA 7 10,000+ 5.20%
- Apex MYGA 7 100,000+ 5.35%
- Pinnacle Plus MYGA 10 25,000+ 5.20%
- Pinnacle Plus MYGA 10 100,000+ 5.35%
- Pinnacle Plus MYGA 3 25,000+ 4.90%
- Pinnacle Plus MYGA 3 100,000+ 5.15%
- Pinnacle Plus MYGA 5 25,000+ 5.05%
- Pinnacle Plus MYGA 5 100,000+ 5.25%
- Pinnacle Plus MYGA 7 25,000+ 5.15%
- Pinnacle Plus MYGA 7 100,000+ 5.30%
Liberty Bankers Life
Fixed Annuity
- Liberty Choice 5,000+ 4.05% w/ 1.00% Bonus
- Liberty Select 5,000+ 4.11% w/ 1.50% Bonus
MYGA
- Bankers 3 10,000+ 4.50%
- Bankers 5 10,000+ 4.70%
- Bankers 5 Premier 10,000+ 5.00%
- Bankers 5 Premier Plus 10,000+ 5.00% w/ 1.00% Bonus
- Bankers 7 10,000+ 4.70%
- Bankers 7 Premier 10,000+ 5.00%
- Bankers Elite 3 10,000+ 4.60%
- Bankers Elite 5 10,000+ 5.05%
- Bankers Elite 7 10,000+ 5.05%
- Bankers Elite 9 10,000+ 5.10%
Nationwide Life Insurance Company
Fixed Indexed Annuity
Nationwide Peak 5 25,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.000%
- S&P 500 Annual Point-to-Point: Cap 8.500%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.000%
- Morgan Stanley 3D Index: Cap 9.000%
- 1 Year Fixed Account: Rate: 4.60%
Nationwide Peak 5 100,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.500%
- S&P 500 Annual Point-to-Point: Cap 8.750%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.500%
- Morgan Stanley 3D Index: Cap 9.500%
- 1 Year Fixed Account: Rate: 4.90%
Nationwide Peak 5 MVA 25,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.250%
- S&P 500 Annual Point-to-Point: Cap 8.750%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.500%
- Morgan Stanley 3D Index: Cap 9.500%
- 1 Year Fixed Account: Rate: 4.70%
Nationwide Peak 5 MVA 100,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.750%
- S&P 500 Annual Point-to-Point: Cap 9.000%
- J.P. Morgan Mozaic II Point-to-Point: Cap 10.000%
- Morgan Stanley 3D Index: Cap 10.000%
- 1 Year Fixed Account: Rate: 4.95%
Nationwide Peak 7 25,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.250%
- S&P 500 Annual Point-to-Point: Cap 9.250%
- 1 Year Fixed Account: Rate: 4.70%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.000%
- Morgan Stanley 3D Index: Cap 9.000%
Nationwide Peak 7 100,000+
- MSCI EAFE Annual Point-to-Point: Cap 11.000%
- S&P 500 Annual Point-to-Point: Cap 9.750%
- 1 Year Fixed Account: Rate: 4.95%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.500%
- Morgan Stanley 3D Index: Cap 9.500%
Nationwide Peak 7 MVA 25,000+
- MSCI EAFE Annual Point-to-Point: Cap 10.750%
- S&P 500 Annual Point-to-Point: Cap 9.500%
- 1 Year Fixed Account: Rate: 4.75%
- J.P. Morgan Mozaic II Point-to-Point: Cap 9.500%
- Morgan Stanley 3D Index: Cap 9.500%
Nationwide Peak 7 MVA 100,000+
- MSCI EAFE Annual Point-to-Point: Cap 11.500%
- S&P 500 Annual Point-to-Point: Cap 10.000%
- 1 Year Fixed Account: Rate: 5.00%
- J.P. Morgan Mozaic II Point-to-Point: Cap 10.000%
- Morgan Stanley 3D Index: Cap 10.000%
