The Biden Administration announced last week the latest Department of Labor (DOL) amended fiduciary rule proposal that, if adopted, would dramatically impact the way independent advisors do business with any qualified money sales. The DOL’s 800-page “Retirement Security Rule” (available here) is allegedly designed to close loopholes in the current “Best Interest” regulations, including as…
Trick or treat! Athene rates have increased! They have also just announced a .50% bonus commission on FIA’s. We’ve attached fliers with all of the details on rate and commission hikes, but here are just a couple of samples: MYGA rates that will blow away the competition: Indexing options that are second to none: These…
October 25, 2023 – Effective Date of Change Sagicor Life Insurance Company MYGA October 26, 2023 Effective Date of Change American Life Fixed Indexed Annuity American Fusion MYGIA 10,000+ MYGA Oceanview Life and Annuity Fixed Indexed Annuity Harbourview FIA 10 20,000+ Harbourview FIA 10 CA 20,000+ Harbourview FIA 3 20,000+ Harbourview FIA 3 CA 20,000+ Harbourview FIA 5 20,000+ Harbourview FIA 5…
Finding and effectively communicating your unique value proposition (UVP) is a vital step towards success. A UVP sets you apart from the crowd and helps potential clients understand why they should choose you as their financial advisor. This should be a succinct statement that defines what makes you, as a financial advisor, different from your…
October 23, 2023 – Effective Date of Change Lincoln Financial Group Fixed Indexed Annuity Lincoln Core Capital 10,000+ Lincoln Core Capital 100,000+ Lincoln Covered Choice 5 10,000+ Lincoln Covered Choice 5 100,000+ Lincoln Covered Choice 5 Advisory 10,000+ Lincoln Covered Choice 5 Advisory 100,000+ Lincoln Covered Choice® 5 II 10,000+ Lincoln Covered Choice® 5 II 100,000+ Lincoln Covered Choice® 5 II Advisory 10,000+ Lincoln Covered…
The more than 66 million Americans who receive Social Security retirement benefits are set to receive a cost-of-living increase next year. The Social Security Administration (SSA) announced this week a 3.2% COLA boost for 2024. This is significantly lower than last year’s 8.7% increase. The increase will see the average monthly benefit check jump by almost $60…
October 15, 2023 – Effective Date of Change Lincoln Financial Group Fixed Indexed Annuity Lincoln Core Capital 10,000+ Lincoln Core Capital 100,000+ Lincoln Covered Choice 5 10,000+ Lincoln Covered Choice 5 100,000+ Lincoln Covered Choice 5 Advisory 10,000+ Lincoln Covered Choice 5 Advisory 100,000+ Lincoln Covered Choice® 5 II 10,000+ Lincoln Covered Choice® 5 II 100,000+ Lincoln Covered Choice® 5 II Advisory 10,000+ Lincoln Covered…
The role of the financial advisor has evolved significantly in recent years. Gone are the days when advisors merely executed transactions on behalf of their clients. Instead, a paradigm shift is underway, with financial professionals now emphasizing holistic financial planning. This transformation is a response to the growing need for comprehensive, client-centric advice that addresses…
September 27, 2023 – Effective Date of Change Americo Fixed Indexed Annuity Elite 5 10,000+ Ultimate One Index 7 10,000+ Ultimate One Index 9 10,000+ Ultimate One Index 9 Bonus (411) 10,000+ MYGA September 28, 2023 – Effective Date of Change Ibexis Fixed Indexed Annuity MYGA Plus 3 FIA 10,000+ MYGA Plus 3 FIA 100,000+ MYGA Plus 3 FIA CA 10,000+ MYGA Plus 3…
September 20, 2023 – Effective Date of Change American Life Fixed Indexed Annuity American Fusion MYGIA 10,000+ MYGA September 20, 2023 – Effective Date of Change Fixed Indexed Annuity NAC VersaChoice 10 20,000+ NAC VersaChoice 10 75,000+ NAC VersaChoice 10 (ELB) 20,000+ NAC VersaChoice 10 (ELB) 75,000+ Performance Choice 8 20,000+
