AIG, the #1 provider of fixed-rate deferred annuities, have updated their rates on the IAMS proprietary suite of products. AIG has a strategy focused on enhancing the value and competitive position of their annuity products and continues to earn their A rating from AM Best. Call us today at (800) 255-5055 to learn why top…
First quarter indexed annuity sales were down nearly 5.0 percent when compared to the previous quarter, but up nearly 5.0 percent when compared with the same time period last year. Total first quarter sales topped $11.3 billion. “Indexed annuity sales began the year with sales greater than any other first quarter has in the history…
If you have prospects up to age 99 who are looking for a crediting rate that is often higher than today’s CD rates, offers tax-deferred growth and passes income tax-free to heirs, while featuring comprehensive protection from creditors, then IAMS has two products that deserve your attention. Many of your clients understand the value of…
Picture this if you would, you get up and start your day just like you would any other day. You make calls to schedule new annuity appointments, you have your initial fact finding appointments, you have your closing appointment, complete paperwork, deposit commission checks in the bank etc, etc. Life is good! All of a…
The fixed (equity) indexed annuity (FIA) was introduced 20 years ago. The timing for this product was perfect for where the economy was in the early 90s. 1994 had been a rocky year; bond fund returns were poor, the S&P 500 ended the year on a down note, and many stock funds and variable annuities…
Do you know how IRAs are changing in 2015? Whole New IRA Option: The name of the new option is “myRA” and it’s a Roth IRA account that isn’t connected to your employer. Fully guaranteed by the federal government, this account will be available to those with an individual income of less than $129,000 annually…
Insurance Agency Marketing Services, Inc. was founded in 1986 with service to producers as the centerpiece. As Charles Heuring, co-founder and president puts it, “We felt there was a real opportunity to build an organization around the idea of making the producer feel at home.” Over the past twenty-eight years the success of IAMS has…
The NAIC has adopted the 2010 Suitability in Annuity Transactions Model Regulation and several states have taken action to adopt the same or similar requirements. Producers are now required to take two different training requirements prior to soliciting business.
