A retired couple discussing long-term care plans and options

Long-Term Care Insurance Awareness Month

November is Long-Term Care Insurance Awareness Month. Like other “Awareness Month” campaigns (Life Insurance in September and Annuity in June), this presents an opportunity to discuss how a certain solution—in this case, LTC coverage—can fit within your clients’ and prospects’ retirement portfolios. The conversation about long-term care can be difficult. Many people have yet to…

On The Move – October 29, 2024

October 31, 2024 – Effective Date of Change Ibexis Fixed Indexed Annuity FIA Plus 10 25,000+ FIA Plus 10 100,000+ FIA Plus 10 Premium Bonus 25,000+ FIA Plus 10 Premium Bonus 100,000+ FIA Plus 5 25,000+ FIA Plus 5 100,000+ FIA Plus 5 Premium Bonus 25,000+ FIA Plus 5 Premium Bonus 100,000+ FIA Plus 7 25,000+ FIA Plus 7 100,000+ FIA Plus 7 Premium Bonus 25,000+…

On The Move – October 29, 2024

October 31, 2024 – Effective Date of Change Ibexis Fixed Indexed Annuity FIA Plus 10 25,000+ FIA Plus 10 100,000+ FIA Plus 10 Premium Bonus 25,000+ FIA Plus 10 Premium Bonus 100,000+ FIA Plus 5 25,000+ FIA Plus 5 100,000+ FIA Plus 5 Premium Bonus 25,000+ FIA Plus 5 Premium Bonus 100,000+ FIA Plus 7 25,000+ FIA Plus 7 100,000+ FIA Plus 7 Premium Bonus 25,000+…

Retirees are happy because they hired an advisor that used IAMS Social Security Navigator program

SSA Announces COLA Increase for 2025

The more than 68 million Americans who receive Social Security retirement benefits are set to receive a cost-of-living increase next year. The Social Security Administration (SSA) announced last week a 2.5% COLA boost for 2025. This is slightly lower than last year’s 3.2% increase but on par with current inflationary rates. The increase will see the average…

On The Move – October 15, 2024

October 16, 2024 – Effective Date of Change Farmers Life Insurance Company Fixed Indexed Annuity Farmers Harvest 10 10,000+ Farmers Harvest 10 Enhanced Liquiditiy 10,000+ Farmers Harvest 10 Premium Bonus 10,000+ Farmers Harvest 5 10,000+ Farmers Harvest 5 Enhanced Liquiditiy 10,000+ Farmers Harvest 7 10,000+ Farmers Harvest 7 Enhanced Liquiditiy 10,000+ Farmers Harvest 7 Premium Bonus 10,000+ October 21, 2024 – Effective Date…

On The Move – October 8, 2024

October 10, 2024 – Effective Date of Change Fidelity & Guaranty Life Fixed Indexed Annuity FG Accelerator Plus 10 10,000+ FG Accelerator Plus 14 10,000+ Performance Pro with GMWB 10,000+ Prosperity Elite 10 Enhancement 10,000+ Prosperity Elite 10 Protection 10,000+ Prosperity Elite 14 Enhancement 10,000+ Prosperity Elite 14 Protection 10,000+ Prosperity Elite 7 Enhancement 10,000+ Prosperity Elite 7 Protection 10,000+ MYGA October 11, 2024…

An advisor is sitting with his client in a meeting room and discussing CD rates and annuities

Leveraging CD Replacement Month

Historically speaking, October has been a tumultuous month for the economy. This year will bring the 36th anniversary of Black Monday (October 19, 1987) and the 34th anniversary of the Friday the 13th Mini Crash (1989). While the more recent financial crisis of 2008 played out over several months, much of the action – Lehman…

On The Move – October 1, 2024

October 2, 2024 – Effective Date of Change Reliance Standard Life Fixed Indexed Annuity Keystone 10 Index Annuity 10,000+ Keystone 5 Index Annuity 10,000+ Keystone 7 Index Annuity 10,000+ Reliance Accumulator 10 20,000+ Reliance Accumulator 5 20,000+ Reliance Accumulator 7 20,000+ October 3, 2024 – Effective Date of Change American General Life Insurance Company Power Select Builder 25,000+ Power Select Builder 100,000+ Power…