Disability insurance is perhaps one of the most overlooked, yet valuable, products available to consumers. According to the Council for Disability Awareness, roughly 51 million working adults will have nothing but Social Security to rely upon should an injury or medical condition leave them unable to work for an extended period of time. Those who…
May 1, 2024 – Effective Date of Change AuguStar OrionShield 10 15,000+ OrionShield 10 150,000+ OrionShield 10 Premium Bonus 15,000+ OrionShield 10 Premium Bonus 150,000+ OrionShield 5 15,000+ OrionShield 5 150,000+ OrionShield 7 15,000+ OrionShield 7 150,000+ OrionShield 7 Premium Bonus 15,000+ OrionShield 7 Premium Bonus 150,000+ MYGA Delaware Life Fixed Indexed Annuity Growth Pathway 5 10,000+ Growth Pathway 5 25,000+ Growth Pathway 5 100,000+ Growth Pathway 7 10,000+…
The US Department of Labor announced this week that the new fiduciary rule, first revealed late last year, will indeed take effect in the coming months. This is in the face of fierce pushback from the insurance industry due to how dramatically it will impact how independent advisors do business with any qualified money sales.…
Tax day has come and gone. Whether tax planning is among your specialized services or not, you should at least be discussing the impact taxes will have on your clients’ retirement income. The tax-planning conversation can also be a useful prospecting tool. The question is, are you leveraging this opportunity? You are already aware of…
Marketing tips to help advisors write more business by overcoming some of the most common annuity objections and misconceptions.
April 15, 2024 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ Integrity Indextra 5 – Two 15,000+ Integrity IndextraTM 10 15,000+ Integrity IndextraTM 10 – Two 15,000+ Integrity IndextraTM 7 15,000+ Integrity IndextraTM7 – Two 15,000+ Integrity Life Insurance Company (Legacy) Fixed Indexed Annuity JourneyMark 10,000+ JourneyMark 5 10,000+ JourneyMark 7 10,000+ JourneyMark 7 w/ Cascade Rider 10,000+ JourneyMark 7…
April is one of the biggest months for CD renewals. Despite low returns, untold amounts of money will roll back into CDs. This means lower spending power for those who rely on CDs for savings vehicles. So why are so many consumers willing to renew rather than replace? Reasons for Renewal Simply put, it’s convenient…
April and October are traditionally known as CD replacement months, a designation that traces back to the October 19, 1987 “Black Monday” stock market crash. Investors, scrambling to protect their assets from the collapsing market, found safe harbor in Certificates of Deposit. The event left an impact that can still be felt decades later. As…
April 1, 2024 – Effective Date of Change American General Life Insurance Company Fixed Indexed Annuity Power Select Builder 25,000+ Power Select Builder 100,000+ Power Select Builder 8 25,000+ Power Select Builder 8 100,000+ Power Select Plus Income 25,000+ Power Select Plus Income 100,000+ Power Select Plus Income with Multiplier® 25,000+ Power Select Plus Income with Multiplier® 100,000+ AuguStar OrionShield 10 15,000+ OrionShield 10 150,000+…
In the intricate and evolving landscape of financial services, knowledge is power. Understanding the nuances of this industry and how to operate within it requires not just expertise but continuous learning and development. This is the driving force behind the IAMS Life & Annuity Academy. As IAMS’ first in-person event of 2024, the Academy brings…
