August 23, 2023 – Effective Date of Change
Americo
Fixed Indexed Annuity
Elite 5 10,000+
- Declared Interest Option: Rate: 4.85%
- 1-Year Dow Jones US Real Estate Pt-to-Pt with PR: Part Rate 55%
- 5-Year Dow Jones US Real Estate Pt-to-Pt with Final Average with PR: Part Rate 144%
- 1-Year S&P 500 Pt-to-Pt with PR : Part Rate 50%
- 5-Year S&P 500 Pt-to-Pt with Final Average with PR: Part Rate 100%
- 5-Year NASDAQ Biotechnology Pt-to-Pt with Final Average with PR : Part Rate 89%
- 1-Year NASDAQ Biotechnology Pt-to-Pt with PR : Part Rate 44%
- 1-Year S&P Technology Select Sector Pt-to-Pt with PR : Part Rate 40%
- 5-Year S&P Technology Select Sector Pt-to-Pt with Final Average with PR : Part Rate 85%
- 1-Year S&P Health Care Select Sector Pt-to-Pt with PR : Part Rate 59%
- 5-Year S&P Health Care Select Sector Pt-to-Pt with Final Average with PR : Part Rate 120%
Growth Commander 10 10,000+
- Declared Interest Account: Rate: 5.15%
- 1-Year S&P 500 with Cap: Cap 7.800%
- 1-Year S&P 500 with Cap and Fee: Cap 11.600%
- 1-Year S&P 500 MARC 5% with Participation: Part Rate 164%
- 1-Year S&P 500 MARC 5% with Participation and Fee: Part Rate 224%
- 1-Year S&P 500 with Participation: Part Rate 50%
- 1-Year S&P 500 with Participation and Fee: Part Rate 65%
- 5-Year SG Global Balanced Index Annual Sum with Participation and Cap: Cap 7.000% Part Rate 280% Floor -10.00%
- 1-Year SG Global Balanced Index Guaranteed Rate with Participation: Part Rate 157%
- 1-Year SG Global Balanced Index Guaranteed Rate with Participation and Fee: Part Rate 215%
- 2-Year SG Global Balanced Index Guaranteed Rate with Participation: Part Rate 212%
- 2-Year SG Global Balanced Index Guaranteed Rate with Participation and Fee: Part Rate 290%
- 1-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Particiption: Part Rate 145%
- 1-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation and Fee: Part Rate 199%
- 2-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Particiption: Part Rate 224%
- 2-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation and Fee: Part Rate 308%
Growth Commander 6 10,000+
- 1-Year S&P 500 with Cap: Cap 7.700%
- 1-Year S&P 500 with Cap and Fee: Cap 11.500%
- 1-Year S&P 500 MARC 5% with Participation: Part Rate 161%
- 1-Year S&P 500 MARC 5% with Participation and Fee: Part Rate 221%
- 1-Year S&P 500 with Participation: Part Rate 47%
- 1-Year S&P 500 with Participation and Fee: Part Rate 64%
- 6-Year SG Global Balanced Index Annual Sum with Participation and Cap: Cap 7.000% Part Rate 287% Floor -10.00%
- 1-Year SG Global Balanced Index Guaranteed Rate with Participation: Part Rate 154%
- 1-Year SG Global Balanced Index Guaranteed Rate with Participation and Fee: Part Rate 212%
- 2-Year SG Global Balanced Index Guaranteed Rate with Participation: Part Rate 208%
- 2-Year SG Global Balanced Index Guaranteed Rate with Participation and Fee: Part Rate 286%
- 1-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation: Part Rate 142%
- 1-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation and Fee: Part Rate 196%
- 2-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation: Part Rate 220%
- 2-Year Morgan Stanley Enhanced Allocation Index Guaranteed Rate with Participation and Fee: Part Rate 304%
- Declared Interest Account: Rate: 5.10%
Ultimate One Index 7 10,000+
- 1-Year S&P 500 Point-to-Point with Participation Rate : Part Rate 49%
- 1-Year S&P 500 Point-to-Point with Cap : Cap 8.350%
- 1-Year S&P 500 Monthly Averaging with Participation Rate : Part Rate 82%
- Declared Interest Option : Rate: 4.30%
- 1-Year S&P 500 Monthly Averaging with Cap : Cap 12.850%
Ultimate One Index 9 10,000+
- Declared Interest Option : Rate: 4.45%
- 1-Year S&P 500 Point-to-Point with Participation Rate : Part Rate 51%
- 1-Year S&P 500 Point-to-Point with Cap : Cap 8.500%
- 1-Year S&P 500 Monthly Averaging with Participation Rate : Part Rate 86%
- 1-Year S&P 500 Monthly Averaging with Cap : Cap 13.500%
Ultimate One Index 9 Bonus (411) 10,000+
- Declared Interest Option: Rate: 3.70%
- 1-Year S&P 500 Point-to-Point with Participation Rate: Part Rate 43%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 7.200%
- 1-Year S&P 500 Monthly Averaging with Participation Rate: Part Rate 72%
- 1-Year S&P 500 Monthly Averaging with Cap: Cap 9.700%
Americo (Legacy)
Fixed Indexed Annuity
ClassicMark 10 10,000+
- 1-Year S&P 500 Point-to-Point : Cap 9.000%
- 2-Year S&P 500 Point-to-Point w/ PR : Part Rate 70%
- 1-Year Morgan Stanley TEBI Point-to-Point : Part Rate 145%
- 2-Year Morgan Stanley TEBI Point-to-Point : Part Rate 200%
- Declared Interest Option: Rate: 5.50%
- 5-Year FUSION Strategy Fixed Rate On Gain (Part A): Cap 6.000%
- 5-Year FUSION Strategy Participation Rate (Part B): Part Rate 134%
- 1-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR: Part Rate 181%
- 2-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR : Part Rate 250%
- 1-Year Gold Point to Point with Participation: Part Rate 53%
ClassicMark 10 Plus 10,000+
- 1-Year S&P 500 Point-to-Point : Cap 8.000%
- 2-Year S&P 500 Point-to-Point w/ PR : Part Rate 63%
- 1-Year Morgan Stanley TEBI Point-to-Point : Part Rate 126%
- 2-Year Morgan Stanley TEBI Point-to-Point: Part Rate 174%
- Declared Interest Option: Rate: 5.00%
- 1-Year SG Columbia Adaptive Risk Allocation Point-to-point W/PR : Part Rate 158%
- 5-Year FUSION Strategy Fixed Rate On Gain (Part A) : Cap 5.000%
- 5-Year FUSION Strategy Participation Rate (Part B) : Part Rate 127%
- 2-Year SG Columbia Adaptive Risk Allocation Point-to-Point w/PR : Part Rate 218%
- 1-Year Gold Point to Point with Participation: Part Rate 47%
LibertyMark Freedom 10 10,000+
- 1-Yr S&P 500 PTP w/Cap: Cap 9.000%
- 1-Yr S&P 500 PTP w/Cap with Fee: Cap 14.000%
- 1-Yr S&P 500 PTP w/Par: Part Rate 53%
- 1-Yr S&P 500 PTP w/Par with Fee: Part Rate 72%
- 2-Yr S&P 500 PTP w/Par : Part Rate 70%
- 2-Yr S&P 500 PTP w/Par with Fee: Part Rate 100%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 185%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 255%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 255%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 353%
- 1-Yr SG Laser Index PTP w/ Par: Part Rate 181%
- 1-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 252%
- 2-Yr SG Laser Index PTP w/ Par: Part Rate 251%
- 2-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 349%
- Declared Interest Rate: Rate: 5.70%
LibertyMark Freedom 10 Plus 10,000+
- Declared Interest Rate: Rate: 4.40%
- 1-Yr S&P 500 PTP w/Cap: Cap 7.000%
- 1-Yr S&P 500 PTP w/Cap with Fee: Cap 11.000%
- 1-Yr S&P 500 PTP w/Par: Part Rate 40%
- 1-Yr S&P 500 PTP w/Par with Fee: Part Rate 60%
- 2-Yr S&P 500 PTP w/Par : Part Rate 51%
- 2-Yr S&P 500 PTP w/Par with Fee: Part Rate 80%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 134%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 204%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 185%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 283%
- 1-Yr SG Laser Index PTP w/ Par: Part Rate 134%
- 1-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 205%
- 2-Yr SG Laser Index PTP w/ Par: Part Rate 186%
- 2-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 284%
LibertyMark Freedom 7 10,000+
- 1-Yr S&P 500 PTP w/Cap: Cap 8.400%
- 1-Yr S&P 500 PTP w/Cap with Fee: Cap 12.500%
- 1-Yr S&P 500 PTP w/Par: Part Rate 50%
- 1-Yr S&P 500 PTP w/Par with Fee: Part Rate 67%
- 2-Yr S&P 500 PTP w/Par : Part Rate 66%
- 2-Yr S&P 500 PTP w/Par with Fee: Part Rate 91%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 173%
- 1-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 233%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par: Part Rate 239%
- 2-Yr SG Columbia Adaptive Risk Allocation Index PTP w/ Par with Fee: Part Rate 322%
- 1-Yr SG Laser Index PTP w/ Par: Part Rate 171%
- 1-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 232%
- 2-Yr SG Laser Index PTP w/ Par: Part Rate 237%
- 2-Yr SG Laser Index PTP w/ Par with Fee: Part Rate 321%
- Declared Interest Rate: Rate: 5.35%