In many ways, Millennials are the perfect storm of opportunity for life insurance agents and advisors. The largest generation in American history also represents more than one-third of the workforce. With the Boomer generation at or near retirement age, and Gen-Xers turning that corner, advisors would be wise to start paying more attention to Millennials.…
September 9, 2022 – Effective Date of Change American Life Fixed Indexed Annuity American Select 10 20,000+ Fixed Rate: Rate 2.80% S&P 500 Annual Point-to-Point Cap: Cap 8.50% S&P 500 Annual Point-to-Point Par: Part Rate 42% S&P 500 MARC 5 ER Annual Point-to-Point Par: Part Rate 150% Janus SG Guidance Index: Value Lock 2-Year Point-to-Point Par: Part Rate 115% GS Xenith 1-…
September 06, 2022 – Effective Date of Change Upstream Life MYGA Secure Legacy 10 Year 10,000+ 4.00% Secure Legacy 10 Year 81+ 10,000+ 3.75% Secure Legacy 10 Year 81+ NV 10,000+ 3.65% Secure Legacy 10 Year NV 10,000+ 3.90% Secure Legacy 15 Year 10,000+ 4.00% Secure Legacy 15 Year 81+ 10,000+ 3.75% Secure Legacy 15 Year 81+ NV 10,000+ 3.65% Secure Legacy 15 Year NV 10,000+ 3.90% Secure Legacy 3 Year 10,000+ 4.00% Secure…
Aug 29, 2022 – Effective Date of Change American General Life Insurance Company Fixed Indexed Annuity Power 10 Protector 25,000+ 1 Year S&P 500 Annual Point to Point: Cap 8.00% 1 Year Fixed Account: Rate 3.65% 1 Year S&P 500 Annual Point to Point with Participation: Part Rate 38% 1 Year PIMCO Global Optima Index Annual Point to Point with…
The Inflation Reduction Act of 2022 passed both chambers of Congress in August and has been signed into law by President Biden. Following nearly a year of debate and doubt over whether the bill would die in a divided Senate, it narrowly passed on a party-line vote. The Democrat-controlled House followed suit, paving the way…
August 22, 2022 – Effective Date of Change Oceanview Life and Annuity MYGA Harbourview 10 20,000+ 4.30% Harbourview 10 80,000+ 4.50% Harbourview 10 (CA) 20,000+ 4.15% Harbourview 10 (CA) 80,000+ 4.35% Harbourview 2 20,000+ 3.30% Harbourview 2 80,000+ 3.50% Harbourview 2 (CA) 20,000+ 3.20% Harbourview 2 (CA) 80,000+ 3.40% Harbourview 3 20,000+ 3.65% Harbourview 3 80,000+ 3.85% Harbourview 3 (CA) 20,000+ 3.55% Harbourview 3 (CA) 80,000+ 3.75% Harbourview 4 20,000+ 4.05% Harbourview 4 80,000+ 4.25% Harbourview 4 (CA) 20,000+ 3.90% Harbourview 4 (CA) 80,000+ 4.10% Harbourview 5 20,000+ 4.10% Harbourview…
August 15, 2022 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ 1-Year Point-to-Point S&P 500: Cap 6.75% 2-Year Point-to-Point GS Momentum Builder: Part Rate 170% 1-Year Point-to-Point GS Momentum Builder: Part Rate 120% 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 145% 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 105% 1-Year Fixed Interest…
August 8, 2022 – Effective Date of Change AIG Fixed Annuity American Pathway 5 – 1 Year Premium Bonus GROP 5,000+ 2.70% American Pathway 5 – 1 Year Premium Bonus GROP 100,000+ 3.25% American Pathway 5 – 1 Year Premium Bonus Non GROP 5,000+ 2.70% American Pathway 5 – 1 Year Premium Bonus Non GROP 100,000+ 3.25% American Pathway 5 – 3 Year GROP 5,000+ 2.75%…
Americans are more skeptical about retirement than ever. And understandably so. After two years of the COVID-19 pandemic, we have entered an environment of record inflation rates, higher-than-average gas and consumer goods prices, and a tumultuous stock market. This has all led to an increase in the number of people who plan on continuing to…
July 29, 2022 – Effective Date of Change National Western Life Fixed Indexed Annuity NWL IMPACT 7® 5,000+ Option A: 1 Year Annual Point to Point with Monthly Average: Part Rate 100% Option B: Fixed Interest Rate: Rate 3.90% Option U: Annual Reset Low Volatility Daily Risk Control: Part Rate 135% NWL Ultra Classic® 5,000+ Option A: Monthly Averaging Annual Reset: Part…
