The Inflation Reduction Act of 2022 passed both chambers of Congress in August and has been signed into law by President Biden. Following nearly a year of debate and doubt over whether the bill would die in a divided Senate, it narrowly passed on a party-line vote. The Democrat-controlled House followed suit, paving the way…
August 22, 2022 – Effective Date of Change Oceanview Life and Annuity MYGA Harbourview 10 20,000+ 4.30% Harbourview 10 80,000+ 4.50% Harbourview 10 (CA) 20,000+ 4.15% Harbourview 10 (CA) 80,000+ 4.35% Harbourview 2 20,000+ 3.30% Harbourview 2 80,000+ 3.50% Harbourview 2 (CA) 20,000+ 3.20% Harbourview 2 (CA) 80,000+ 3.40% Harbourview 3 20,000+ 3.65% Harbourview 3 80,000+ 3.85% Harbourview 3 (CA) 20,000+ 3.55% Harbourview 3 (CA) 80,000+ 3.75% Harbourview 4 20,000+ 4.05% Harbourview 4 80,000+ 4.25% Harbourview 4 (CA) 20,000+ 3.90% Harbourview 4 (CA) 80,000+ 4.10% Harbourview 5 20,000+ 4.10% Harbourview…
August 15, 2022 – Effective Date of Change Integrity Life Insurance Company Fixed Indexed Annuity Integrity Indextra 5 15,000+ 1-Year Point-to-Point S&P 500: Cap 6.75% 2-Year Point-to-Point GS Momentum Builder: Part Rate 170% 1-Year Point-to-Point GS Momentum Builder: Part Rate 120% 2-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 145% 1-Year Point-to-Point J.P. Morgan Strategic Balanced: Part Rate 105% 1-Year Fixed Interest…
August 8, 2022 – Effective Date of Change AIG Fixed Annuity American Pathway 5 – 1 Year Premium Bonus GROP 5,000+ 2.70% American Pathway 5 – 1 Year Premium Bonus GROP 100,000+ 3.25% American Pathway 5 – 1 Year Premium Bonus Non GROP 5,000+ 2.70% American Pathway 5 – 1 Year Premium Bonus Non GROP 100,000+ 3.25% American Pathway 5 – 3 Year GROP 5,000+ 2.75%…
Americans are more skeptical about retirement than ever. And understandably so. After two years of the COVID-19 pandemic, we have entered an environment of record inflation rates, higher-than-average gas and consumer goods prices, and a tumultuous stock market. This has all led to an increase in the number of people who plan on continuing to…
July 29, 2022 – Effective Date of Change National Western Life Fixed Indexed Annuity NWL IMPACT 7® 5,000+ Option A: 1 Year Annual Point to Point with Monthly Average: Part Rate 100% Option B: Fixed Interest Rate: Rate 3.90% Option U: Annual Reset Low Volatility Daily Risk Control: Part Rate 135% NWL Ultra Classic® 5,000+ Option A: Monthly Averaging Annual Reset: Part…
July 22, 2022 – Effective Date of Change Fidelity & Guaranty Life FG AccumulatorPlus 10 10,000+ 1-Year S&P 500 Monthly Point-to-Point: Cap 2.75% 1-Year S&P 500 Monthly Average with Cap: Cap 8.00% 1-Year S&P 500 Point-to-Point with Cap: Cap 8.25% 1-Year Index Gain Option with Declared Rate: Cap 6.25% 1-Year Fixed Account: Rate 2.50% 2-Year Barclays Trailblazer Sectors 5 Index: Part Rate 220%…
Content marketing has become one of the most valuable and effective methods for consumer engagement, far outpacing the traditional strategies many businesses have come to rely upon. According to recent studies, 70% of internet users would rather learn about a product or service through content versus traditional (print, TV, radio) advertisements (Cision). Are you taking…
July 15, 2022 – Effective Date of Change Guaranty Income Life MYGA Guaranty Rate Lock 3 10,000+ 3.85% Guaranty Rate Lock 3 100,000+ 3.95% Guaranty Rate Lock 3 250,000+ 3.95% Guaranty Rate Lock 3 (Non MVA) 10,000+ 3.60% Guaranty Rate Lock 3 (Non MVA) 100,000+ 3.70% Guaranty Rate Lock 3 (Non MVA) 250,000+ 3.70% Lincoln Financial Group Fixed Indexed Annuity Lincoln OptiBlend 10 10,000+ 1-Year S&P 500 5% Daily…
Today, record inflation and the biggest stock market slump since the onset of the pandemic are giving retirees good reason to be concerned about their portfolios. The downturn has wiped out an estimated $3 trillion from retirement accounts so far this year; recovery from the decline could take at least two years. While people who…
