April 15, 2024 – Effective Date of Change
Integrity Life Insurance Company
Fixed Indexed Annuity
Integrity Indextra 5 15,000+
- 1-Year Point-to-Point S&P 500: Cap 11%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 230%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 170%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 190%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 145%
- 1-Year Fixed Interest Option: Rate: 4.65%
Integrity Indextra 5 – Two 15,000+
- 1-Year Point-to-Point S&P 500: Cap 12%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 235%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 175%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 195%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 147%
- 1-Year Fixed Interest Option: Rate: 4.75%
Integrity IndextraTM 10 15,000+
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9.25%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 265%
- 1-Year Fixed Interest Option: Rate: 4%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 200%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 150%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 125%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 165%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 200%
Integrity IndextraTM 10 – Two 15,000+
- 1-Year S&P 500 Point-to-Point with Cap: Cap 10.5%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 270%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 205%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 155%
- 1-Year Fixed Interest Option: Rate: 4.1%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 205%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 170%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 127%
Integrity IndextraTM 7 15,000+
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 200%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 165%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 125%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 200%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 150%
- 1-Year Fixed Interest Option: Rate: 4%
- 1-Year Point-to-Point S&P 500: Cap 9.25%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 265%
Integrity IndextraTM7 – Two 15,000+
- 1-Year Point-to-Point S&P 500: Cap 10.5%
- 3-Year Point-to-Point GS Momentum Builder: Part Rate 270%
- 2-Year Point-to-Point GS Momentum Builder : Part Rate 205%
- 1-Year Point-to-Point GS Momentum Builder : Part Rate 155%
- 1-Year Fixed Interest Option: Rate: 4.1%
- 3-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 205%
- 2-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 170%
- 1-Year Point-to-Point J.P. Morgan Strategic Balanced : Part Rate 127%
Integrity Life Insurance Company (Legacy)
Fixed Indexed Annuity
JourneyMark 10,000+
- Fixed: Rate: 3.95%
- 1-Year S&P 500 Point-to-Point: Part Rate 42%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 73%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 120%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 160%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 232%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 205%
JourneyMark 5 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 46%
- 1-Year GS Mariner Point-to-Point: Part Rate 160%
- 2-Year GS Mariner Point-to-Point: Part Rate 225%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 175%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 252%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 222%
- Fixed: Rate: 4.3%
JourneyMark 7 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 46%
- 1-Year GS Mariner Point-to-Point: Part Rate 160%
- 2-Year GS Mariner Point-to-Point: Part Rate 225%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 175%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 252%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 222%
- Fixed: Rate: 4.3%
JourneyMark 7 w/ Cascade Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 46%
- 1-Year GS Mariner Point-to-Point: Part Rate 160%
- 2-Year GS Mariner Point-to-Point: Part Rate 225%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 175%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 252%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 222%
- Fixed: Rate: 4.3%
JourneyMark 7 w/ Expanse Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 55%
- 1-Year GS Mariner Point-to-Point: Part Rate 187%
- 2-Year GS Mariner Point-to-Point: Part Rate 265%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 207%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 297%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 260%
- Fixed: Rate: 5.1%
JourneyMark w/ Cascade Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 42%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 73%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 120%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 160%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 232%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 205%
- Fixed: Rate: 3.95%
JourneyMark w/ Expanse Rider 10,000+
- 1-Year S&P 500 Point-to-Point: Part Rate 51%
- 1-Year GS Pathfinder Point-to-Point: Part Rate 88%
- 2-Year GS Pathfinder Point-to-Point: Part Rate 144%
- 1-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 192%
- 2-Year Citi Flexi-Beta ER Point-to-Point: Part Rate 277%
- 5-Year Citi Flexi-Beta ER High Water Mark: Part Rate 242%
- Fixed: Rate: 4.75%
Lincoln Financial Group
Lincoln OptiBlend 10 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 8%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 285%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 225%
- 1-Year Fixed Account: Rate: 4%
- 1-Year S&P 500 Participation: Part Rate 57%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 200%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.5%
- 1 Year S&P 500 Dual Trigger: Cap 6.25%
- 1-Year S&P 500 5% Daily Risk Control ER Spread : Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9.5%
Lincoln OptiBlend 10 100,000+
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 11%
- 1-Year S&P 500 5% Daily Risk Control ER Spread :
- 1 Year S&P 500 Dual Trigger: Cap 7.6%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9.5%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 225%
- 1-Year S&P 500 Participation: Part Rate 62%
- 1-Year Fixed Account: Rate: 4.5%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 250%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 300%
- 1-Year S&P 500 Performance Triggered : Cap 9%
Lincoln OptiBlend 10 CA 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 7.25%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 200%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 235%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8%
- 1-Year S&P 500 Participation : Part Rate 42%
- 1-Year Fixed Account: Rate: 4%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 165%
- 1-Year S&P 500 5% Daily Risk Control ER Spread: Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9%
Lincoln OptiBlend 10 CA 100,000+
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 10.5%
- 1-Year S&P 500 5% Daily Risk Control ER Spread:
- 1 Year Fidelity AIM Dividend Participation: Part Rate 190%
- 1-Year Fixed Account: Rate: 4.25%
- 1-Year S&P 500 Participation : Part Rate 57%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 260%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 225%
- 1-Year S&P 500 Performance Triggered : Cap 8.25%
Lincoln OptiBlend 5 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 7.75%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 200%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 260%
- 1-Year S&P 500 Participation : Part Rate 57%
- 1 Year Fidelity AIM Dividend Index Participation: Part Rate 165%
- 1-Year Fixed Account: Rate: 4%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.5%
- 1 Year S&P 500 Dual Trigger: Cap 6.25%
- 1-Year S&P 500 5% Daily Risk Control ER Spread: Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9.5%
Lincoln OptiBlend 5 100,000+
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 10.75%
- 1 Year S&P 500 Dual Trigger: Cap 7.6%
- 1-Year S&P 500 5% Daily Risk Control ER Spread:
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9.5%
- 1-Year Fixed Account: Rate: 4.7%
- 1 Year Fidelity AIM Dividend Index Participation: Part Rate 190%
- 1-Year S&P 500 Participation : Part Rate 62%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 285%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 225%
- 1-Year S&P 500 Performance Triggered : Cap 8.85%
Lincoln OptiBlend 5 CA 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 7.6%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 185%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 235%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.5%
- 1-Year S&P 500 Participation : Part Rate 42%
- 1-Year Fixed Account: Rate: 3.85%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 155%
- 1-Year S&P 500 5% Daily Risk Control ER Spread: Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9%
Lincoln OptiBlend 5 CA 100,000+
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 10.25%
- 1-Year S&P 500 5% Daily Risk Control ER Spread:
- 1 Year Fidelity AIM Dividend Participation: Part Rate 180%
- 1-Year Fixed Account: Rate: 4.25%
- 1-Year S&P 500 Participation : Part Rate 52%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 260%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 210%
- 1-Year S&P 500 Performance Triggered : Cap 8.1%
Lincoln OptiBlend 7 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 8%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 200%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 165%
- 1-Year S&P 500 Participation: Part Rate 60%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.75%
- 1-Year Fixed Account: Rate: 4.1%
- 1-Year S&P 500 5% Daily Risk Control ER Spread: Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9.75%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 260%
- 1 Year S&P 500 Dual Trigger: Cap 6.5%
Lincoln OptiBlend 7 100,000+
- 1 Year S&P 500 Dual Trigger: Cap 7.75%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 285%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 10.75%
- 1-Year S&P 500 5% Daily Risk Control ER Spread:
- 1-Year Fixed Account: Rate: 4.6%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9.75%
- 1-Year S&P 500 Participation: Part Rate 65%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 190%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 225%
- 1-Year S&P 500 Performance Triggered : Cap 9%
Lincoln OptiBlend 7 CA 10,000+
- 1-Year S&P 500 Performance Triggered : Cap 7.8%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 8.5%
- 1-Year S&P 500 Participation: Part Rate 42%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 160%
- 1-Year Fixed Account: Rate: 4%
- 1-Year S&P 500 5% Daily Risk Control ER Spread: Spread 0.25%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 9.25%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 185%
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 235%
Lincoln OptiBlend 7 CA 100,000+
- 2 Year BlackRock Dynamic Allocation Participation: Part Rate 260%
- 1 Year BlackRock Dynamic Allocation Participation: Part Rate 210%
- 1-Year S&P 500 10% Daily Risk Control Trigger: Cap 10.25%
- 1-Year S&P 500 5% Daily Risk Control ER Spread:
- 1-Year Fixed Account: Rate: 4.25%
- 1 Year Fidelity AIM Dividend Participation: Part Rate 185%
- 1-Year S&P 500 Participation: Part Rate 57%
- 1-Year S&P 500 Point-to-Point with Cap: Cap 9.5%
- 1-Year S&P 500 Performance Triggered : Cap 8.3%
Lincoln Set 5 II 10,000+
- 1 Year Fixed Account: Rate: 3.85%
- 1 Year S&P 500 Performance Triggered: Cap 7%
- 1 Year S&P 500 7.5 Daily Risk Control Cap: Cap 12%
- 1 Year S&P 500 Dual Trigger: Cap 6%
Lincoln Set 5 II 100,000+
- 1 Year S&P 500 Dual Trigger: Cap 7.4%
- 1 Year S&P 500 7.5 Daily Risk Control Cap: Cap 15%
- 1 Year S&P 500 Performance Triggered: Cap 8.75%
- 1 Year Fixed Account: Rate: 4.5%